Best Cheap Auto Insurance in Freeport, TX (2021)

The average Freeport, TX auto insurance rates are $329 per month. The minimum auto insurance in Freeport is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Freeport, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Freeport is 19.1 minutes
  • The most expensive auto insurance company in Freeport for teen drivers is Progressive
  • Average auto insurance rates in Freeport, TX for senior drivers are $2,394 per year

Freeport, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Freeport can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Freeport, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Freeport to other Texas cities, including Houston auto insurance rates, Laredo auto insurance rates, and Arlington auto insurance rates to see how Freeport, Texas auto insurance rates stack up.

Before you buy Freeport, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Freeport, Texas auto insurance quotes.

Minimum Auto Insurance in Freeport, Texas

Freeport, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Freeport, Texas.

Minimum Required Auto Insurance Coverage in Freeport, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Freeport, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Freeport, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Freeport, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,649 $3,677 $3,603 $3,603 $9,509 $11,460 $4,491 $4,670
American Family $3,087 $3,469 $2,949 $3,410 $8,769 $11,415 $4,554 $5,194
GEICO $2,482 $2,689 $2,406 $2,744 $5,506 $5,710 $2,689 $2,677
Nationwide $2,324 $2,361 $2,055 $2,173 $6,629 $8,499 $2,735 $2,956
Progressive $2,402 $2,269 $2,141 $2,183 $10,075 $11,206 $2,828 $2,847
State Farm $1,810 $1,810 $1,612 $1,612 $4,339 $5,529 $1,968 $2,027
USAA $1,590 $1,590 $1,528 $1,506 $4,572 $4,949 $2,116 $2,247

Cheap Freeport, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Freeport, Texas is a challenge. Take a look at the annual teen auto insurance rates in Freeport, Texas.

Annual Auto Insurance Rates for Teen Drivers in Freeport, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,509 $11,460
American Family $8,769 $11,415
GEICO $5,506 $5,710
Nationwide $6,629 $8,499
Progressive $10,075 $11,206
State Farm $4,339 $5,529
USAA $4,572 $4,949

Cheap Freeport, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Freeport, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Freeport, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,603 $3,603
American Family $2,949 $3,410
GEICO $2,406 $2,744
Nationwide $2,055 $2,173
Progressive $2,141 $2,183
State Farm $1,612 $1,612
USAA $1,528 $1,506

Cheap Freeport, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Freeport, Texas compared to the annual auto insurance rates with a clean record in Freeport, Texas.

Annual Freeport, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,342 $6,689 $6,958 $4,342
American Family $4,865 $6,236 $5,457 $4,865
GEICO $2,853 $3,787 $3,140 $3,671
Nationwide $3,226 $3,226 $4,772 $3,641
Progressive $3,919 $5,075 $4,573 $4,408
State Farm $2,299 $2,638 $3,118 $2,299
USAA $1,864 $2,771 $3,274 $2,140

Cheap Freeport, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Freeport, Texas is not easy. Compare the annual rates for DUI auto insurance in Freeport, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Freeport, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,958
American Family $5,457
GEICO $3,140
Nationwide $4,772
Progressive $4,573
State Farm $3,118
USAA $3,274

Cheap Freeport, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Freeport, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Freeport, Texas

Insurance Company Poor Fair Good
Allstate $7,105 $5,196 $4,448
American Family $7,258 $4,705 $4,105
GEICO $5,194 $2,938 $1,957
Nationwide $4,455 $3,582 $3,112
Progressive $5,055 $4,373 $4,054
State Farm $3,663 $2,282 $1,820
USAA $3,666 $2,141 $1,729

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Cheap Freeport, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Freeport, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Freeport, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Freeport, Texas

ZIP Code Average Annual Rates
77541 $5,867

Cheap Freeport, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Freeport, Texas auto insurance. Find the cheapest annual Freeport, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Freeport, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,446 $5,720
American Family $5,356 $5,356
GEICO $3,301 $3,424
Nationwide $3,716 $3,716
Progressive $4,494 $4,494
State Farm $2,588 $2,588
USAA $2,481 $2,544

Cheap Freeport, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Freeport, Texas? Check out the comparison of annual Freeport, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Freeport, Texas

Insurance Company Low Medium High
Allstate $5,432 $5,526 $5,790
American Family $4,924 $5,124 $6,020
GEICO $3,178 $3,320 $3,590
Nationwide $3,996 $3,558 $3,595
Progressive $4,246 $4,469 $4,767
State Farm $2,450 $2,581 $2,734
USAA $2,416 $2,500 $2,621

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Best By Category: Cheapest Auto Insurance in Freeport, Texas

Compare the cheapest auto insurance companies in Freeport, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Freeport, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Freeport, Texas Auto Insurance Companies

What auto insurance companies in Freeport, Texas are the cheapest? Compare the top Freeport, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Freeport, Texas

Insurance Company Average Annual Rates
Allstate $5,583
American Family $5,356
GEICO $3,363
Nationwide $3,716
Progressive $4,494
State Farm $2,588
USAA $2,512

What affects auto insurance rates in Freeport, Texas?

There are a lot of reasons why auto insurance rates in Freeport, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Freeport, Texas. Many local factors may affect your Freeport auto insurance rates.

Freeport Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Freeport, Texas auto theft statistics, there have been 0 auto thefts in the city.

Freeport Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Freeport, Texas commute length is 19.1 minutes according to City-Data.

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Compare Freeport, Texas Auto Insurance Quotes

Before you buy Freeport, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Freeport, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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