Best Cheap Auto Insurance in Garden Plain, KS (2021)

The average Garden Plain, KS auto insurance rates are $284 per month. The minimum auto insurance in Garden Plain is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Garden Plain, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Garden Plain is 25.0 minutes
  • Average auto insurance rates in Garden Plain, KS for senior drivers are $1,961 per year
  • The cheapest auto insurance company in Garden Plain is American Family

Garden Plain, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Garden Plain can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Garden Plain, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Garden Plain to other Kansas cities, including Olathe auto insurance rates, Wichita auto insurance rates, and Overland Park auto insurance rates to see how Garden Plain, Kansas auto insurance rates stack up.

Before you buy Garden Plain, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Garden Plain, Kansas auto insurance quotes.

Minimum Auto Insurance in Garden Plain, Kansas

Garden Plain, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Garden Plain, Kansas.

Minimum Required Auto Insurance Coverage in Garden Plain, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Garden Plain, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Garden Plain, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Garden Plain, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,688 $2,594 $2,425 $2,491 $7,755 $8,735 $2,729 $2,809
American Family $1,687 $1,687 $1,526 $1,526 $3,354 $4,050 $1,687 $1,903
Farmers $2,578 $2,548 $2,299 $2,409 $7,226 $7,463 $2,906 $3,042
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,465 $2,186 $2,438 $10,718 $11,962 $2,487 $2,688
Nationwide $1,809 $1,860 $1,612 $1,735 $3,816 $4,662 $2,117 $2,251
Progressive $2,433 $2,305 $1,965 $2,051 $9,202 $10,369 $2,875 $3,086
State Farm $1,726 $1,726 $1,541 $1,541 $5,034 $6,363 $1,949 $2,226
Travelers $2,049 $2,084 $1,996 $2,021 $8,261 $12,871 $2,097 $2,472
USAA $1,483 $1,499 $1,369 $1,368 $5,341 $5,562 $1,974 $2,041

Cheap Garden Plain, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Garden Plain, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Garden Plain, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Garden Plain, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,755 $8,735
American Family $3,354 $4,050
Farmers $7,226 $7,463
GEICO $4,439 $5,960
Liberty Mutual $10,718 $11,962
Nationwide $3,816 $4,662
Progressive $9,202 $10,369
State Farm $5,034 $6,363
Travelers $8,261 $12,871
USAA $5,341 $5,562

Cheap Garden Plain, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Garden Plain, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Garden Plain, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,425 $2,491
American Family $1,526 $1,526
Farmers $2,299 $2,409
GEICO $2,443 $2,273
Liberty Mutual $2,186 $2,438
Nationwide $1,612 $1,735
Progressive $1,965 $2,051
State Farm $1,541 $1,541
Travelers $1,996 $2,021
USAA $1,369 $1,368

Cheap Garden Plain, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Garden Plain, Kansas compared to the annual auto insurance rates with a clean record in Garden Plain, Kansas.

Annual Garden Plain, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,445 $4,032 $4,736 $3,901
American Family $2,140 $2,290 $2,140 $2,140
Farmers $3,203 $4,138 $4,033 $3,862
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,495 $5,287 $5,188 $4,643
Nationwide $1,873 $2,151 $3,768 $2,138
Progressive $3,950 $4,644 $4,136 $4,412
State Farm $2,534 $2,992 $2,763 $2,763
Travelers $3,085 $4,022 $5,545 $4,273
USAA $1,876 $2,550 $3,739 $2,154

Cheap Garden Plain, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Garden Plain, Kansas is not easy. Compare the annual rates for DUI auto insurance in Garden Plain, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Garden Plain, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,736
American Family $2,140
Farmers $4,033
GEICO $4,922
Liberty Mutual $5,188
Nationwide $3,768
Progressive $4,136
State Farm $2,763
Travelers $5,545
USAA $3,739

Cheap Garden Plain, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Garden Plain, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Garden Plain, Kansas

Insurance Company Poor Fair Good
Allstate $4,981 $3,802 $3,302
American Family $2,845 $2,008 $1,679
Farmers $4,478 $3,577 $3,372
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,653 $4,653 $4,653
Nationwide $2,748 $2,433 $2,267
Progressive $4,897 $4,134 $3,826
State Farm $4,024 $2,404 $1,862
Travelers $4,892 $3,980 $3,822
USAA $3,506 $2,319 $1,914

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Cheap Garden Plain, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Garden Plain, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Garden Plain, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Garden Plain, Kansas

ZIP Code Average Annual Rates
67050 $3,616

Cheap Garden Plain, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Garden Plain, Kansas auto insurance. Find the cheapest annual Garden Plain, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Garden Plain, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,028 $4,028
American Family $2,150 $2,205
Farmers $3,809 $3,809
GEICO $3,027 $3,159
Liberty Mutual $4,653 $4,653
Nationwide $2,483 $2,483
Progressive $4,286 $4,286
State Farm $2,694 $2,833
Travelers $4,231 $4,231
USAA $2,506 $2,653

Cheap Garden Plain, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Garden Plain, Kansas? Check out the comparison of annual Garden Plain, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Garden Plain, Kansas

Insurance Company Low Medium High
Allstate $3,896 $4,019 $4,170
American Family $2,188 $2,287 $2,057
Farmers $3,648 $3,789 $3,990
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,550 $4,643 $4,767
Nationwide $2,609 $2,456 $2,383
Progressive $4,044 $4,251 $4,562
State Farm $2,646 $2,772 $2,872
Travelers $4,018 $4,237 $4,439
USAA $2,478 $2,572 $2,689

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Best By Category: Cheapest Auto Insurance in Garden Plain, Kansas

Compare the cheapest auto insurance companies in Garden Plain, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Garden Plain, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

The Cheapest Garden Plain, Kansas Auto Insurance Companies

What auto insurance companies in Garden Plain, Kansas are the cheapest? Compare the top Garden Plain, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Garden Plain, Kansas

Insurance Company Average Annual Rates
Allstate $4,028
American Family $2,177
Farmers $3,809
GEICO $3,093
Liberty Mutual $4,653
Nationwide $2,483
Progressive $4,286
State Farm $2,763
Travelers $4,231
USAA $2,580

What affects auto insurance rates in Garden Plain, Kansas?

There are a lot of reasons why auto insurance rates in Garden Plain, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Garden Plain, Kansas. Many local factors may affect your Garden Plain auto insurance rates.

Garden Plain Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Garden Plain, Kansas commute length is 25.0 minutes according to City-Data.

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Compare Garden Plain, Kansas Auto Insurance Quotes

Before you buy Garden Plain, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Garden Plain, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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