Best Cheap Auto Insurance in Frenchburg, KY (2021)

The average Frenchburg, KY auto insurance rates are $468 per month. The minimum auto insurance in Frenchburg is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Frenchburg, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Frenchburg is USAA
  • The most expensive auto insurance company in Frenchburg for teen drivers is Allstate
  • Average auto insurance rates in Frenchburg, KY for senior drivers are $3,061 per year

Frenchburg, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Frenchburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Frenchburg, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Frenchburg to other Kentucky cities, including Nicholasville auto insurance rates, Hopkinsville auto insurance rates, and Covington auto insurance rates to see how Frenchburg, Kentucky auto insurance rates stack up.

Before you buy Frenchburg, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Frenchburg, Kentucky auto insurance quotes.

Minimum Auto Insurance in Frenchburg, Kentucky

Frenchburg, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Frenchburg, Kentucky.

Minimum Required Auto Insurance Coverage in Frenchburg, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Frenchburg, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Frenchburg, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Frenchburg, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,150 $5,022 $4,720 $5,049 $21,921 $24,317 $5,540 $5,768
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,977 $3,218 $2,539 $2,823 $13,280 $14,645 $3,100 $3,202
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $2,434 $2,311 $2,187 $2,193 $12,002 $13,618 $3,024 $3,093
State Farm $1,757 $1,757 $1,570 $1,570 $5,042 $6,407 $1,956 $2,163
Travelers $2,827 $2,874 $2,803 $2,793 $13,989 $22,282 $2,970 $3,426
USAA $1,853 $1,853 $1,676 $1,700 $4,982 $5,239 $2,336 $2,553

Cheap Frenchburg, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Frenchburg, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Frenchburg, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Frenchburg, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $21,921 $24,317
GEICO $7,170 $8,568
Liberty Mutual $13,280 $14,645
Nationwide $12,445 $15,350
Progressive $12,002 $13,618
State Farm $5,042 $6,407
Travelers $13,989 $22,282
USAA $4,982 $5,239

Cheap Frenchburg, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Frenchburg, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Frenchburg, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,720 $5,049
GEICO $3,742 $3,389
Liberty Mutual $2,539 $2,823
Nationwide $5,015 $5,208
Progressive $2,187 $2,193
State Farm $1,570 $1,570
Travelers $2,803 $2,793
USAA $1,676 $1,700

Cheap Frenchburg, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Frenchburg, Kentucky compared to the annual auto insurance rates with a clean record in Frenchburg, Kentucky.

Annual Frenchburg, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,819 $10,524 $11,408 $8,993
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,744 $7,366 $5,716 $5,067
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $4,220 $6,263 $4,816 $5,133
State Farm $2,550 $3,005 $2,778 $2,778
Travelers $5,854 $6,026 $8,796 $6,306
USAA $2,090 $2,954 $3,534 $2,517

Cheap Frenchburg, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Frenchburg, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Frenchburg, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Frenchburg, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,408
GEICO $7,199
Liberty Mutual $5,716
Nationwide $10,137
Progressive $4,816
State Farm $2,778
Travelers $8,796
USAA $3,534

Cheap Frenchburg, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Frenchburg, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Frenchburg, Kentucky

Insurance Company Poor Fair Good
Allstate $12,916 $8,858 $7,284
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,191 $5,032 $3,946
Nationwide $9,500 $7,372 $6,351
Progressive $5,707 $4,978 $4,639
State Farm $4,001 $2,429 $1,903
Travelers $7,536 $6,363 $6,338
USAA $4,119 $2,315 $1,888

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Cheap Frenchburg, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Frenchburg, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Frenchburg, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Frenchburg, Kentucky

ZIP Code Average Annual Rates
40322 $5,110

Cheap Frenchburg, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Frenchburg, Kentucky auto insurance. Find the cheapest annual Frenchburg, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Frenchburg, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,686 $9,686
GEICO $4,371 $4,456
Liberty Mutual $5,723 $5,723
Nationwide $7,741 $7,741
Progressive $5,108 $5,108
State Farm $2,708 $2,847
Travelers $6,745 $6,745
USAA $2,671 $2,877

Cheap Frenchburg, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Frenchburg, Kentucky? Check out the comparison of annual Frenchburg, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Frenchburg, Kentucky

Insurance Company Low Medium High
Allstate $8,469 $9,622 $10,967
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,442 $5,685 $6,043
Nationwide $7,713 $7,608 $7,902
Progressive $4,715 $5,034 $5,575
State Farm $2,588 $2,773 $2,972
Travelers $6,443 $6,779 $7,014
USAA $2,643 $2,767 $2,912

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Best By Category: Cheapest Auto Insurance in Frenchburg, Kentucky

Compare the cheapest auto insurance companies in Frenchburg, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Frenchburg, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Frenchburg, Kentucky Auto Insurance Companies

What auto insurance companies in Frenchburg, Kentucky are the cheapest? Compare the top Frenchburg, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Frenchburg, Kentucky

Insurance Company Average Annual Rates
Allstate $9,686
GEICO $4,413
Liberty Mutual $5,723
Nationwide $7,741
Progressive $5,108
State Farm $2,778
Travelers $6,745
USAA $2,774

What affects auto insurance rates in Frenchburg, Kentucky?

There are a lot of reasons why auto insurance rates in Frenchburg, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Frenchburg, Kentucky. Many local factors may affect your Frenchburg auto insurance rates.

Frenchburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Frenchburg, Kentucky commute length is 27.2 minutes according to City-Data.

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Compare Frenchburg, Kentucky Auto Insurance Quotes

Before you buy Frenchburg, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Frenchburg, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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