Best Cheap Auto Insurance in Garden City, SC (2021)

The average Garden City, SC auto insurance rates are $321 per month. The minimum auto insurance in Garden City is at least 25/50/25 in coverage to comply with South Carolina auto insurance laws. To find the best cheap auto insurance in Garden City, South Carolina, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Garden City, SC for senior drivers are $2,256 per year
  • The average commute length in Garden City is 20.8 minutes
  • The cheapest auto insurance company in Garden City is GEICO

Garden City, South Carolina auto insurance requirements are 25/50/25 according to South Carolina auto insurance laws. Finding cheap auto insurance in Garden City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Garden City, South Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Garden City to other South Carolina cities, including Hilton Head Island auto insurance rates, Columbia auto insurance rates, and Greenville auto insurance rates to see how Garden City, South Carolina auto insurance rates stack up.

Before you buy Garden City, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Garden City, South Carolina auto insurance quotes.

Minimum Auto Insurance in Garden City, South Carolina

Garden City, South Carolina auto insurance laws require that you have at least the South Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Garden City, South Carolina.

Minimum Required Auto Insurance Coverage in Garden City, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Garden City, South Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Garden City, South Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Garden City, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,603 $2,603 $2,489 $2,489 $6,675 $8,522 $2,886 $3,139
Farmers $3,630 $3,640 $3,494 $3,759 $9,910 $10,865 $3,981 $4,002
GEICO $2,043 $2,043 $1,865 $1,865 $5,172 $5,273 $2,398 $2,470
Nationwide $2,324 $2,348 $2,100 $2,172 $5,665 $7,262 $2,631 $2,857
Progressive $2,654 $2,427 $2,288 $2,403 $11,435 $12,608 $3,047 $3,161
State Farm $1,869 $1,869 $1,708 $1,708 $5,546 $6,963 $2,102 $2,359
USAA $1,763 $1,766 $1,626 $1,624 $7,216 $7,885 $2,328 $2,447

Cheap Garden City, South Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Garden City, South Carolina is a challenge. Take a look at the annual teen auto insurance rates in Garden City, South Carolina.

Annual Auto Insurance Rates for Teen Drivers in Garden City, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,675 $8,522
Farmers $9,910 $10,865
GEICO $5,172 $5,273
Nationwide $5,665 $7,262
Progressive $11,435 $12,608
State Farm $5,546 $6,963
USAA $7,216 $7,885

Cheap Garden City, South Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Garden City, South Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Garden City, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,489 $2,489
Farmers $3,494 $3,759
GEICO $1,865 $1,865
Nationwide $2,100 $2,172
Progressive $2,288 $2,403
State Farm $1,708 $1,708
USAA $1,626 $1,624

Cheap Garden City, South Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Garden City, South Carolina compared to the annual auto insurance rates with a clean record in Garden City, South Carolina.

Annual Garden City, South Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $4,688 $4,140 $3,909
Farmers $4,517 $6,253 $5,194 $5,677
GEICO $2,227 $2,853 $4,257 $2,227
Nationwide $2,740 $3,515 $4,417 $3,008
Progressive $4,086 $5,993 $5,003 $4,929
State Farm $2,726 $3,370 $2,983 $2,983
USAA $2,632 $3,258 $4,485 $2,952

Cheap Garden City, South Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Garden City, South Carolina is not easy. Compare the annual rates for DUI auto insurance in Garden City, South Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Garden City, South Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,140
Farmers $5,194
GEICO $4,257
Nationwide $4,417
Progressive $5,003
State Farm $2,983
USAA $4,485

Cheap Garden City, South Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Garden City, South Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Garden City, South Carolina

Insurance Company Poor Fair Good
Allstate $4,941 $3,708 $3,128
Farmers $6,179 $5,248 $4,803
GEICO $4,410 $2,372 $1,892
Nationwide $4,047 $3,309 $2,903
Progressive $5,547 $4,888 $4,574
State Farm $4,325 $2,643 $2,079
USAA $5,169 $2,570 $2,256

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Cheap Garden City, South Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Garden City, South Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Garden City, South Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Garden City, South Carolina

ZIP Code Average Annual Rates
29575 $3,579
29576 $3,622

Cheap Garden City, South Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Garden City, South Carolina auto insurance. Find the cheapest annual Garden City, South Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Garden City, South Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,843 $4,008
Farmers $5,410 $5,410
GEICO $2,873 $2,910
Nationwide $3,420 $3,420
Progressive $5,003 $5,003
State Farm $2,939 $3,093
USAA $3,297 $3,366

Cheap Garden City, South Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Garden City, South Carolina? Check out the comparison of annual Garden City, South Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Garden City, South Carolina

Insurance Company Low Medium High
Allstate $3,691 $3,907 $4,180
Farmers $4,802 $5,406 $6,023
GEICO $2,676 $2,861 $3,137
Nationwide $3,337 $3,426 $3,496
Progressive $4,591 $4,930 $5,488
State Farm $2,770 $3,014 $3,263
USAA $3,134 $3,328 $3,533

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Best By Category: Cheapest Auto Insurance in Garden City, South Carolina

Compare the cheapest auto insurance companies in Garden City, South Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Garden City, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Garden City, South Carolina Auto Insurance Companies

What auto insurance companies in Garden City, South Carolina are the cheapest? Compare the top Garden City, South Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Garden City, South Carolina

Insurance Company Average Annual Rates
Allstate $3,926
Farmers $5,410
GEICO $2,891
Nationwide $3,420
Progressive $5,003
State Farm $3,016
USAA $3,332

What affects auto insurance rates in Garden City, South Carolina?

There are a lot of reasons why auto insurance rates in Garden City, South Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Garden City, South Carolina. Many local factors may affect your Garden City auto insurance rates.

Garden City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Garden City, South Carolina commute length is 20.8 minutes according to City-Data.

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Compare Garden City, South Carolina Auto Insurance Quotes

Before you buy Garden City, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Garden City, South Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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