Best Cheap Auto Insurance in Galesburg, IL (2021)

The average Galesburg, IL auto insurance rates are $236 per month. The minimum auto insurance in Galesburg is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Galesburg, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Galesburg is 13.8 minutes
  • Average auto insurance rates in Galesburg, IL for senior drivers are $1,621 per year
  • The most expensive auto insurance company in Galesburg for teen drivers is Farmers

Galesburg, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Galesburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Galesburg, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Galesburg to other Illinois cities, including Naperville auto insurance rates, Aurora auto insurance rates, and Rockford auto insurance rates to see how Galesburg, Illinois auto insurance rates stack up.

Before you buy Galesburg, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Galesburg, Illinois auto insurance quotes.

Minimum Auto Insurance in Galesburg, Illinois

Galesburg, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Galesburg, Illinois.

Minimum Required Auto Insurance Coverage in Galesburg, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Galesburg, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Galesburg, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Galesburg, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,728 $2,740 $2,854 $2,854 $7,114 $9,249 $3,279 $3,545
American Family $2,115 $2,115 $1,937 $1,937 $5,956 $8,256 $2,115 $2,726
Farmers $2,151 $2,152 $1,909 $2,017 $9,142 $9,529 $2,458 $2,575
GEICO $1,475 $1,501 $1,419 $1,713 $4,613 $4,804 $1,860 $1,777
Liberty Mutual $1,300 $1,404 $1,086 $1,212 $4,130 $4,593 $1,358 $1,434
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $1,653 $1,561 $1,365 $1,424 $6,044 $6,777 $1,971 $2,136
State Farm $1,260 $1,260 $1,123 $1,123 $3,596 $4,556 $1,423 $1,639
Travelers $1,327 $1,400 $1,202 $1,280 $3,658 $4,548 $1,406 $1,480
USAA $1,561 $1,584 $1,456 $1,430 $5,127 $5,643 $2,059 $2,253

Cheap Galesburg, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Galesburg, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Galesburg, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Galesburg, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,114 $9,249
American Family $5,956 $8,256
Farmers $9,142 $9,529
GEICO $4,613 $4,804
Liberty Mutual $4,130 $4,593
Nationwide $4,540 $5,829
Progressive $6,044 $6,777
State Farm $3,596 $4,556
Travelers $3,658 $4,548
USAA $5,127 $5,643

Cheap Galesburg, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Galesburg, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Galesburg, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,854 $2,854
American Family $1,937 $1,937
Farmers $1,909 $2,017
GEICO $1,419 $1,713
Liberty Mutual $1,086 $1,212
Nationwide $1,491 $1,581
Progressive $1,365 $1,424
State Farm $1,123 $1,123
Travelers $1,202 $1,280
USAA $1,456 $1,430

Cheap Galesburg, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Galesburg, Illinois compared to the annual auto insurance rates with a clean record in Galesburg, Illinois.

Annual Galesburg, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,057 $5,225 $4,868 $4,031
American Family $2,492 $3,557 $4,702 $2,827
Farmers $3,371 $4,342 $4,234 $4,019
GEICO $1,745 $2,342 $3,322 $2,172
Liberty Mutual $1,725 $2,432 $2,145 $1,955
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,365 $3,505 $2,616 $2,980
State Farm $1,827 $2,168 $1,998 $1,998
Travelers $1,632 $2,124 $2,358 $2,037
USAA $1,877 $2,709 $3,707 $2,264

Cheap Galesburg, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Galesburg, Illinois is not easy. Compare the annual rates for DUI auto insurance in Galesburg, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Galesburg, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,868
American Family $4,702
Farmers $4,234
GEICO $3,322
Liberty Mutual $2,145
Nationwide $3,196
Progressive $2,616
State Farm $1,998
Travelers $2,358
USAA $3,707

Cheap Galesburg, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Galesburg, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Galesburg, Illinois

Insurance Company Poor Fair Good
Allstate $5,470 $3,955 $3,460
American Family $4,513 $3,071 $2,599
Farmers $4,540 $3,810 $3,625
GEICO $3,835 $1,881 $1,469
Liberty Mutual $2,919 $1,821 $1,454
Nationwide $3,113 $2,512 $2,202
Progressive $3,263 $2,772 $2,563
State Farm $2,904 $1,739 $1,349
Travelers $2,493 $1,994 $1,626
USAA $3,506 $2,416 $1,995

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Cheap Galesburg, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Galesburg, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Galesburg, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Galesburg, Illinois

ZIP Code Average Annual Rates
61401 $2,779

Cheap Galesburg, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Galesburg, Illinois auto insurance. Find the cheapest annual Galesburg, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Galesburg, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,295 $4,295
American Family $3,351 $3,438
Farmers $3,992 $3,992
GEICO $2,353 $2,437
Liberty Mutual $2,064 $2,064
Nationwide $2,609 $2,609
Progressive $2,866 $2,866
State Farm $1,948 $2,047
Travelers $1,959 $2,116
USAA $2,565 $2,713

Cheap Galesburg, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Galesburg, Illinois? Check out the comparison of annual Galesburg, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Galesburg, Illinois

Insurance Company Low Medium High
Allstate $4,165 $4,291 $4,430
American Family $3,274 $3,518 $3,391
Farmers $3,802 $3,900 $4,273
GEICO $2,184 $2,390 $2,611
Liberty Mutual $1,948 $2,060 $2,186
Nationwide $2,611 $2,626 $2,590
Progressive $2,644 $2,860 $3,096
State Farm $1,896 $2,001 $2,096
Travelers $1,922 $2,036 $2,156
USAA $2,451 $2,636 $2,830

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Best By Category: Cheapest Auto Insurance in Galesburg, Illinois

Compare the cheapest auto insurance companies in Galesburg, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Galesburg, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Galesburg, Illinois Auto Insurance Companies

What auto insurance companies in Galesburg, Illinois are the cheapest? Compare the top Galesburg, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Galesburg, Illinois

Insurance Company Average Annual Rates
Allstate $4,295
American Family $3,394
Farmers $3,992
GEICO $2,395
Liberty Mutual $2,064
Nationwide $2,609
Progressive $2,866
State Farm $1,998
Travelers $2,038
USAA $2,639

What affects auto insurance rates in Galesburg, Illinois?

There are a lot of reasons why auto insurance rates in Galesburg, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Galesburg, Illinois. Many local factors may affect your Galesburg auto insurance rates.

Galesburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Galesburg, Illinois commute length is 13.8 minutes according to City-Data.

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Compare Galesburg, Illinois Auto Insurance Quotes

Before you buy Galesburg, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Galesburg, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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