Best Cheap Auto Insurance in Freistatt, MO (2021)

The average Freistatt, MO auto insurance rates are $270 per month. The minimum auto insurance in Freistatt is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Freistatt, Missouri, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Freistatt is Nationwide
  • The most expensive auto insurance company in Freistatt for teen drivers is Farmers
  • The minimum auto insurance required in Freistatt, Missouri is 25/50/25

Freistatt, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Freistatt can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Freistatt, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Freistatt to other Missouri cities, including O’Fallon auto insurance rates, Lee’s Summit auto insurance rates, and Kansas City auto insurance rates to see how Freistatt, Missouri auto insurance rates stack up.

Before you buy Freistatt, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Freistatt, Missouri auto insurance quotes.

Minimum Auto Insurance in Freistatt, Missouri

Freistatt, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Freistatt, Missouri.

Minimum Required Auto Insurance Coverage in Freistatt, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Freistatt, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Freistatt, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Freistatt, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,893 $2,804 $2,600 $2,683 $7,994 $8,672 $2,778 $2,871
American Family $2,152 $2,152 $1,913 $1,913 $5,772 $7,525 $2,152 $2,525
Farmers $2,285 $2,279 $2,040 $2,159 $9,478 $9,816 $2,614 $2,740
GEICO $1,836 $2,069 $1,421 $1,831 $5,812 $6,176 $1,672 $1,687
Liberty Mutual $2,511 $2,721 $2,068 $2,318 $8,635 $9,587 $2,647 $2,825
Nationwide $1,463 $1,495 $1,310 $1,387 $3,749 $4,801 $1,673 $1,810
Progressive $1,994 $1,849 $1,633 $1,681 $6,625 $7,448 $2,436 $2,497
State Farm $1,684 $1,684 $1,512 $1,512 $4,927 $6,199 $1,896 $2,169
USAA $1,494 $1,480 $1,343 $1,366 $4,466 $5,454 $1,856 $2,062

Cheap Freistatt, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Freistatt, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Freistatt, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Freistatt, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,994 $8,672
American Family $5,772 $7,525
Farmers $9,478 $9,816
GEICO $5,812 $6,176
Liberty Mutual $8,635 $9,587
Nationwide $3,749 $4,801
Progressive $6,625 $7,448
State Farm $4,927 $6,199
USAA $4,466 $5,454

Cheap Freistatt, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Freistatt, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Freistatt, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,600 $2,683
American Family $1,913 $1,913
Farmers $2,040 $2,159
GEICO $1,421 $1,831
Liberty Mutual $2,068 $2,318
Nationwide $1,310 $1,387
Progressive $1,633 $1,681
State Farm $1,512 $1,512
USAA $1,343 $1,366

Cheap Freistatt, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Freistatt, Missouri compared to the annual auto insurance rates with a clean record in Freistatt, Missouri.

Annual Freistatt, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,576 $4,030 $4,999 $4,042
American Family $2,473 $3,522 $4,252 $2,805
Farmers $3,610 $4,491 $4,392 $4,212
GEICO $2,177 $2,843 $3,862 $2,370
Liberty Mutual $3,027 $4,341 $4,477 $4,812
Nationwide $1,737 $2,229 $2,976 $1,901
Progressive $2,818 $3,808 $3,136 $3,320
State Farm $2,475 $2,921 $2,698 $2,698
USAA $1,954 $2,373 $3,300 $2,133

Cheap Freistatt, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Freistatt, Missouri is not easy. Compare the annual rates for DUI auto insurance in Freistatt, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Freistatt, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,999
American Family $4,252
Farmers $4,392
GEICO $3,862
Liberty Mutual $4,477
Nationwide $2,976
Progressive $3,136
State Farm $2,698
USAA $3,300

Cheap Freistatt, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Freistatt, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Freistatt, Missouri

Insurance Company Poor Fair Good
Allstate $5,742 $3,693 $3,051
American Family $4,266 $2,998 $2,525
Farmers $4,771 $3,977 $3,782
GEICO $3,884 $2,531 $2,025
Liberty Mutual $5,974 $3,646 $2,872
Nationwide $2,608 $2,154 $1,872
Progressive $3,785 $3,135 $2,892
State Farm $3,722 $2,406 $1,966
USAA $4,066 $1,895 $1,359

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Cheap Freistatt, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Freistatt, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Freistatt, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Freistatt, Missouri

ZIP Code Average Annual Rates
65654 $2,671

Cheap Freistatt, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Freistatt, Missouri auto insurance. Find the cheapest annual Freistatt, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Freistatt, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,162 $4,162
American Family $3,230 $3,296
Farmers $4,176 $4,176
GEICO $2,760 $2,866
Liberty Mutual $4,164 $4,164
Nationwide $2,211 $2,211
Progressive $3,271 $3,271
State Farm $2,632 $2,764
USAA $2,352 $2,528

Cheap Freistatt, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Freistatt, Missouri? Check out the comparison of annual Freistatt, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Freistatt, Missouri

Insurance Company Low Medium High
Allstate $4,015 $4,154 $4,317
American Family $3,174 $3,366 $3,248
Farmers $3,912 $4,135 $4,483
GEICO $2,637 $2,832 $2,970
Liberty Mutual $3,935 $4,184 $4,374
Nationwide $2,081 $2,231 $2,321
Progressive $2,922 $3,276 $3,614
State Farm $2,524 $2,707 $2,863
USAA $2,337 $2,431 $2,553

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Best By Category: Cheapest Auto Insurance in Freistatt, Missouri

Compare the cheapest auto insurance companies in Freistatt, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Freistatt, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Freistatt, Missouri Auto Insurance Companies

What auto insurance companies in Freistatt, Missouri are the cheapest? Compare the top Freistatt, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Freistatt, Missouri

Insurance Company Average Annual Rates
Allstate $4,162
American Family $3,263
Farmers $4,176
GEICO $2,813
Liberty Mutual $4,164
Nationwide $2,211
Progressive $3,271
State Farm $2,698
USAA $2,440

What affects auto insurance rates in Freistatt, Missouri?

There are a lot of reasons why auto insurance rates in Freistatt, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Freistatt, Missouri. Many local factors may affect your Freistatt auto insurance rates.

Freistatt Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Freistatt, Missouri commute length is 21.9 minutes according to City-Data.

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Compare Freistatt, Missouri Auto Insurance Quotes

Before you buy Freistatt, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Freistatt, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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