Best Cheap Auto Insurance in Gallant, AL (2021)

The average Gallant, AL auto insurance rates are $312 per month. The minimum auto insurance in Gallant is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Gallant, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Gallant, Alabama is 25/50/25
  • The cheapest auto insurance company in Gallant is USAA
  • The average commute length in Gallant is 27.5 minutes

Gallant, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Gallant can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gallant, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Gallant to other Alabama cities, including Madison auto insurance rates, Auburn auto insurance rates, and Decatur auto insurance rates to see how Gallant, Alabama auto insurance rates stack up.

Before you buy Gallant, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gallant, Alabama auto insurance quotes.

Minimum Auto Insurance in Gallant, Alabama

Gallant, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gallant, Alabama.

Minimum Required Auto Insurance Coverage in Gallant, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gallant, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gallant, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gallant, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,007 $1,913 $1,814 $1,849 $6,949 $7,453 $2,251 $2,304
Farmers $2,509 $2,491 $2,240 $2,388 $9,874 $10,156 $2,841 $2,936
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,996 $3,237 $2,461 $2,752 $11,008 $12,239 $3,185 $3,387
Nationwide $1,700 $1,719 $1,553 $1,604 $4,504 $5,782 $1,888 $2,106
Progressive $2,431 $2,277 $1,988 $2,132 $10,006 $11,168 $2,838 $3,018
State Farm $3,155 $3,155 $2,876 $2,876 $9,838 $12,300 $3,571 $4,125
Travelers $1,533 $1,558 $1,436 $1,431 $8,136 $12,744 $1,454 $1,675
USAA $1,278 $1,295 $1,196 $1,170 $3,833 $4,246 $1,665 $1,794

Cheap Gallant, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gallant, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Gallant, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Gallant, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,949 $7,453
Farmers $9,874 $10,156
GEICO $4,963 $4,863
Liberty Mutual $11,008 $12,239
Nationwide $4,504 $5,782
Progressive $10,006 $11,168
State Farm $9,838 $12,300
Travelers $8,136 $12,744
USAA $3,833 $4,246

Cheap Gallant, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Gallant, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gallant, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,814 $1,849
Farmers $2,240 $2,388
GEICO $1,810 $1,872
Liberty Mutual $2,461 $2,752
Nationwide $1,553 $1,604
Progressive $1,988 $2,132
State Farm $2,876 $2,876
Travelers $1,436 $1,431
USAA $1,196 $1,170

Cheap Gallant, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gallant, Alabama compared to the annual auto insurance rates with a clean record in Gallant, Alabama.

Annual Gallant, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,821 $3,323 $3,939 $3,186
Farmers $3,726 $4,828 $4,711 $4,452
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $4,044 $5,635 $5,504 $5,450
Nationwide $2,285 $2,285 $3,312 $2,547
Progressive $4,048 $5,092 $4,346 $4,442
State Farm $4,707 $5,885 $5,178 $5,178
Travelers $3,119 $3,274 $4,789 $3,802
USAA $1,585 $1,991 $2,949 $1,714

Cheap Gallant, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gallant, Alabama is not easy. Compare the annual rates for DUI auto insurance in Gallant, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Gallant, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,939
Farmers $4,711
GEICO $3,548
Liberty Mutual $5,504
Nationwide $3,312
Progressive $4,346
State Farm $5,178
Travelers $4,789
USAA $2,949

Cheap Gallant, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gallant, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gallant, Alabama

Insurance Company Poor Fair Good
Allstate $4,098 $3,219 $2,635
Farmers $4,963 $4,275 $4,050
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,384 $4,533 $3,558
Nationwide $3,140 $2,456 $2,224
Progressive $5,057 $4,338 $4,052
State Farm $8,493 $4,298 $2,920
Travelers $4,086 $3,542 $3,609
USAA $2,762 $1,804 $1,612

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Cheap Gallant, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gallant, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Gallant, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gallant, Alabama

ZIP Code Average Annual Rates
35972 $3,842

Cheap Gallant, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Gallant, Alabama auto insurance. Find the cheapest annual Gallant, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gallant, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,317 $3,317
Farmers $4,429 $4,429
GEICO $2,591 $2,683
Liberty Mutual $5,158 $5,158
Nationwide $2,607 $2,607
Progressive $4,482 $4,482
State Farm $5,109 $5,365
Travelers $3,746 $3,746
USAA $1,966 $2,154

Cheap Gallant, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gallant, Alabama? Check out the comparison of annual Gallant, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gallant, Alabama

Insurance Company Low Medium High
Allstate $3,202 $3,312 $3,439
Farmers $4,156 $4,365 $4,767
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,908 $5,132 $5,435
Nationwide $2,580 $2,587 $2,654
Progressive $3,998 $4,456 $4,993
State Farm $4,930 $5,231 $5,550
Travelers $3,579 $3,820 $3,838
USAA $1,983 $2,048 $2,148

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Best By Category: Cheapest Auto Insurance in Gallant, Alabama

Compare the cheapest auto insurance companies in Gallant, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gallant, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Gallant, Alabama Auto Insurance Companies

What auto insurance companies in Gallant, Alabama are the cheapest? Compare the top Gallant, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gallant, Alabama

Insurance Company Average Annual Rates
Allstate $3,317
Farmers $4,429
GEICO $2,637
Liberty Mutual $5,158
Nationwide $2,607
Progressive $4,482
State Farm $5,237
Travelers $3,746
USAA $2,060

What affects auto insurance rates in Gallant, Alabama?

There are a lot of reasons why auto insurance rates in Gallant, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gallant, Alabama. Many local factors may affect your Gallant auto insurance rates.

Gallant Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gallant, Alabama commute length is 27.5 minutes according to City-Data.

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Compare Gallant, Alabama Auto Insurance Quotes

Before you buy Gallant, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gallant, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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