Best Cheap Auto Insurance in Freer, TX (2021)

The average Freer, TX auto insurance rates are $329 per month. The minimum auto insurance in Freer is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Freer, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Freer for teen drivers is Progressive
  • Average auto insurance rates in Freer, TX for senior drivers are $2,388 per year
  • The average commute length in Freer is 14.8 minutes

Freer, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Freer can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Freer, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Freer to other Texas cities, including Fort Worth auto insurance rates, Houston auto insurance rates, and San Antonio auto insurance rates to see how Freer, Texas auto insurance rates stack up.

Before you buy Freer, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Freer, Texas auto insurance quotes.

Minimum Auto Insurance in Freer, Texas

Freer, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Freer, Texas.

Minimum Required Auto Insurance Coverage in Freer, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Freer, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Freer, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Freer, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,698 $3,739 $3,652 $3,652 $9,628 $11,650 $4,578 $4,784
American Family $2,863 $3,193 $2,680 $3,077 $7,685 $10,060 $4,134 $4,715
GEICO $2,259 $2,420 $2,154 $2,423 $4,775 $4,941 $2,436 $2,428
Nationwide $2,641 $2,686 $2,342 $2,477 $7,289 $9,350 $3,086 $3,335
Progressive $2,665 $2,503 $2,390 $2,426 $11,525 $12,846 $3,134 $3,131
State Farm $1,874 $1,874 $1,662 $1,662 $4,385 $5,567 $2,030 $2,092
USAA $1,492 $1,504 $1,425 $1,417 $4,176 $4,555 $1,991 $2,140

Cheap Freer, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Freer, Texas is a challenge. Take a look at the annual teen auto insurance rates in Freer, Texas.

Annual Auto Insurance Rates for Teen Drivers in Freer, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,628 $11,650
American Family $7,685 $10,060
GEICO $4,775 $4,941
Nationwide $7,289 $9,350
Progressive $11,525 $12,846
State Farm $4,385 $5,567
USAA $4,176 $4,555

Cheap Freer, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Freer, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Freer, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,652 $3,652
American Family $2,680 $3,077
GEICO $2,154 $2,423
Nationwide $2,342 $2,477
Progressive $2,390 $2,426
State Farm $1,662 $1,662
USAA $1,425 $1,417

Cheap Freer, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Freer, Texas compared to the annual auto insurance rates with a clean record in Freer, Texas.

Annual Freer, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,436 $6,770 $7,048 $4,436
American Family $4,375 $5,570 $4,884 $4,375
GEICO $2,531 $3,299 $2,815 $3,273
Nationwide $3,608 $3,608 $5,318 $4,069
Progressive $4,417 $5,769 $5,159 $4,965
State Farm $2,358 $2,692 $3,164 $2,358
USAA $1,745 $2,571 $3,031 $2,002

Cheap Freer, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Freer, Texas is not easy. Compare the annual rates for DUI auto insurance in Freer, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Freer, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,048
American Family $4,884
GEICO $2,815
Nationwide $5,318
Progressive $5,159
State Farm $3,164
USAA $3,031

Cheap Freer, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Freer, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Freer, Texas

Insurance Company Poor Fair Good
Allstate $7,219 $5,281 $4,517
American Family $6,580 $4,174 $3,648
GEICO $4,588 $2,606 $1,745
Nationwide $5,000 $3,991 $3,461
Progressive $5,694 $4,946 $4,592
State Farm $3,744 $2,329 $1,856
USAA $3,434 $1,983 $1,595

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Freer, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Freer, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Freer, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Freer, Texas

ZIP Code Average Annual Rates
78357 $5,947

Cheap Freer, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Freer, Texas auto insurance. Find the cheapest annual Freer, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Freer, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,538 $5,807
American Family $4,801 $4,801
GEICO $2,919 $3,040
Nationwide $4,151 $4,151
Progressive $5,078 $5,078
State Farm $2,643 $2,643
USAA $2,308 $2,367

Cheap Freer, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Freer, Texas? Check out the comparison of annual Freer, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Freer, Texas

Insurance Company Low Medium High
Allstate $5,549 $5,626 $5,842
American Family $4,451 $4,614 $5,337
GEICO $2,817 $2,937 $3,185
Nationwide $4,422 $3,973 $4,057
Progressive $4,720 $5,049 $5,464
State Farm $2,503 $2,632 $2,794
USAA $2,260 $2,328 $2,424

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Freer, Texas

Compare the cheapest auto insurance companies in Freer, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Freer, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Freer, Texas Auto Insurance Companies

What auto insurance companies in Freer, Texas are the cheapest? Compare the top Freer, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Freer, Texas

Insurance Company Average Annual Rates
Allstate $5,673
American Family $4,801
GEICO $2,980
Nationwide $4,151
Progressive $5,078
State Farm $2,643
USAA $2,337

What affects auto insurance rates in Freer, Texas?

There are a lot of reasons why auto insurance rates in Freer, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Freer, Texas. Many local factors may affect your Freer auto insurance rates.

Freer Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Freer, Texas commute length is 14.8 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Freer, Texas Auto Insurance Quotes

Before you buy Freer, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Freer, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption