Best Cheap Auto Insurance in Fulton, KY (2021)

The average Fulton, KY auto insurance rates are $354 per month. The minimum auto insurance in Fulton is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Fulton, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Fulton is 15.8 minutes
  • The cheapest auto insurance company in Fulton is USAA
  • Average auto insurance rates in Fulton, KY for senior drivers are $2,356 per year

Fulton, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Fulton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fulton, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Fulton to other Kentucky cities, including Hopkinsville auto insurance rates, Independence auto insurance rates, and Florence auto insurance rates to see how Fulton, Kentucky auto insurance rates stack up.

Before you buy Fulton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fulton, Kentucky auto insurance quotes.

Minimum Auto Insurance in Fulton, Kentucky

Fulton, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fulton, Kentucky.

Minimum Required Auto Insurance Coverage in Fulton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fulton, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fulton, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fulton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,220 $3,209 $2,884 $3,080 $11,382 $12,786 $3,624 $3,856
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,740 $2,976 $2,322 $2,603 $10,970 $12,167 $2,871 $3,004
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,128 $2,045 $1,887 $1,909 $9,807 $11,099 $2,642 $2,720
State Farm $2,178 $2,178 $1,945 $1,945 $6,694 $8,440 $2,434 $2,753
Travelers $2,220 $2,261 $2,176 $2,182 $10,566 $16,949 $2,318 $2,685
USAA $1,910 $1,924 $1,714 $1,758 $4,984 $5,272 $2,425 $2,671

Cheap Fulton, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fulton, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Fulton, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Fulton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,382 $12,786
GEICO $6,168 $7,329
Liberty Mutual $10,970 $12,167
Nationwide $6,037 $7,550
Progressive $9,807 $11,099
State Farm $6,694 $8,440
Travelers $10,566 $16,949
USAA $4,984 $5,272

Cheap Fulton, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Fulton, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fulton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,884 $3,080
GEICO $3,218 $2,914
Liberty Mutual $2,322 $2,603
Nationwide $2,519 $2,640
Progressive $1,887 $1,909
State Farm $1,945 $1,945
Travelers $2,176 $2,182
USAA $1,714 $1,758

Cheap Fulton, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fulton, Kentucky compared to the annual auto insurance rates with a clean record in Fulton, Kentucky.

Annual Fulton, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,615 $5,950 $6,292 $5,163
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $4,143 $6,348 $4,940 $4,395
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,546 $5,208 $4,048 $4,317
State Farm $3,253 $3,889 $3,571 $3,571
Travelers $4,510 $4,640 $6,693 $4,835
USAA $2,135 $3,024 $3,602 $2,568

Cheap Fulton, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fulton, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Fulton, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Fulton, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,292
GEICO $6,130
Liberty Mutual $4,940
Nationwide $4,997
Progressive $4,048
State Farm $3,571
Travelers $6,693
USAA $3,602

Cheap Fulton, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fulton, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fulton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,287 $5,024 $4,204
GEICO $6,223 $3,107 $2,025
Liberty Mutual $7,092 $4,344 $3,434
Nationwide $4,672 $3,666 $3,197
Progressive $4,815 $4,160 $3,864
State Farm $5,178 $3,113 $2,422
Travelers $5,768 $4,880 $4,861
USAA $4,227 $2,354 $1,915

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Cheap Fulton, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fulton, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Fulton, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fulton, Kentucky

ZIP Code Average Annual Rates
42041 $3,794

Cheap Fulton, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Fulton, Kentucky auto insurance. Find the cheapest annual Fulton, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fulton, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,505 $5,505
GEICO $3,750 $3,821
Liberty Mutual $4,957 $4,957
Nationwide $3,845 $3,845
Progressive $4,280 $4,280
State Farm $3,486 $3,656
Travelers $5,169 $5,169
USAA $2,726 $2,938

Cheap Fulton, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fulton, Kentucky? Check out the comparison of annual Fulton, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fulton, Kentucky

Insurance Company Low Medium High
Allstate $5,169 $5,486 $5,860
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,713 $4,925 $5,231
Nationwide $3,908 $3,801 $3,826
Progressive $4,000 $4,234 $4,605
State Farm $3,405 $3,570 $3,737
Travelers $4,912 $5,194 $5,403
USAA $2,715 $2,826 $2,956

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Best By Category: Cheapest Auto Insurance in Fulton, Kentucky

Compare the cheapest auto insurance companies in Fulton, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fulton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Fulton, Kentucky Auto Insurance Companies

What auto insurance companies in Fulton, Kentucky are the cheapest? Compare the top Fulton, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fulton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,505
GEICO $3,785
Liberty Mutual $4,957
Nationwide $3,845
Progressive $4,280
State Farm $3,571
Travelers $5,169
USAA $2,832

What affects auto insurance rates in Fulton, Kentucky?

There are a lot of reasons why auto insurance rates in Fulton, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fulton, Kentucky. Many local factors may affect your Fulton auto insurance rates.

Fulton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fulton, Kentucky commute length is 15.8 minutes according to City-Data.

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Compare Fulton, Kentucky Auto Insurance Quotes

Before you buy Fulton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fulton, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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