Best Cheap Auto Insurance in Gail, TX (2021)

The average Gail, TX auto insurance rates are $316 per month. The minimum auto insurance in Gail is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Gail, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Gail, Texas is 30/60/25
  • The most expensive auto insurance company in Gail for teen drivers is Progressive
  • The average commute length in Gail is 29.1 minutes

Gail, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Gail can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gail, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Gail to other Texas cities, including Plano auto insurance rates, Houston auto insurance rates, and El Paso auto insurance rates to see how Gail, Texas auto insurance rates stack up.

Before you buy Gail, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gail, Texas auto insurance quotes.

Minimum Auto Insurance in Gail, Texas

Gail, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gail, Texas.

Minimum Required Auto Insurance Coverage in Gail, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gail, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gail, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gail, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,412 $3,455 $3,371 $3,371 $8,768 $10,619 $4,221 $4,420
American Family $2,573 $2,841 $2,336 $2,656 $6,301 $8,269 $3,595 $4,086
GEICO $2,392 $2,571 $2,280 $2,571 $5,199 $5,416 $2,593 $2,601
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,723 $2,548 $2,418 $2,472 $11,385 $12,608 $3,180 $3,167
State Farm $1,764 $1,764 $1,560 $1,560 $4,056 $5,139 $1,906 $1,969
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Cheap Gail, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gail, Texas is a challenge. Take a look at the annual teen auto insurance rates in Gail, Texas.

Annual Auto Insurance Rates for Teen Drivers in Gail, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,768 $10,619
American Family $6,301 $8,269
GEICO $5,199 $5,416
Nationwide $7,378 $9,563
Progressive $11,385 $12,608
State Farm $4,056 $5,139
USAA $3,909 $4,372

Cheap Gail, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Gail, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gail, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,371 $3,371
American Family $2,336 $2,656
GEICO $2,280 $2,571
Nationwide $2,331 $2,486
Progressive $2,418 $2,472
State Farm $1,560 $1,560
USAA $1,464 $1,501

Cheap Gail, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gail, Texas compared to the annual auto insurance rates with a clean record in Gail, Texas.

Annual Gail, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,099 $6,181 $6,440 $4,099
American Family $3,736 $4,714 $4,143 $3,736
GEICO $2,719 $3,576 $3,011 $3,506
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $4,410 $5,722 $5,153 $4,965
State Farm $2,208 $2,509 $2,934 $2,208
USAA $1,787 $2,568 $3,006 $2,051

Cheap Gail, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gail, Texas is not easy. Compare the annual rates for DUI auto insurance in Gail, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Gail, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,440
American Family $4,143
GEICO $3,011
Nationwide $5,439
Progressive $5,153
State Farm $2,934
USAA $3,006

Cheap Gail, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gail, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gail, Texas

Insurance Company Poor Fair Good
Allstate $6,623 $4,847 $4,144
American Family $5,675 $3,511 $3,061
GEICO $4,941 $2,799 $1,869
Nationwide $5,059 $4,032 $3,507
Progressive $5,702 $4,924 $4,561
State Farm $3,492 $2,172 $1,730
USAA $3,528 $1,968 $1,564

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Cheap Gail, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gail, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Gail, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gail, Texas

ZIP Code Average Annual Rates
79738 $5,633

Cheap Gail, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Gail, Texas auto insurance. Find the cheapest annual Gail, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gail, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,087 $5,323
American Family $4,082 $4,082
GEICO $3,141 $3,265
Nationwide $4,199 $4,199
Progressive $5,062 $5,062
State Farm $2,465 $2,465
USAA $2,322 $2,384

Cheap Gail, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gail, Texas? Check out the comparison of annual Gail, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gail, Texas

Insurance Company Low Medium High
Allstate $5,090 $5,162 $5,362
American Family $3,834 $3,951 $4,461
GEICO $3,046 $3,166 $3,397
Nationwide $4,557 $4,013 $4,028
Progressive $4,743 $5,026 $5,418
State Farm $2,348 $2,458 $2,588
USAA $2,300 $2,347 $2,412

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Best By Category: Cheapest Auto Insurance in Gail, Texas

Compare the cheapest auto insurance companies in Gail, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gail, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Gail, Texas Auto Insurance Companies

What auto insurance companies in Gail, Texas are the cheapest? Compare the top Gail, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gail, Texas

Insurance Company Average Annual Rates
Allstate $5,205
American Family $4,082
GEICO $3,203
Nationwide $4,199
Progressive $5,062
State Farm $2,465
USAA $2,353

What affects auto insurance rates in Gail, Texas?

There are a lot of reasons why auto insurance rates in Gail, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gail, Texas. Many local factors may affect your Gail auto insurance rates.

Gail Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gail, Texas commute length is 29.1 minutes according to City-Data.

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Compare Gail, Texas Auto Insurance Quotes

Before you buy Gail, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gail, Texas auto insurance quotes.

Free Auto Insurance Comparison

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