Best Cheap Auto Insurance in Gages Lake, IL (2021)

The average Gages Lake, IL auto insurance rates are $279 per month. The minimum auto insurance in Gages Lake is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Gages Lake, Illinois, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Gages Lake for teen drivers is Farmers
  • The minimum auto insurance required in Gages Lake, Illinois is 25/50/20
  • The average commute length in Gages Lake is 31.5 minutes

Gages Lake, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Gages Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gages Lake, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Gages Lake to other Illinois cities, including Waukegan auto insurance rates, Champaign auto insurance rates, and Elgin auto insurance rates to see how Gages Lake, Illinois auto insurance rates stack up.

Before you buy Gages Lake, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gages Lake, Illinois auto insurance quotes.

Minimum Auto Insurance in Gages Lake, Illinois

Gages Lake, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gages Lake, Illinois.

Minimum Required Auto Insurance Coverage in Gages Lake, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Gages Lake, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gages Lake, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gages Lake, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,370 $3,385 $3,538 $3,538 $8,916 $11,569 $4,054 $4,382
American Family $2,232 $2,232 $2,052 $2,052 $6,484 $8,919 $2,232 $2,888
Farmers $2,502 $2,502 $2,208 $2,346 $11,371 $11,881 $2,859 $2,971
GEICO $1,799 $1,856 $1,755 $1,970 $6,746 $6,990 $2,109 $2,191
Liberty Mutual $1,461 $1,573 $1,205 $1,346 $5,239 $5,825 $1,530 $1,611
Nationwide $1,728 $1,751 $1,546 $1,628 $4,739 $6,045 $2,013 $2,171
Progressive $2,022 $1,887 $1,675 $1,758 $7,745 $8,672 $2,401 $2,591
State Farm $1,498 $1,498 $1,359 $1,359 $4,800 $6,057 $1,700 $1,959
Travelers $1,613 $1,699 $1,504 $1,600 $4,999 $6,371 $1,702 $1,790
USAA $1,488 $1,506 $1,386 $1,358 $4,831 $5,307 $1,948 $2,129

Cheap Gages Lake, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gages Lake, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Gages Lake, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Gages Lake, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,916 $11,569
American Family $6,484 $8,919
Farmers $11,371 $11,881
GEICO $6,746 $6,990
Liberty Mutual $5,239 $5,825
Nationwide $4,739 $6,045
Progressive $7,745 $8,672
State Farm $4,800 $6,057
Travelers $4,999 $6,371
USAA $4,831 $5,307

Cheap Gages Lake, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Gages Lake, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gages Lake, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,538 $3,538
American Family $2,052 $2,052
Farmers $2,208 $2,346
GEICO $1,755 $1,970
Liberty Mutual $1,205 $1,346
Nationwide $1,546 $1,628
Progressive $1,675 $1,758
State Farm $1,359 $1,359
Travelers $1,504 $1,600
USAA $1,386 $1,358

Cheap Gages Lake, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gages Lake, Illinois compared to the annual auto insurance rates with a clean record in Gages Lake, Illinois.

Annual Gages Lake, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,755 $6,533 $6,084 $5,004
American Family $2,672 $3,800 $5,045 $3,029
Farmers $4,074 $5,273 $5,141 $4,833
GEICO $2,113 $3,426 $4,690 $2,478
Liberty Mutual $2,050 $2,939 $2,571 $2,335
Nationwide $2,192 $2,816 $3,296 $2,507
Progressive $2,950 $4,427 $3,275 $3,723
State Farm $2,293 $2,765 $2,529 $2,529
Travelers $2,104 $2,775 $3,115 $2,644
USAA $1,778 $2,560 $3,494 $2,145

Cheap Gages Lake, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gages Lake, Illinois is not easy. Compare the annual rates for DUI auto insurance in Gages Lake, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Gages Lake, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,084
American Family $5,045
Farmers $5,141
GEICO $4,690
Liberty Mutual $2,571
Nationwide $3,296
Progressive $3,275
State Farm $2,529
Travelers $3,115
USAA $3,494

Cheap Gages Lake, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gages Lake, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gages Lake, Illinois

Insurance Company Poor Fair Good
Allstate $6,795 $4,924 $4,312
American Family $4,817 $3,298 $2,795
Farmers $5,463 $4,627 $4,400
GEICO $5,113 $2,485 $1,932
Liberty Mutual $3,494 $2,190 $1,737
Nationwide $3,218 $2,608 $2,282
Progressive $4,079 $3,479 $3,224
State Farm $3,675 $2,202 $1,709
Travelers $3,226 $2,629 $2,124
USAA $3,313 $2,284 $1,886

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Cheap Gages Lake, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gages Lake, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Gages Lake, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gages Lake, Illinois

ZIP Code Average Annual Rates
60030 $3,301
60031 $3,321

Cheap Gages Lake, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Gages Lake, Illinois auto insurance. Find the cheapest annual Gages Lake, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gages Lake, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,344 $5,344
American Family $3,590 $3,682
Farmers $4,830 $4,830
GEICO $3,125 $3,229
Liberty Mutual $2,474 $2,474
Nationwide $2,703 $2,703
Progressive $3,594 $3,594
State Farm $2,465 $2,593
Travelers $2,555 $2,764
USAA $2,424 $2,564

Cheap Gages Lake, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gages Lake, Illinois? Check out the comparison of annual Gages Lake, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gages Lake, Illinois

Insurance Company Low Medium High
Allstate $5,170 $5,339 $5,523
American Family $3,475 $3,770 $3,663
Farmers $4,565 $4,699 $5,226
GEICO $2,894 $3,180 $3,456
Liberty Mutual $2,340 $2,469 $2,612
Nationwide $2,648 $2,731 $2,729
Progressive $3,253 $3,580 $3,949
State Farm $2,365 $2,534 $2,688
Travelers $2,466 $2,656 $2,857
USAA $2,319 $2,492 $2,671

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Best By Category: Cheapest Auto Insurance in Gages Lake, Illinois

Compare the cheapest auto insurance companies in Gages Lake, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gages Lake, Illinois

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Gages Lake, Illinois Auto Insurance Companies

What auto insurance companies in Gages Lake, Illinois are the cheapest? Compare the top Gages Lake, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gages Lake, Illinois

Insurance Company Average Annual Rates
Allstate $5,344
American Family $3,636
Farmers $4,830
GEICO $3,177
Liberty Mutual $2,474
Nationwide $2,703
Progressive $3,594
State Farm $2,529
Travelers $2,660
USAA $2,494

What affects auto insurance rates in Gages Lake, Illinois?

There are a lot of reasons why auto insurance rates in Gages Lake, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gages Lake, Illinois. Many local factors may affect your Gages Lake auto insurance rates.

Gages Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gages Lake, Illinois commute length is 31.5 minutes according to City-Data.

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Compare Gages Lake, Illinois Auto Insurance Quotes

Before you buy Gages Lake, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gages Lake, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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