Best Cheap Auto Insurance in Fremont, NE (2021)

The average Fremont, NE auto insurance rates are $273 per month. The minimum auto insurance in Fremont is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Fremont, Nebraska, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Fremont for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Fremont, Nebraska is 25/50/25
  • The average commute length in Fremont is 17.5 minutes

Fremont, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Fremont can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fremont, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in Fremont to other Nebraska cities, including Omaha auto insurance rates, Bellevue auto insurance rates, and Lincoln auto insurance rates to see how Fremont, Nebraska auto insurance rates stack up.

Before you buy Fremont, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fremont, Nebraska auto insurance quotes.

Minimum Auto Insurance in Fremont, Nebraska

Fremont, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fremont, Nebraska.

Minimum Required Auto Insurance Coverage in Fremont, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fremont, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fremont, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fremont, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,066 $1,936 $1,953 $6,170 $6,483 $2,436 $2,484
American Family $1,757 $1,757 $1,607 $1,607 $3,005 $4,504 $1,719 $1,871
Farmers $2,103 $2,088 $1,881 $1,991 $8,349 $8,601 $2,374 $2,465
GEICO $2,433 $2,383 $2,393 $2,302 $5,277 $6,849 $2,197 $2,116
Liberty Mutual $3,309 $3,590 $2,613 $3,182 $14,344 $16,119 $3,468 $3,842
Nationwide $1,764 $1,815 $1,583 $1,690 $4,175 $5,182 $2,045 $2,210
Progressive $1,891 $1,805 $1,555 $1,625 $7,643 $8,585 $2,254 $2,407
State Farm $1,585 $1,585 $1,405 $1,405 $4,486 $5,704 $1,757 $1,983
USAA $1,344 $1,338 $1,225 $1,257 $4,269 $5,108 $1,733 $1,929

Cheap Fremont, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fremont, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Fremont, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in Fremont, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,170 $6,483
American Family $3,005 $4,504
Farmers $8,349 $8,601
GEICO $5,277 $6,849
Liberty Mutual $14,344 $16,119
Nationwide $4,175 $5,182
Progressive $7,643 $8,585
State Farm $4,486 $5,704
USAA $4,269 $5,108

Cheap Fremont, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in Fremont, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fremont, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $1,953
American Family $1,607 $1,607
Farmers $1,881 $1,991
GEICO $2,393 $2,302
Liberty Mutual $2,613 $3,182
Nationwide $1,583 $1,690
Progressive $1,555 $1,625
State Farm $1,405 $1,405
USAA $1,225 $1,257

Cheap Fremont, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fremont, Nebraska compared to the annual auto insurance rates with a clean record in Fremont, Nebraska.

Annual Fremont, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,781 $3,144 $3,810 $3,117
American Family $2,182 $2,366 $2,182 $2,182
Farmers $3,155 $4,057 $3,957 $3,757
GEICO $2,106 $3,001 $4,483 $3,384
Liberty Mutual $5,408 $6,376 $6,911 $6,538
Nationwide $1,828 $2,623 $3,717 $2,065
Progressive $2,942 $4,353 $3,296 $3,292
State Farm $2,298 $2,680 $2,489 $2,489
USAA $1,725 $2,175 $3,247 $1,954

Cheap Fremont, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fremont, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Fremont, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in Fremont, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,810
American Family $2,182
Farmers $3,957
GEICO $4,483
Liberty Mutual $6,911
Nationwide $3,717
Progressive $3,296
State Farm $2,489
USAA $3,247

Cheap Fremont, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fremont, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fremont, Nebraska

Insurance Company Poor Fair Good
Allstate $3,989 $3,034 $2,615
American Family $2,996 $2,032 $1,657
Farmers $4,263 $3,552 $3,380
GEICO $3,703 $3,221 $2,807
Liberty Mutual $9,106 $5,500 $4,320
Nationwide $3,066 $2,454 $2,154
Progressive $3,957 $3,351 $3,104
State Farm $3,616 $2,168 $1,682
USAA $3,029 $2,053 $1,744

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Cheap Fremont, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect Fremont, Nebraska auto insurance. Find the cheapest annual Fremont, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fremont, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,213 $3,213
American Family $2,210 $2,246
Farmers $3,732 $3,732
GEICO $3,194 $3,293
Liberty Mutual $6,309 $6,309
Nationwide $2,558 $2,558
Progressive $3,471 $3,471
State Farm $2,424 $2,553
USAA $2,249 $2,302

Cheap Fremont, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fremont, Nebraska? Check out the comparison of annual Fremont, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fremont, Nebraska

Insurance Company Low Medium High
Allstate $3,124 $3,207 $3,308
American Family $2,197 $2,294 $2,193
Farmers $3,556 $3,672 $3,967
GEICO $3,143 $3,240 $3,348
Liberty Mutual $6,129 $6,274 $6,523
Nationwide $2,578 $2,551 $2,545
Progressive $3,287 $3,460 $3,665
State Farm $2,373 $2,485 $2,609
USAA $2,203 $2,272 $2,351

Best By Category: Cheapest Auto Insurance in Fremont, Nebraska

Compare the cheapest auto insurance companies in Fremont, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fremont, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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The Cheapest Fremont, Nebraska Auto Insurance Companies

What auto insurance companies in Fremont, Nebraska are the cheapest? Compare the top Fremont, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fremont, Nebraska

Insurance Company Average Annual Rates
Allstate $3,213
American Family $2,228
Farmers $3,732
GEICO $3,244
Liberty Mutual $6,309
Nationwide $2,558
Progressive $3,471
State Farm $2,489
USAA $2,275

What affects auto insurance rates in Fremont, Nebraska?

There are a lot of reasons why auto insurance rates in Fremont, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fremont, Nebraska. Many local factors may affect your Fremont auto insurance rates.

Fremont Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fremont, Nebraska commute length is 17.5 minutes according to City-Data.

Compare Fremont, Nebraska Auto Insurance Quotes

Before you buy Fremont, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fremont, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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