Best Cheap Auto Insurance in Frost, TX (2021)

The average Frost, TX auto insurance rates are $293 per month. The minimum auto insurance in Frost is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Frost, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Frost, TX for senior drivers are $2,112 per year
  • The cheapest auto insurance company in Frost is USAA
  • The average commute length in Frost is 36.9 minutes

Frost, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Frost can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Frost, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Frost to other Texas cities, including Dallas auto insurance rates, Houston auto insurance rates, and Fort Worth auto insurance rates to see how Frost, Texas auto insurance rates stack up.

Before you buy Frost, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Frost, Texas auto insurance quotes.

Minimum Auto Insurance in Frost, Texas

Frost, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Frost, Texas.

Minimum Required Auto Insurance Coverage in Frost, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Frost, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Frost, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Frost, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,168 $3,195 $3,125 $3,125 $8,514 $10,281 $3,931 $4,098
American Family $2,356 $2,610 $2,181 $2,485 $6,001 $7,860 $3,331 $3,790
GEICO $2,058 $2,199 $1,955 $2,178 $4,365 $4,568 $2,222 $2,240
Nationwide $2,297 $2,338 $2,028 $2,149 $6,517 $8,377 $2,698 $2,920
Progressive $2,416 $2,294 $2,157 $2,194 $10,308 $11,510 $2,868 $2,912
State Farm $1,868 $1,868 $1,660 $1,660 $4,424 $5,630 $2,028 $2,094
USAA $1,406 $1,418 $1,339 $1,334 $3,887 $4,247 $1,872 $2,016

Cheap Frost, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Frost, Texas is a challenge. Take a look at the annual teen auto insurance rates in Frost, Texas.

Annual Auto Insurance Rates for Teen Drivers in Frost, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,514 $10,281
American Family $6,001 $7,860
GEICO $4,365 $4,568
Nationwide $6,517 $8,377
Progressive $10,308 $11,510
State Farm $4,424 $5,630
USAA $3,887 $4,247

Cheap Frost, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Frost, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Frost, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,125 $3,125
American Family $2,181 $2,485
GEICO $1,955 $2,178
Nationwide $2,028 $2,149
Progressive $2,157 $2,194
State Farm $1,660 $1,660
USAA $1,339 $1,334

Cheap Frost, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Frost, Texas compared to the annual auto insurance rates with a clean record in Frost, Texas.

Annual Frost, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,810 $5,909 $6,190 $3,810
American Family $3,498 $4,422 $3,888 $3,498
GEICO $2,317 $3,025 $2,571 $2,980
Nationwide $3,178 $3,178 $4,716 $3,591
Progressive $3,994 $5,180 $4,662 $4,494
State Farm $2,364 $2,704 $3,183 $2,364
USAA $1,639 $2,406 $2,835 $1,880

Cheap Frost, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Frost, Texas is not easy. Compare the annual rates for DUI auto insurance in Frost, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Frost, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,190
American Family $3,888
GEICO $2,571
Nationwide $4,716
Progressive $4,662
State Farm $3,183
USAA $2,835

Cheap Frost, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Frost, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Frost, Texas

Insurance Company Poor Fair Good
Allstate $6,251 $4,598 $3,940
American Family $5,287 $3,304 $2,890
GEICO $4,183 $2,384 $1,603
Nationwide $4,397 $3,531 $3,069
Progressive $5,145 $4,462 $4,140
State Farm $3,759 $2,339 $1,864
USAA $3,224 $1,855 $1,491

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Cheap Frost, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Frost, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Frost, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Frost, Texas

ZIP Code Average Annual Rates
76641 $5,282

Cheap Frost, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Frost, Texas auto insurance. Find the cheapest annual Frost, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Frost, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,811 $5,047
American Family $3,827 $3,827
GEICO $2,671 $2,776
Nationwide $3,665 $3,665
Progressive $4,582 $4,582
State Farm $2,654 $2,654
USAA $2,162 $2,217

Cheap Frost, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Frost, Texas? Check out the comparison of annual Frost, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Frost, Texas

Insurance Company Low Medium High
Allstate $4,836 $4,895 $5,058
American Family $3,571 $3,690 $4,219
GEICO $2,604 $2,696 $2,871
Nationwide $3,964 $3,507 $3,525
Progressive $4,369 $4,562 $4,816
State Farm $2,526 $2,647 $2,789
USAA $2,122 $2,182 $2,265

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Best By Category: Cheapest Auto Insurance in Frost, Texas

Compare the cheapest auto insurance companies in Frost, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Frost, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Frost, Texas Auto Insurance Companies

What auto insurance companies in Frost, Texas are the cheapest? Compare the top Frost, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Frost, Texas

Insurance Company Average Annual Rates
Allstate $4,929
American Family $3,827
GEICO $2,723
Nationwide $3,665
Progressive $4,582
State Farm $2,654
USAA $2,190

What affects auto insurance rates in Frost, Texas?

There are a lot of reasons why auto insurance rates in Frost, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Frost, Texas. Many local factors may affect your Frost auto insurance rates.

Frost Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Frost, Texas commute length is 36.9 minutes according to City-Data.

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Compare Frost, Texas Auto Insurance Quotes

Before you buy Frost, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Frost, Texas auto insurance quotes.

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