Best Cheap Auto Insurance in Fredonia, TX (2021)

The average Fredonia, TX auto insurance rates are $319 per month. The minimum auto insurance in Fredonia is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Fredonia, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Fredonia, TX for senior drivers are $2,316 per year
  • The cheapest auto insurance company in Fredonia is USAA
  • The minimum auto insurance required in Fredonia, Texas is 30/60/25

Fredonia, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Fredonia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fredonia, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Fredonia to other Texas cities, including Fort Worth auto insurance rates, San Antonio auto insurance rates, and El Paso auto insurance rates to see how Fredonia, Texas auto insurance rates stack up.

Before you buy Fredonia, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fredonia, Texas auto insurance quotes.

Minimum Auto Insurance in Fredonia, Texas

Fredonia, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fredonia, Texas.

Minimum Required Auto Insurance Coverage in Fredonia, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Fredonia, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fredonia, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fredonia, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,339 $3,379 $3,299 $3,299 $8,831 $10,705 $4,156 $4,349
American Family $2,761 $3,077 $2,585 $2,964 $7,381 $9,668 $3,979 $4,538
GEICO $2,506 $2,701 $2,408 $2,716 $5,466 $5,720 $2,713 $2,724
Nationwide $2,213 $2,253 $1,957 $2,074 $6,162 $7,918 $2,588 $2,801
Progressive $2,777 $2,636 $2,466 $2,517 $11,536 $12,848 $3,284 $3,311
State Farm $1,880 $1,880 $1,663 $1,663 $4,336 $5,494 $2,033 $2,097
USAA $1,477 $1,489 $1,408 $1,400 $4,118 $4,497 $1,968 $2,118

Cheap Fredonia, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fredonia, Texas is a challenge. Take a look at the annual teen auto insurance rates in Fredonia, Texas.

Annual Auto Insurance Rates for Teen Drivers in Fredonia, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,831 $10,705
American Family $7,381 $9,668
GEICO $5,466 $5,720
Nationwide $6,162 $7,918
Progressive $11,536 $12,848
State Farm $4,336 $5,494
USAA $4,118 $4,497

Cheap Fredonia, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Fredonia, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fredonia, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,299 $3,299
American Family $2,585 $2,964
GEICO $2,408 $2,716
Nationwide $1,957 $2,074
Progressive $2,466 $2,517
State Farm $1,663 $1,663
USAA $1,408 $1,400

Cheap Fredonia, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fredonia, Texas compared to the annual auto insurance rates with a clean record in Fredonia, Texas.

Annual Fredonia, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,030 $6,177 $6,441 $4,030
American Family $4,200 $5,375 $4,701 $4,200
GEICO $2,860 $3,776 $3,160 $3,683
Nationwide $3,034 $3,034 $4,489 $3,426
Progressive $4,504 $5,832 $5,270 $5,081
State Farm $2,355 $2,678 $3,136 $2,355
USAA $1,726 $2,539 $2,992 $1,980

Cheap Fredonia, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fredonia, Texas is not easy. Compare the annual rates for DUI auto insurance in Fredonia, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Fredonia, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,441
American Family $4,701
GEICO $3,160
Nationwide $4,489
Progressive $5,270
State Farm $3,136
USAA $2,992

Cheap Fredonia, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fredonia, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fredonia, Texas

Insurance Company Poor Fair Good
Allstate $6,577 $4,815 $4,117
American Family $6,342 $4,015 $3,500
GEICO $5,204 $2,943 $1,961
Nationwide $4,195 $3,365 $2,927
Progressive $5,834 $5,028 $4,654
State Farm $3,729 $2,318 $1,845
USAA $3,399 $1,957 $1,572

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Fredonia, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fredonia, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Fredonia, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fredonia, Texas

ZIP Code Average Annual Rates
76842 $5,712

Cheap Fredonia, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Fredonia, Texas auto insurance. Find the cheapest annual Fredonia, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fredonia, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,049 $5,290
American Family $4,619 $4,619
GEICO $3,306 $3,433
Nationwide $3,496 $3,496
Progressive $5,172 $5,172
State Farm $2,631 $2,631
USAA $2,280 $2,339

Cheap Fredonia, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fredonia, Texas? Check out the comparison of annual Fredonia, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fredonia, Texas

Insurance Company Low Medium High
Allstate $5,076 $5,135 $5,298
American Family $4,324 $4,463 $5,070
GEICO $3,205 $3,330 $3,574
Nationwide $3,769 $3,346 $3,372
Progressive $4,866 $5,145 $5,505
State Farm $2,499 $2,621 $2,772
USAA $2,237 $2,301 $2,391

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Fredonia, Texas

Compare the cheapest auto insurance companies in Fredonia, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fredonia, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Fredonia, Texas Auto Insurance Companies

What auto insurance companies in Fredonia, Texas are the cheapest? Compare the top Fredonia, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fredonia, Texas

Insurance Company Average Annual Rates
Allstate $5,170
American Family $4,619
GEICO $3,370
Nationwide $3,496
Progressive $5,172
State Farm $2,631
USAA $2,309

Compare Fredonia, Texas Auto Insurance Quotes

Before you buy Fredonia, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fredonia, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption