Best Cheap Auto Insurance in Fresno, TX (2021)

The average Fresno, TX auto insurance rates are $388 per month. The minimum auto insurance in Fresno is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Fresno, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Fresno for teen drivers is American Family
  • The minimum auto insurance required in Fresno, Texas is 30/60/25
  • The cheapest auto insurance company in Fresno is USAA

Fresno, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Fresno can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fresno, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Fresno to other Texas cities, including Austin auto insurance rates, Dallas auto insurance rates, and Plano auto insurance rates to see how Fresno, Texas auto insurance rates stack up.

Before you buy Fresno, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fresno, Texas auto insurance quotes.

Minimum Auto Insurance in Fresno, Texas

Fresno, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fresno, Texas.

Minimum Required Auto Insurance Coverage in Fresno, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fresno, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fresno, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fresno, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,834 $3,851 $3,779 $3,779 $10,348 $12,437 $4,726 $4,901
American Family $3,860 $4,368 $3,735 $4,348 $11,517 $14,999 $5,813 $6,649
GEICO $3,043 $3,322 $2,978 $3,453 $6,860 $7,057 $3,301 $3,250
Nationwide $2,651 $2,691 $2,339 $2,473 $7,710 $9,887 $3,134 $3,390
Progressive $2,739 $2,607 $2,434 $2,481 $11,537 $12,884 $3,258 $3,311
State Farm $2,124 $2,124 $1,897 $1,897 $5,212 $6,661 $2,318 $2,383
USAA $1,926 $1,926 $1,856 $1,831 $5,544 $5,992 $2,565 $2,720

Cheap Fresno, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fresno, Texas is a challenge. Take a look at the annual teen auto insurance rates in Fresno, Texas.

Annual Auto Insurance Rates for Teen Drivers in Fresno, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,348 $12,437
American Family $11,517 $14,999
GEICO $6,860 $7,057
Nationwide $7,710 $9,887
Progressive $11,537 $12,884
State Farm $5,212 $6,661
USAA $5,544 $5,992

Cheap Fresno, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Fresno, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fresno, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,779 $3,779
American Family $3,735 $4,348
GEICO $2,978 $3,453
Nationwide $2,339 $2,473
Progressive $2,434 $2,481
State Farm $1,897 $1,897
USAA $1,856 $1,831

Cheap Fresno, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fresno, Texas compared to the annual auto insurance rates with a clean record in Fresno, Texas.

Annual Fresno, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,570 $7,174 $7,514 $4,570
American Family $6,285 $8,032 $7,043 $6,285
GEICO $3,519 $4,698 $3,866 $4,549
Nationwide $3,713 $3,713 $5,514 $4,197
Progressive $4,490 $5,818 $5,253 $5,064
State Farm $2,720 $3,138 $3,730 $2,720
USAA $2,254 $3,366 $3,970 $2,590

Cheap Fresno, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fresno, Texas is not easy. Compare the annual rates for DUI auto insurance in Fresno, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Fresno, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,514
American Family $7,043
GEICO $3,866
Nationwide $5,514
Progressive $5,253
State Farm $3,730
USAA $3,970

Cheap Fresno, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fresno, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fresno, Texas

Insurance Company Poor Fair Good
Allstate $7,547 $5,556 $4,768
American Family $9,294 $6,095 $5,345
GEICO $6,450 $3,626 $2,398
Nationwide $5,139 $4,131 $3,583
Progressive $5,809 $5,015 $4,645
State Farm $4,356 $2,712 $2,162
USAA $4,435 $2,599 $2,101

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Cheap Fresno, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fresno, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Fresno, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fresno, Texas

ZIP Code Average Annual Rates
77545 $6,960

Cheap Fresno, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Fresno, Texas auto insurance. Find the cheapest annual Fresno, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fresno, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,807 $6,106
American Family $6,911 $6,911
GEICO $4,079 $4,237
Nationwide $4,284 $4,284
Progressive $5,156 $5,156
State Farm $3,077 $3,077
USAA $3,006 $3,084

Cheap Fresno, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fresno, Texas? Check out the comparison of annual Fresno, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fresno, Texas

Insurance Company Low Medium High
Allstate $5,815 $5,904 $6,152
American Family $6,281 $6,587 $7,865
GEICO $3,881 $4,086 $4,507
Nationwide $4,603 $4,101 $4,149
Progressive $4,909 $5,133 $5,426
State Farm $2,903 $3,068 $3,259
USAA $2,913 $3,028 $3,194

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Best By Category: Cheapest Auto Insurance in Fresno, Texas

Compare the cheapest auto insurance companies in Fresno, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fresno, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Fresno, Texas Auto Insurance Companies

What auto insurance companies in Fresno, Texas are the cheapest? Compare the top Fresno, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fresno, Texas

Insurance Company Average Annual Rates
Allstate $5,957
American Family $6,911
GEICO $4,158
Nationwide $4,284
Progressive $5,156
State Farm $3,077
USAA $3,045

What affects auto insurance rates in Fresno, Texas?

There are a lot of reasons why auto insurance rates in Fresno, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fresno, Texas. Many local factors may affect your Fresno auto insurance rates.

Fresno Traffic

How does Fresno, Texas rank for traffic? According to Inrix Fresno, Texas is the 528th most congested worldwide.

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Compare Fresno, Texas Auto Insurance Quotes

Before you buy Fresno, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fresno, Texas auto insurance quotes.

Free Auto Insurance Comparison

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