Best Cheap Auto Insurance in Fridley, MN (2021)

The average Fridley, MN auto insurance rates are $414 per month. The minimum auto insurance in Fridley is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Fridley, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Fridley is 24.0 minutes
  • The cheapest auto insurance company in Fridley is State Farm
  • The most expensive auto insurance company in Fridley for teen drivers is Liberty Mutual

Fridley, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Fridley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fridley, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Fridley to other Minnesota cities, including St. Paul auto insurance rates, Duluth auto insurance rates, and Plymouth auto insurance rates to see how Fridley, Minnesota auto insurance rates stack up.

Before you buy Fridley, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fridley, Minnesota auto insurance quotes.

Minimum Auto Insurance in Fridley, Minnesota

Fridley, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fridley, Minnesota.

Minimum Required Auto Insurance Coverage in Fridley, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Fridley, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fridley, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fridley, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,672 $3,672 $3,568 $3,568 $8,388 $11,920 $4,500 $4,649
American Family $2,408 $2,408 $2,193 $2,193 $6,730 $9,562 $2,408 $2,685
Farmers $2,247 $2,244 $2,156 $2,297 $6,673 $6,780 $2,961 $2,839
GEICO $3,064 $3,032 $2,920 $2,838 $6,724 $8,470 $2,862 $3,010
Liberty Mutual $9,874 $9,874 $9,782 $9,782 $18,947 $28,184 $9,874 $13,551
Nationwide $2,413 $2,401 $2,149 $2,269 $6,450 $7,766 $2,868 $2,956
State Farm $1,908 $1,908 $1,732 $1,732 $4,365 $5,285 $2,199 $1,819
USAA $1,843 $1,800 $1,695 $1,663 $5,088 $5,494 $2,383 $2,492

Cheap Fridley, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fridley, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Fridley, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Fridley, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,388 $11,920
American Family $6,730 $9,562
Farmers $6,673 $6,780
GEICO $6,724 $8,470
Liberty Mutual $18,947 $28,184
Nationwide $6,450 $7,766
State Farm $4,365 $5,285
USAA $5,088 $5,494

Cheap Fridley, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Fridley, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fridley, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,568 $3,568
American Family $2,193 $2,193
Farmers $2,156 $2,297
GEICO $2,920 $2,838
Liberty Mutual $9,782 $9,782
Nationwide $2,149 $2,269
State Farm $1,732 $1,732
USAA $1,695 $1,663

Cheap Fridley, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fridley, Minnesota compared to the annual auto insurance rates with a clean record in Fridley, Minnesota.

Annual Fridley, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,930 $5,812 $6,986 $5,240
American Family $2,582 $4,582 $5,205 $2,925
Farmers $3,021 $3,798 $3,865 $3,415
GEICO $2,756 $4,346 $6,406 $2,953
Liberty Mutual $9,746 $13,639 $21,043 $10,505
Nationwide $2,910 $3,855 $4,428 $3,444
State Farm $2,380 $2,856 $2,618 $2,618
USAA $2,082 $2,675 $3,998 $2,475

Cheap Fridley, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fridley, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Fridley, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Fridley, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,986
American Family $5,205
Farmers $3,865
GEICO $6,406
Liberty Mutual $21,043
Nationwide $4,428
State Farm $2,618
USAA $3,998

Cheap Fridley, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fridley, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fridley, Minnesota

Insurance Company Poor Fair Good
Allstate $8,033 $4,377 $4,067
American Family $5,326 $3,427 $2,717
Farmers $4,396 $3,193 $2,984
GEICO $4,938 $4,042 $3,365
Liberty Mutual $19,130 $12,386 $9,685
Nationwide $4,361 $3,514 $3,101
State Farm $3,819 $2,334 $1,701
USAA $4,339 $2,172 $1,911

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Cheap Fridley, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fridley, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Fridley, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fridley, Minnesota

ZIP Code Average Annual Rates
55432 $3,812

Cheap Fridley, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Fridley, Minnesota auto insurance. Find the cheapest annual Fridley, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fridley, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,492 $5,492
American Family $3,779 $3,867
Farmers $3,525 $3,525
GEICO $4,057 $4,173
Liberty Mutual $13,345 $14,122
Nationwide $3,659 $3,659
State Farm $2,544 $2,693
USAA $2,771 $2,844

Cheap Fridley, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fridley, Minnesota? Check out the comparison of annual Fridley, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fridley, Minnesota

Insurance Company Low Medium High
Allstate $5,395 $5,489 $5,592
American Family $3,799 $3,925 $3,745
Farmers $3,371 $3,544 $3,659
GEICO $3,966 $4,114 $4,265
Liberty Mutual $13,339 $13,748 $14,114
Nationwide $3,449 $3,692 $3,836
State Farm $2,504 $2,631 $2,721
USAA $2,722 $2,806 $2,894

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Best By Category: Cheapest Auto Insurance in Fridley, Minnesota

Compare the cheapest auto insurance companies in Fridley, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fridley, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Fridley, Minnesota Auto Insurance Companies

What auto insurance companies in Fridley, Minnesota are the cheapest? Compare the top Fridley, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fridley, Minnesota

Insurance Company Average Annual Rates
Allstate $5,492
American Family $3,823
Farmers $3,525
GEICO $4,115
Liberty Mutual $13,733
Nationwide $3,659
State Farm $2,618
USAA $2,807

What affects auto insurance rates in Fridley, Minnesota?

There are a lot of reasons why auto insurance rates in Fridley, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fridley, Minnesota. Many local factors may affect your Fridley auto insurance rates.

Fridley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fridley, Minnesota commute length is 24.0 minutes according to City-Data.

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Compare Fridley, Minnesota Auto Insurance Quotes

Before you buy Fridley, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fridley, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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