Best Cheap Auto Insurance in Fulton, MO (2021)

The average Fulton, MO auto insurance rates are $266 per month. The minimum auto insurance in Fulton is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Fulton, Missouri, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Fulton is 18.9 minutes
  • The minimum auto insurance required in Fulton, Missouri is 25/50/25
  • Average auto insurance rates in Fulton, MO for senior drivers are $1,797 per year

Fulton, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Fulton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fulton, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Fulton to other Missouri cities, including Independence auto insurance rates, Kansas City auto insurance rates, and O’Fallon auto insurance rates to see how Fulton, Missouri auto insurance rates stack up.

Before you buy Fulton, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fulton, Missouri auto insurance quotes.

Minimum Auto Insurance in Fulton, Missouri

Fulton, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fulton, Missouri.

Minimum Required Auto Insurance Coverage in Fulton, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fulton, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fulton, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fulton, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,894 $2,802 $2,606 $2,687 $8,083 $8,790 $2,772 $2,861
American Family $1,983 $1,983 $1,765 $1,765 $5,364 $6,979 $1,983 $2,323
Farmers $2,290 $2,283 $2,045 $2,165 $9,405 $9,735 $2,614 $2,738
GEICO $1,882 $2,108 $1,453 $1,849 $5,842 $6,211 $1,729 $1,752
Liberty Mutual $2,613 $2,833 $2,150 $2,411 $8,964 $9,955 $2,757 $2,944
Nationwide $1,454 $1,493 $1,294 $1,381 $3,623 $4,681 $1,655 $1,801
Progressive $1,974 $1,852 $1,616 $1,659 $6,179 $6,954 $2,411 $2,469
State Farm $1,454 $1,454 $1,302 $1,302 $4,221 $5,317 $1,636 $1,870
USAA $1,604 $1,598 $1,429 $1,469 $4,629 $5,676 $2,017 $2,258

Cheap Fulton, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fulton, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Fulton, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Fulton, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,083 $8,790
American Family $5,364 $6,979
Farmers $9,405 $9,735
GEICO $5,842 $6,211
Liberty Mutual $8,964 $9,955
Nationwide $3,623 $4,681
Progressive $6,179 $6,954
State Farm $4,221 $5,317
USAA $4,629 $5,676

Cheap Fulton, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Fulton, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fulton, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,606 $2,687
American Family $1,765 $1,765
Farmers $2,045 $2,165
GEICO $1,453 $1,849
Liberty Mutual $2,150 $2,411
Nationwide $1,294 $1,381
Progressive $1,616 $1,659
State Farm $1,302 $1,302
USAA $1,429 $1,469

Cheap Fulton, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fulton, Missouri compared to the annual auto insurance rates with a clean record in Fulton, Missouri.

Annual Fulton, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,592 $4,052 $5,039 $4,065
American Family $2,268 $3,273 $3,949 $2,581
Farmers $3,603 $4,470 $4,372 $4,192
GEICO $2,233 $2,883 $3,876 $2,421
Liberty Mutual $3,148 $4,512 $4,654 $4,999
Nationwide $1,731 $2,190 $2,886 $1,884
Progressive $2,751 $3,603 $3,023 $3,180
State Farm $2,130 $2,509 $2,319 $2,319
USAA $2,105 $2,518 $3,432 $2,285

Cheap Fulton, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fulton, Missouri is not easy. Compare the annual rates for DUI auto insurance in Fulton, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Fulton, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,039
American Family $3,949
Farmers $4,372
GEICO $3,876
Liberty Mutual $4,654
Nationwide $2,886
Progressive $3,023
State Farm $2,319
USAA $3,432

Cheap Fulton, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fulton, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fulton, Missouri

Insurance Company Poor Fair Good
Allstate $5,771 $3,719 $3,071
American Family $3,941 $2,775 $2,338
Farmers $4,752 $3,959 $3,766
GEICO $3,940 $2,567 $2,053
Liberty Mutual $6,210 $3,790 $2,985
Nationwide $2,568 $2,111 $1,840
Progressive $3,638 $3,008 $2,772
State Farm $3,188 $2,072 $1,698
USAA $4,340 $1,994 $1,421

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Cheap Fulton, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fulton, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Fulton, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fulton, Missouri

ZIP Code Average Annual Rates
65251 $2,622

Cheap Fulton, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Fulton, Missouri auto insurance. Find the cheapest annual Fulton, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fulton, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,187 $4,187
American Family $2,988 $3,048
Farmers $4,159 $4,159
GEICO $2,799 $2,908
Liberty Mutual $4,328 $4,328
Nationwide $2,173 $2,173
Progressive $3,139 $3,139
State Farm $2,263 $2,376
USAA $2,491 $2,680

Cheap Fulton, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fulton, Missouri? Check out the comparison of annual Fulton, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fulton, Missouri

Insurance Company Low Medium High
Allstate $4,050 $4,179 $4,332
American Family $2,930 $3,114 $3,010
Farmers $3,900 $4,120 $4,458
GEICO $2,687 $2,872 $3,001
Liberty Mutual $4,093 $4,350 $4,542
Nationwide $2,047 $2,192 $2,279
Progressive $2,839 $3,147 $3,432
State Farm $2,174 $2,327 $2,456
USAA $2,491 $2,578 $2,686

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Best By Category: Cheapest Auto Insurance in Fulton, Missouri

Compare the cheapest auto insurance companies in Fulton, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fulton, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Fulton, Missouri Auto Insurance Companies

What auto insurance companies in Fulton, Missouri are the cheapest? Compare the top Fulton, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fulton, Missouri

Insurance Company Average Annual Rates
Allstate $4,187
American Family $3,018
Farmers $4,159
GEICO $2,853
Liberty Mutual $4,328
Nationwide $2,173
Progressive $3,139
State Farm $2,319
USAA $2,585

What affects auto insurance rates in Fulton, Missouri?

There are a lot of reasons why auto insurance rates in Fulton, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fulton, Missouri. Many local factors may affect your Fulton auto insurance rates.

Fulton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fulton, Missouri commute length is 18.9 minutes according to City-Data.

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Compare Fulton, Missouri Auto Insurance Quotes

Before you buy Fulton, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fulton, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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