Best Cheap Auto Insurance in Garciasville, TX (2021)

The average Garciasville, TX auto insurance rates are $397 per month. The minimum auto insurance in Garciasville is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Garciasville, Texas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Garciasville, TX for senior drivers are $2,885 per year
  • The minimum auto insurance required in Garciasville, Texas is 30/60/25
  • The most expensive auto insurance company in Garciasville for teen drivers is Progressive

Garciasville, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Garciasville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Garciasville, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Garciasville to other Texas cities, including Fort Worth auto insurance rates, Corpus Christi auto insurance rates, and Arlington auto insurance rates to see how Garciasville, Texas auto insurance rates stack up.

Before you buy Garciasville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Garciasville, Texas auto insurance quotes.

Minimum Auto Insurance in Garciasville, Texas

Garciasville, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Garciasville, Texas.

Minimum Required Auto Insurance Coverage in Garciasville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Garciasville, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Garciasville, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Garciasville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,483 $4,523 $4,430 $4,430 $11,798 $14,248 $5,544 $5,772
American Family $2,965 $3,293 $2,699 $3,090 $7,430 $9,672 $4,186 $4,744
GEICO $2,554 $2,781 $2,521 $2,923 $5,488 $5,605 $2,744 $2,667
Nationwide $3,486 $3,558 $3,069 $3,269 $9,582 $12,412 $4,067 $4,424
Progressive $3,876 $3,559 $3,434 $3,513 $16,246 $17,961 $4,457 $4,331
State Farm $1,956 $1,956 $1,727 $1,727 $4,463 $5,641 $2,112 $2,174
USAA $1,853 $1,877 $1,774 $1,780 $5,099 $5,578 $2,486 $2,688

Cheap Garciasville, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Garciasville, Texas is a challenge. Take a look at the annual teen auto insurance rates in Garciasville, Texas.

Annual Auto Insurance Rates for Teen Drivers in Garciasville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,798 $14,248
American Family $7,430 $9,672
GEICO $5,488 $5,605
Nationwide $9,582 $12,412
Progressive $16,246 $17,961
State Farm $4,463 $5,641
USAA $5,099 $5,578

Cheap Garciasville, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Garciasville, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Garciasville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,430 $4,430
American Family $2,699 $3,090
GEICO $2,521 $2,923
Nationwide $3,069 $3,269
Progressive $3,434 $3,513
State Farm $1,727 $1,727
USAA $1,774 $1,780

Cheap Garciasville, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Garciasville, Texas compared to the annual auto insurance rates with a clean record in Garciasville, Texas.

Annual Garciasville, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,360 $8,286 $8,608 $5,360
American Family $4,361 $5,485 $4,832 $4,361
GEICO $2,893 $3,810 $3,187 $3,751
Nationwide $4,734 $4,734 $7,094 $5,371
Progressive $6,223 $8,152 $7,308 $7,005
State Farm $2,438 $2,768 $3,235 $2,438
USAA $2,158 $3,187 $3,744 $2,479

Cheap Garciasville, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Garciasville, Texas is not easy. Compare the annual rates for DUI auto insurance in Garciasville, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Garciasville, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,608
American Family $4,832
GEICO $3,187
Nationwide $7,094
Progressive $7,308
State Farm $3,235
USAA $3,744

Cheap Garciasville, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Garciasville, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Garciasville, Texas

Insurance Company Poor Fair Good
Allstate $8,802 $6,420 $5,489
American Family $6,553 $4,131 $3,595
GEICO $5,269 $2,979 $1,984
Nationwide $6,632 $5,257 $4,562
Progressive $8,103 $6,971 $6,443
State Farm $3,857 $2,396 $1,906
USAA $4,239 $2,457 $1,980

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Cheap Garciasville, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Garciasville, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Garciasville, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Garciasville, Texas

ZIP Code Average Annual Rates
78547 $7,286

Cheap Garciasville, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Garciasville, Texas auto insurance. Find the cheapest annual Garciasville, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Garciasville, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,736 $7,070
American Family $4,760 $4,760
GEICO $3,339 $3,481
Nationwide $5,483 $5,483
Progressive $7,172 $7,172
State Farm $2,720 $2,720
USAA $2,854 $2,929

Cheap Garciasville, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Garciasville, Texas? Check out the comparison of annual Garciasville, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Garciasville, Texas

Insurance Company Low Medium High
Allstate $6,730 $6,838 $7,143
American Family $4,383 $4,555 $5,342
GEICO $3,137 $3,325 $3,770
Nationwide $5,827 $5,236 $5,387
Progressive $6,455 $7,098 $7,963
State Farm $2,565 $2,702 $2,892
USAA $2,777 $2,875 $3,024

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Best By Category: Cheapest Auto Insurance in Garciasville, Texas

Compare the cheapest auto insurance companies in Garciasville, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Garciasville, Texas

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation State Farm

The Cheapest Garciasville, Texas Auto Insurance Companies

What auto insurance companies in Garciasville, Texas are the cheapest? Compare the top Garciasville, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Garciasville, Texas

Insurance Company Average Annual Rates
Allstate $6,903
American Family $4,760
GEICO $3,410
Nationwide $5,483
Progressive $7,172
State Farm $2,720
USAA $2,892

Compare Garciasville, Texas Auto Insurance Quotes

Before you buy Garciasville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Garciasville, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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