Best Cheap Auto Insurance in Galveston, IN (2021)

The average Galveston, IN auto insurance rates are $277 per month. The minimum auto insurance in Galveston is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Galveston, Indiana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • Average auto insurance rates in Galveston, IN for senior drivers are $1,727 per year
  • The most expensive auto insurance company in Galveston for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Galveston, Indiana is 25/50/25

Galveston, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Galveston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Galveston, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Galveston to other Indiana cities, including Indianapolis auto insurance rates, Bloomington auto insurance rates, and Fort Wayne auto insurance rates to see how Galveston, Indiana auto insurance rates stack up.

Before you buy Galveston, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Galveston, Indiana auto insurance quotes.

Minimum Auto Insurance in Galveston, Indiana

Galveston, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Galveston, Indiana.

Minimum Required Auto Insurance Coverage in Galveston, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Galveston, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Galveston, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Galveston, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,643 $2,716 $2,308 $2,527 $7,970 $10,020 $2,697 $2,940
American Family $2,207 $2,207 $1,982 $1,982 $6,087 $8,808 $2,207 $2,702
Farmers $1,599 $1,581 $1,367 $1,534 $8,563 $9,149 $2,108 $2,278
GEICO $1,471 $1,469 $1,384 $1,439 $4,389 $4,074 $1,688 $1,482
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,577 $1,616 $1,383 $1,480 $4,523 $5,889 $1,843 $2,018
Progressive $1,653 $1,563 $1,498 $1,509 $9,713 $10,902 $2,071 $2,109
State Farm $1,392 $1,392 $1,240 $1,240 $4,185 $5,372 $1,540 $1,709
Travelers $1,283 $1,304 $1,209 $1,206 $8,135 $12,849 $1,363 $1,566
USAA $1,030 $1,011 $965 $965 $2,940 $3,268 $1,391 $1,478

Cheap Galveston, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Galveston, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Galveston, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Galveston, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,970 $10,020
American Family $6,087 $8,808
Farmers $8,563 $9,149
GEICO $4,389 $4,074
Liberty Mutual $8,754 $13,230
Nationwide $4,523 $5,889
Progressive $9,713 $10,902
State Farm $4,185 $5,372
Travelers $8,135 $12,849
USAA $2,940 $3,268

Cheap Galveston, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Galveston, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Galveston, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,308 $2,527
American Family $1,982 $1,982
Farmers $1,367 $1,534
GEICO $1,384 $1,439
Liberty Mutual $3,662 $3,662
Nationwide $1,383 $1,480
Progressive $1,498 $1,509
State Farm $1,240 $1,240
Travelers $1,209 $1,206
USAA $965 $965

Cheap Galveston, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Galveston, Indiana compared to the annual auto insurance rates with a clean record in Galveston, Indiana.

Annual Galveston, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,382 $4,952 $4,560 $4,016
American Family $2,427 $3,874 $4,898 $2,891
Farmers $3,149 $3,680 $3,783 $3,477
GEICO $1,419 $2,246 $3,067 $1,965
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,185 $2,817 $2,701 $2,461
Progressive $2,909 $5,094 $3,469 $4,037
State Farm $2,206 $2,416 $2,206 $2,206
Travelers $3,070 $3,795 $4,300 $3,292
USAA $1,227 $1,759 $2,018 $1,521

Cheap Galveston, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Galveston, Indiana is not easy. Compare the annual rates for DUI auto insurance in Galveston, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Galveston, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,560
American Family $4,898
Farmers $3,783
GEICO $3,067
Liberty Mutual $8,386
Nationwide $2,701
Progressive $3,469
State Farm $2,206
Travelers $4,300
USAA $2,018

Cheap Galveston, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Galveston, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Galveston, Indiana

Insurance Company Poor Fair Good
Allstate $5,253 $3,895 $3,535
American Family $4,820 $3,129 $2,619
Farmers $4,107 $3,354 $3,106
GEICO $2,615 $2,174 $1,734
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $2,892 $2,446 $2,285
Progressive $4,273 $3,787 $3,572
State Farm $3,291 $1,963 $1,522
Travelers $4,022 $3,411 $3,410
USAA $2,185 $1,456 $1,252

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Cheap Galveston, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Galveston, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Galveston, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Galveston, Indiana

ZIP Code Average Annual Rates
46932 $3,242

Cheap Galveston, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Galveston, Indiana auto insurance. Find the cheapest annual Galveston, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Galveston, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,228 $4,228
American Family $3,480 $3,566
Farmers $3,522 $3,522
GEICO $2,138 $2,211
Liberty Mutual $5,687 $5,998
Nationwide $2,541 $2,541
Progressive $3,877 $3,877
State Farm $2,194 $2,323
Travelers $3,615 $3,615
USAA $1,610 $1,653

Cheap Galveston, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Galveston, Indiana? Check out the comparison of annual Galveston, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Galveston, Indiana

Insurance Company Low Medium High
Allstate $4,050 $4,213 $4,420
American Family $3,477 $3,639 $3,452
Farmers $3,409 $3,517 $3,641
GEICO $2,040 $2,168 $2,315
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $2,587 $2,520 $2,516
Progressive $3,671 $3,819 $4,142
State Farm $2,148 $2,258 $2,370
Travelers $3,545 $3,648 $3,650
USAA $1,562 $1,626 $1,705

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Best By Category: Cheapest Auto Insurance in Galveston, Indiana

Compare the cheapest auto insurance companies in Galveston, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Galveston, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Galveston, Indiana Auto Insurance Companies

What auto insurance companies in Galveston, Indiana are the cheapest? Compare the top Galveston, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Galveston, Indiana

Insurance Company Average Annual Rates
Allstate $4,228
American Family $3,523
Farmers $3,522
GEICO $2,174
Liberty Mutual $5,842
Nationwide $2,541
Progressive $3,877
State Farm $2,259
Travelers $3,615
USAA $1,631

What affects auto insurance rates in Galveston, Indiana?

There are a lot of reasons why auto insurance rates in Galveston, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Galveston, Indiana. Many local factors may affect your Galveston auto insurance rates.

Galveston Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Galveston, Indiana commute length is 23.8 minutes according to City-Data.

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Compare Galveston, Indiana Auto Insurance Quotes

Before you buy Galveston, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Galveston, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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