Best Cheap Auto Insurance in Fruit Cove, FL (2021)

The average Fruit Cove, FL auto insurance rates are $321 per month. The minimum auto insurance in Fruit Cove is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Fruit Cove, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Fruit Cove is USAA
  • The minimum auto insurance required in Fruit Cove, Florida is 10/20/10
  • The most expensive auto insurance company in Fruit Cove for teen drivers is Allstate

Fruit Cove, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Fruit Cove can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fruit Cove, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Fruit Cove to other Florida cities, including Hialeah auto insurance rates, Jacksonville auto insurance rates, and Tallahassee auto insurance rates to see how Fruit Cove, Florida auto insurance rates stack up.

Before you buy Fruit Cove, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fruit Cove, Florida auto insurance quotes.

Minimum Auto Insurance in Fruit Cove, Florida

Fruit Cove, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fruit Cove, Florida.

Minimum Required Auto Insurance Coverage in Fruit Cove, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Fruit Cove, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fruit Cove, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fruit Cove, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,979 $3,836 $3,479 $3,554 $13,972 $15,255 $4,038 $4,120
GEICO $2,549 $2,559 $2,389 $2,389 $4,609 $5,824 $2,813 $2,859
Liberty Mutual $2,689 $2,689 $2,476 $2,476 $5,535 $8,451 $2,689 $3,595
Nationwide $2,428 $2,402 $2,171 $2,246 $5,847 $7,219 $2,675 $2,791
Progressive $3,218 $3,049 $2,788 $2,976 $9,183 $10,077 $3,890 $3,754
State Farm $1,652 $1,652 $1,500 $1,500 $4,848 $6,221 $1,830 $1,979
USAA $1,394 $1,371 $1,299 $1,291 $4,756 $5,538 $1,746 $1,889

Cheap Fruit Cove, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fruit Cove, Florida is a challenge. Take a look at the annual teen auto insurance rates in Fruit Cove, Florida.

Annual Auto Insurance Rates for Teen Drivers in Fruit Cove, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,972 $15,255
GEICO $4,609 $5,824
Liberty Mutual $5,535 $8,451
Nationwide $5,847 $7,219
Progressive $9,183 $10,077
State Farm $4,848 $6,221
USAA $4,756 $5,538

Cheap Fruit Cove, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Fruit Cove, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fruit Cove, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,479 $3,554
GEICO $2,389 $2,389
Liberty Mutual $2,476 $2,476
Nationwide $2,171 $2,246
Progressive $2,788 $2,976
State Farm $1,500 $1,500
USAA $1,299 $1,291

Cheap Fruit Cove, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fruit Cove, Florida compared to the annual auto insurance rates with a clean record in Fruit Cove, Florida.

Annual Fruit Cove, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,623 $6,719 $7,519 $6,255
GEICO $2,256 $2,890 $4,313 $3,537
Liberty Mutual $2,824 $3,599 $5,107 $3,770
Nationwide $2,972 $3,253 $4,369 $3,297
Progressive $3,839 $5,689 $4,782 $5,158
State Farm $2,423 $2,872 $2,648 $2,648
USAA $1,889 $2,330 $3,444 $1,980

Cheap Fruit Cove, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fruit Cove, Florida is not easy. Compare the annual rates for DUI auto insurance in Fruit Cove, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Fruit Cove, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,519
GEICO $4,313
Liberty Mutual $5,107
Nationwide $4,369
Progressive $4,782
State Farm $2,648
USAA $3,444

Cheap Fruit Cove, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fruit Cove, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fruit Cove, Florida

Insurance Company Poor Fair Good
Allstate $9,068 $5,792 $4,728
GEICO $4,749 $2,860 $2,139
Liberty Mutual $4,889 $3,623 $2,963
Nationwide $4,327 $3,194 $2,897
Progressive $6,323 $4,504 $3,774
State Farm $3,611 $2,378 $1,955
USAA $3,912 $1,920 $1,400

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Cheap Fruit Cove, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fruit Cove, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Fruit Cove, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fruit Cove, Florida

ZIP Code Average Annual Rates
32259 $2,982

Cheap Fruit Cove, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Fruit Cove, Florida auto insurance. Find the cheapest annual Fruit Cove, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fruit Cove, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,340 $6,718
GEICO $3,233 $3,265
Liberty Mutual $3,706 $3,944
Nationwide $3,473 $3,473
Progressive $4,867 $4,867
State Farm $2,561 $2,735
USAA $2,384 $2,438

Cheap Fruit Cove, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fruit Cove, Florida? Check out the comparison of annual Fruit Cove, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fruit Cove, Florida

Insurance Company Low Medium High
Allstate $5,160 $6,838 $7,590
GEICO $2,668 $3,364 $3,714
Liberty Mutual $3,514 $3,880 $4,081
Nationwide $2,762 $3,606 $4,049
Progressive $4,070 $4,981 $5,550
State Farm $2,269 $2,710 $2,964
USAA $2,101 $2,492 $2,640

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Best By Category: Cheapest Auto Insurance in Fruit Cove, Florida

Compare the cheapest auto insurance companies in Fruit Cove, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fruit Cove, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Fruit Cove, Florida Auto Insurance Companies

What auto insurance companies in Fruit Cove, Florida are the cheapest? Compare the top Fruit Cove, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fruit Cove, Florida

Insurance Company Average Annual Rates
Allstate $6,529
GEICO $3,249
Liberty Mutual $3,825
Nationwide $3,473
Progressive $4,867
State Farm $2,648
USAA $2,411

What affects auto insurance rates in Fruit Cove, Florida?

There are a lot of reasons why auto insurance rates in Fruit Cove, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fruit Cove, Florida. Many local factors may affect your Fruit Cove auto insurance rates.

Fruit Cove Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fruit Cove, Florida commute length is 30.9 minutes according to City-Data.

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Compare Fruit Cove, Florida Auto Insurance Quotes

Before you buy Fruit Cove, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fruit Cove, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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