Best Cheap Auto Insurance in Freeland, MI (2021)

The average Freeland, MI auto insurance rates are $690 per month. The minimum auto insurance in Freeland is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Freeland, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Freeland, Michigan is 20/40/10
  • The most expensive auto insurance company in Freeland for teen drivers is Allstate
  • The average commute length in Freeland is 22.8 minutes

Freeland, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Freeland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Freeland, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Freeland to other Michigan cities, including Ann Arbor auto insurance rates, Flint auto insurance rates, and Detroit auto insurance rates to see how Freeland, Michigan auto insurance rates stack up.

Before you buy Freeland, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Freeland, Michigan auto insurance quotes.

Minimum Auto Insurance in Freeland, Michigan

Freeland, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Freeland, Michigan.

Minimum Required Auto Insurance Coverage in Freeland, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Freeland, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Freeland, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Freeland, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,012 $14,012 $13,008 $13,008 $34,695 $34,695 $14,761 $14,761
Farmers $3,830 $3,830 $3,583 $3,583 $8,432 $8,432 $4,297 $4,297
GEICO $3,397 $3,397 $3,486 $3,486 $9,733 $9,733 $3,252 $3,252
Liberty Mutual $9,771 $9,771 $9,675 $9,675 $22,878 $22,878 $9,771 $9,771
Nationwide $4,395 $4,395 $3,913 $3,913 $11,679 $11,679 $4,824 $4,824
Progressive $2,528 $2,351 $2,250 $2,498 $9,254 $9,868 $2,930 $2,712
State Farm $6,121 $6,121 $5,689 $5,689 $21,533 $21,533 $7,187 $7,187
Travelers $5,615 $5,615 $4,820 $4,820 $16,936 $16,936 $6,099 $6,099
USAA $2,488 $2,343 $2,345 $2,206 $6,012 $5,672 $3,011 $2,868

Cheap Freeland, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Freeland, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Freeland, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Freeland, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,695 $34,695
Farmers $8,432 $8,432
GEICO $9,733 $9,733
Liberty Mutual $22,878 $22,878
Nationwide $11,679 $11,679
Progressive $9,254 $9,868
State Farm $21,533 $21,533
Travelers $16,936 $16,936
USAA $6,012 $5,672

Cheap Freeland, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Freeland, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Freeland, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,008 $13,008
Farmers $3,583 $3,583
GEICO $3,486 $3,486
Liberty Mutual $9,675 $9,675
Nationwide $3,913 $3,913
Progressive $2,250 $2,498
State Farm $5,689 $5,689
Travelers $4,820 $4,820
USAA $2,345 $2,206

Cheap Freeland, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Freeland, Michigan compared to the annual auto insurance rates with a clean record in Freeland, Michigan.

Annual Freeland, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,356 $12,484 $41,582 $13,054
Farmers $4,238 $5,388 $5,324 $5,192
GEICO $1,737 $3,704 $11,203 $3,223
Liberty Mutual $9,083 $10,987 $20,384 $11,642
Nationwide $5,302 $7,103 $6,434 $5,971
Progressive $3,660 $4,781 $4,304 $4,451
State Farm $6,419 $7,710 $16,753 $9,648
Travelers $5,663 $8,086 $13,026 $6,695
USAA $2,713 $3,385 $4,421 $2,954

Cheap Freeland, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Freeland, Michigan is not easy. Compare the annual rates for DUI auto insurance in Freeland, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Freeland, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,582
Farmers $5,324
GEICO $11,203
Liberty Mutual $20,384
Nationwide $6,434
Progressive $4,304
State Farm $16,753
Travelers $13,026
USAA $4,421

Cheap Freeland, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Freeland, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Freeland, Michigan

Insurance Company Poor Fair Good
Allstate $29,034 $16,060 $12,263
Farmers $6,666 $4,390 $4,050
GEICO $6,378 $4,696 $3,826
Liberty Mutual $20,558 $11,906 $6,608
Nationwide $7,774 $5,859 $4,975
Progressive $4,939 $4,179 $3,778
State Farm $16,416 $8,321 $5,661
Travelers $8,575 $8,316 $8,211
USAA $5,025 $2,884 $2,195

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Cheap Freeland, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Freeland, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Freeland, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Freeland, Michigan

ZIP Code Average Annual Rates
48623 $5,970

Cheap Freeland, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Freeland, Michigan auto insurance. Find the cheapest annual Freeland, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Freeland, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,119 $19,119
Farmers $5,035 $5,035
GEICO $4,856 $5,077
Liberty Mutual $12,578 $13,469
Nationwide $6,203 $6,203
Progressive $4,299 $4,299
State Farm $9,861 $10,404
Travelers $8,320 $8,416
USAA $3,330 $3,407

Cheap Freeland, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Freeland, Michigan? Check out the comparison of annual Freeland, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Freeland, Michigan

Insurance Company Low Medium High
Allstate $18,690 $19,157 $19,510
Farmers $4,904 $5,025 $5,177
GEICO $4,645 $4,923 $5,332
Liberty Mutual $12,668 $12,990 $13,414
Nationwide $6,495 $6,097 $6,016
Progressive $4,160 $4,306 $4,431
State Farm $9,628 $10,195 $10,575
Travelers $8,281 $8,376 $8,446
USAA $3,262 $3,377 $3,465

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Best By Category: Cheapest Auto Insurance in Freeland, Michigan

Compare the cheapest auto insurance companies in Freeland, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Freeland, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Freeland, Michigan Auto Insurance Companies

What auto insurance companies in Freeland, Michigan are the cheapest? Compare the top Freeland, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Freeland, Michigan

Insurance Company Average Annual Rates
Allstate $19,119
Farmers $5,035
GEICO $4,967
Liberty Mutual $13,024
Nationwide $6,203
Progressive $4,299
State Farm $10,132
Travelers $8,368
USAA $3,368

What affects auto insurance rates in Freeland, Michigan?

There are a lot of reasons why auto insurance rates in Freeland, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Freeland, Michigan. Many local factors may affect your Freeland auto insurance rates.

Freeland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Freeland, Michigan commute length is 22.8 minutes according to City-Data.

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Compare Freeland, Michigan Auto Insurance Quotes

Before you buy Freeland, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Freeland, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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