Best Cheap Auto Insurance in Garden Grove, IA (2021)

The average Garden Grove, IA auto insurance rates are $251 per month. The minimum auto insurance in Garden Grove is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Garden Grove, Iowa, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Garden Grove, IA for senior drivers are $1,692 per year
  • The cheapest auto insurance company in Garden Grove is USAA
  • The minimum auto insurance required in Garden Grove, Iowa is 20/40/15

Garden Grove, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Garden Grove can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Garden Grove, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Garden Grove to other Iowa cities, including Ames auto insurance rates, Council Bluffs auto insurance rates, and Waterloo auto insurance rates to see how Garden Grove, Iowa auto insurance rates stack up.

Before you buy Garden Grove, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Garden Grove, Iowa auto insurance quotes.

Minimum Auto Insurance in Garden Grove, Iowa

Garden Grove, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Garden Grove, Iowa.

Minimum Required Auto Insurance Coverage in Garden Grove, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Garden Grove, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Garden Grove, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Garden Grove, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,862 $1,796 $1,647 $1,678 $5,208 $5,838 $2,040 $2,103
American Family $1,976 $1,976 $1,766 $1,766 $5,251 $7,378 $1,976 $2,381
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,156 $2,346 $1,891 $2,300 $10,106 $11,385 $2,443 $2,698
Nationwide $1,886 $1,942 $1,676 $1,797 $4,255 $5,540 $2,125 $2,319
Progressive $1,867 $1,814 $1,536 $1,590 $4,304 $4,874 $2,249 $2,429
State Farm $1,591 $1,591 $1,378 $1,378 $4,015 $5,128 $1,782 $2,014
Travelers $2,582 $2,637 $2,492 $2,501 $11,184 $17,774 $2,680 $3,199
USAA $1,264 $1,289 $1,153 $1,189 $3,266 $3,496 $1,524 $1,691

Cheap Garden Grove, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Garden Grove, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Garden Grove, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Garden Grove, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,208 $5,838
American Family $5,251 $7,378
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,106 $11,385
Nationwide $4,255 $5,540
Progressive $4,304 $4,874
State Farm $4,015 $5,128
Travelers $11,184 $17,774
USAA $3,266 $3,496

Cheap Garden Grove, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Garden Grove, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Garden Grove, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,647 $1,678
American Family $1,766 $1,766
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,891 $2,300
Nationwide $1,676 $1,797
Progressive $1,536 $1,590
State Farm $1,378 $1,378
Travelers $2,492 $2,501
USAA $1,153 $1,189

Cheap Garden Grove, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Garden Grove, Iowa compared to the annual auto insurance rates with a clean record in Garden Grove, Iowa.

Annual Garden Grove, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,371 $2,855 $3,222 $2,638
American Family $2,208 $3,232 $4,197 $2,597
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,816 $4,711 $4,818 $4,316
Nationwide $1,935 $2,801 $3,838 $2,197
Progressive $2,084 $3,376 $2,258 $2,612
State Farm $2,204 $2,516 $2,360 $2,360
Travelers $4,116 $5,468 $7,312 $5,629
USAA $1,427 $1,901 $2,473 $1,635

Cheap Garden Grove, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Garden Grove, Iowa is not easy. Compare the annual rates for DUI auto insurance in Garden Grove, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Garden Grove, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,222
American Family $4,197
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,818
Nationwide $3,838
Progressive $2,258
State Farm $2,360
Travelers $7,312
USAA $2,473

Cheap Garden Grove, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Garden Grove, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Garden Grove, Iowa

Insurance Company Poor Fair Good
Allstate $3,311 $2,636 $2,368
American Family $3,901 $2,866 $2,409
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,308 $3,880 $3,058
Nationwide $3,281 $2,555 $2,242
Progressive $3,075 $2,458 $2,216
State Farm $3,361 $2,079 $1,639
Travelers $6,343 $5,405 $5,146
USAA $2,454 $1,675 $1,447

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Cheap Garden Grove, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Garden Grove, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Garden Grove, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Garden Grove, Iowa

ZIP Code Average Annual Rates
50103 $2,537

Cheap Garden Grove, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Garden Grove, Iowa auto insurance. Find the cheapest annual Garden Grove, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Garden Grove, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,706 $2,837
American Family $3,023 $3,094
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,415 $4,415
Nationwide $2,693 $2,693
Progressive $2,583 $2,583
State Farm $2,303 $2,416
Travelers $5,631 $5,631
USAA $1,791 $1,927

Cheap Garden Grove, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Garden Grove, Iowa? Check out the comparison of annual Garden Grove, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Garden Grove, Iowa

Insurance Company Low Medium High
Allstate $2,678 $2,775 $2,862
American Family $3,076 $3,228 $2,872
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,236 $4,406 $4,604
Nationwide $2,822 $2,674 $2,582
Progressive $2,451 $2,589 $2,709
State Farm $2,264 $2,370 $2,444
Travelers $5,324 $5,715 $5,854
USAA $1,768 $1,864 $1,944

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Best By Category: Cheapest Auto Insurance in Garden Grove, Iowa

Compare the cheapest auto insurance companies in Garden Grove, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Garden Grove, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Garden Grove, Iowa Auto Insurance Companies

What auto insurance companies in Garden Grove, Iowa are the cheapest? Compare the top Garden Grove, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Garden Grove, Iowa

Insurance Company Average Annual Rates
Allstate $2,772
American Family $3,059
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,415
Nationwide $2,693
Progressive $2,583
State Farm $2,360
Travelers $5,631
USAA $1,859

What affects auto insurance rates in Garden Grove, Iowa?

There are a lot of reasons why auto insurance rates in Garden Grove, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Garden Grove, Iowa. Many local factors may affect your Garden Grove auto insurance rates.

Garden Grove Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Garden Grove, Iowa commute length is 35.7 minutes according to City-Data.

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Compare Garden Grove, Iowa Auto Insurance Quotes

Before you buy Garden Grove, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Garden Grove, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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