Best Cheap Auto Insurance in Fulton, MI (2021)

The average Fulton, MI auto insurance rates are $744 per month. The minimum auto insurance in Fulton is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Fulton, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Fulton is USAA
  • The minimum auto insurance required in Fulton, Michigan is 20/40/10
  • The most expensive auto insurance company in Fulton for teen drivers is Allstate

Fulton, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Fulton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fulton, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Fulton to other Michigan cities, including Dearborn auto insurance rates, Sterling Heights auto insurance rates, and Livonia auto insurance rates to see how Fulton, Michigan auto insurance rates stack up.

Before you buy Fulton, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fulton, Michigan auto insurance quotes.

Minimum Auto Insurance in Fulton, Michigan

Fulton, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fulton, Michigan.

Minimum Required Auto Insurance Coverage in Fulton, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Fulton, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fulton, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fulton, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,782 $16,782 $15,587 $15,587 $41,576 $41,576 $17,679 $17,679
Farmers $4,065 $4,065 $3,791 $3,791 $9,152 $9,152 $4,576 $4,576
GEICO $3,627 $3,627 $3,719 $3,719 $10,440 $10,440 $3,472 $3,472
Liberty Mutual $12,631 $12,631 $12,507 $12,507 $29,564 $29,564 $12,631 $12,631
Nationwide $3,499 $3,499 $3,122 $3,122 $9,126 $9,126 $3,830 $3,830
Progressive $2,911 $2,693 $2,574 $2,891 $10,425 $11,022 $3,376 $3,084
State Farm $6,215 $6,215 $5,755 $5,755 $21,780 $21,780 $7,304 $7,304
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,344 $2,248 $2,200 $2,095 $5,829 $5,625 $2,884 $2,808

Cheap Fulton, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fulton, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Fulton, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Fulton, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,576 $41,576
Farmers $9,152 $9,152
GEICO $10,440 $10,440
Liberty Mutual $29,564 $29,564
Nationwide $9,126 $9,126
Progressive $10,425 $11,022
State Farm $21,780 $21,780
Travelers $13,395 $13,395
USAA $5,829 $5,625

Cheap Fulton, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Fulton, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fulton, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,587 $15,587
Farmers $3,791 $3,791
GEICO $3,719 $3,719
Liberty Mutual $12,507 $12,507
Nationwide $3,122 $3,122
Progressive $2,574 $2,891
State Farm $5,755 $5,755
Travelers $3,858 $3,858
USAA $2,200 $2,095

Cheap Fulton, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fulton, Michigan compared to the annual auto insurance rates with a clean record in Fulton, Michigan.

Annual Fulton, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,159 $14,911 $49,942 $15,612
Farmers $4,530 $5,778 $5,701 $5,575
GEICO $1,849 $3,959 $12,006 $3,444
Liberty Mutual $11,651 $14,167 $26,510 $15,005
Nationwide $4,207 $5,572 $5,077 $4,721
Progressive $4,125 $5,426 $4,882 $5,055
State Farm $6,514 $7,818 $16,948 $9,774
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,623 $3,259 $4,276 $2,859

Cheap Fulton, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fulton, Michigan is not easy. Compare the annual rates for DUI auto insurance in Fulton, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Fulton, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,942
Farmers $5,701
GEICO $12,006
Liberty Mutual $26,510
Nationwide $5,077
Progressive $4,882
State Farm $16,948
Travelers $10,331
USAA $4,276

Cheap Fulton, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fulton, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fulton, Michigan

Insurance Company Poor Fair Good
Allstate $34,809 $19,237 $14,672
Farmers $7,098 $4,726 $4,365
GEICO $6,829 $5,024 $4,090
Liberty Mutual $26,611 $15,381 $8,508
Nationwide $6,096 $4,630 $3,956
Progressive $5,635 $4,731 $4,249
State Farm $16,631 $8,428 $5,732
Travelers $6,813 $6,608 $6,525
USAA $4,857 $2,772 $2,134

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Cheap Fulton, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fulton, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Fulton, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fulton, Michigan

ZIP Code Average Annual Rates
49052 $6,276

Cheap Fulton, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Fulton, Michigan auto insurance. Find the cheapest annual Fulton, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fulton, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,906 $22,906
Farmers $5,396 $5,396
GEICO $5,196 $5,433
Liberty Mutual $16,258 $17,409
Nationwide $4,894 $4,894
Progressive $4,872 $4,872
State Farm $9,996 $10,531
Travelers $6,611 $6,686
USAA $3,218 $3,290

Cheap Fulton, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fulton, Michigan? Check out the comparison of annual Fulton, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fulton, Michigan

Insurance Company Low Medium High
Allstate $22,337 $22,957 $23,424
Farmers $5,274 $5,385 $5,529
GEICO $4,974 $5,268 $5,701
Liberty Mutual $16,431 $16,795 $17,275
Nationwide $5,103 $4,816 $4,763
Progressive $4,732 $4,877 $5,007
State Farm $9,794 $10,321 $10,675
Travelers $6,575 $6,656 $6,715
USAA $3,162 $3,261 $3,340

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Best By Category: Cheapest Auto Insurance in Fulton, Michigan

Compare the cheapest auto insurance companies in Fulton, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fulton, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Fulton, Michigan Auto Insurance Companies

What auto insurance companies in Fulton, Michigan are the cheapest? Compare the top Fulton, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fulton, Michigan

Insurance Company Average Annual Rates
Allstate $22,906
Farmers $5,396
GEICO $5,314
Liberty Mutual $16,833
Nationwide $4,894
Progressive $4,872
State Farm $10,263
Travelers $6,649
USAA $3,254

Compare Fulton, Michigan Auto Insurance Quotes

Before you buy Fulton, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fulton, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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