Best Cheap Auto Insurance in Fredonia, PA (2021)

The average Fredonia, PA auto insurance rates are $320 per month. The minimum auto insurance in Fredonia is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Fredonia, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Fredonia is 26.5 minutes
  • The cheapest auto insurance company in Fredonia is USAA
  • The minimum auto insurance required in Fredonia, Pennsylvania is 15/30/5

Fredonia, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Fredonia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fredonia, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Fredonia to other Pennsylvania cities, including Lancaster auto insurance rates, Allen auto insurance rates, and Pittsburgh auto insurance rates to see how Fredonia, Pennsylvania auto insurance rates stack up.

Before you buy Fredonia, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fredonia, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Fredonia, Pennsylvania

Fredonia, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fredonia, Pennsylvania.

Minimum Required Auto Insurance Coverage in Fredonia, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Fredonia, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fredonia, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fredonia, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,429 $2,429 $2,219 $2,219 $7,853 $7,853 $2,697 $2,697
GEICO $1,912 $1,655 $1,801 $1,560 $4,782 $4,148 $1,930 $1,671
Liberty Mutual $3,975 $3,975 $3,639 $3,639 $11,655 $11,655 $5,053 $5,053
Nationwide $2,006 $2,006 $1,895 $1,895 $5,581 $5,581 $2,245 $2,245
Progressive $2,597 $2,597 $2,314 $2,314 $8,185 $8,185 $3,312 $3,312
State Farm $1,617 $1,617 $1,418 $1,418 $5,613 $5,613 $1,776 $1,776
Travelers $1,560 $1,560 $1,668 $1,668 $22,555 $22,555 $1,891 $1,891
USAA $1,191 $1,191 $1,074 $1,074 $3,561 $3,561 $1,586 $1,586

Cheap Fredonia, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fredonia, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Fredonia, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Fredonia, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,853 $7,853
GEICO $4,782 $4,148
Liberty Mutual $11,655 $11,655
Nationwide $5,581 $5,581
Progressive $8,185 $8,185
State Farm $5,613 $5,613
Travelers $22,555 $22,555
USAA $3,561 $3,561

Cheap Fredonia, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Fredonia, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fredonia, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,219 $2,219
GEICO $1,801 $1,560
Liberty Mutual $3,639 $3,639
Nationwide $1,895 $1,895
Progressive $2,314 $2,314
State Farm $1,418 $1,418
Travelers $1,668 $1,668
USAA $1,074 $1,074

Cheap Fredonia, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fredonia, Pennsylvania compared to the annual auto insurance rates with a clean record in Fredonia, Pennsylvania.

Annual Fredonia, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,641 $4,277 $3,641 $3,641
GEICO $1,790 $3,059 $2,402 $2,479
Liberty Mutual $5,562 $6,341 $6,210 $6,210
Nationwide $2,107 $2,823 $3,959 $2,837
Progressive $3,726 $5,112 $3,832 $3,737
State Farm $2,401 $2,812 $2,606 $2,606
Travelers $4,941 $6,984 $8,766 $6,984
USAA $1,492 $2,056 $2,196 $1,668

Cheap Fredonia, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fredonia, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Fredonia, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Fredonia, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,641
GEICO $2,402
Liberty Mutual $6,210
Nationwide $3,959
Progressive $3,832
State Farm $2,606
Travelers $8,766
USAA $2,196

Cheap Fredonia, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fredonia, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fredonia, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,864 $3,617 $2,918
GEICO $3,648 $2,058 $1,591
Liberty Mutual $7,764 $5,565 $4,913
Nationwide $3,445 $2,825 $2,525
Progressive $5,447 $3,808 $3,051
State Farm $3,708 $2,297 $1,813
Travelers $7,531 $6,802 $6,422
USAA $2,319 $1,719 $1,521

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Cheap Fredonia, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fredonia, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Fredonia, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fredonia, Pennsylvania

ZIP Code Average Annual Rates
16124 $4,711

Cheap Fredonia, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Fredonia, Pennsylvania auto insurance. Find the cheapest annual Fredonia, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fredonia, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,727 $3,873
GEICO $2,391 $2,474
Liberty Mutual $5,924 $6,237
Nationwide $2,932 $2,932
Progressive $4,102 $4,102
State Farm $2,529 $2,683
Travelers $6,919 $6,919
USAA $1,800 $1,906

Cheap Fredonia, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fredonia, Pennsylvania? Check out the comparison of annual Fredonia, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fredonia, Pennsylvania

Insurance Company Low Medium High
Allstate $3,650 $3,821 $3,929
GEICO $2,209 $2,458 $2,630
Liberty Mutual $5,781 $6,125 $6,336
Nationwide $2,969 $2,967 $2,860
Progressive $3,774 $4,131 $4,401
State Farm $2,457 $2,636 $2,726
Travelers $7,020 $6,918 $6,817
USAA $1,729 $1,869 $1,961

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Best By Category: Cheapest Auto Insurance in Fredonia, Pennsylvania

Compare the cheapest auto insurance companies in Fredonia, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fredonia, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Fredonia, Pennsylvania Auto Insurance Companies

What auto insurance companies in Fredonia, Pennsylvania are the cheapest? Compare the top Fredonia, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fredonia, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,800
GEICO $2,432
Liberty Mutual $6,081
Nationwide $2,932
Progressive $4,102
State Farm $2,606
Travelers $6,919
USAA $1,853

What affects auto insurance rates in Fredonia, Pennsylvania?

There are a lot of reasons why auto insurance rates in Fredonia, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fredonia, Pennsylvania. Many local factors may affect your Fredonia auto insurance rates.

Fredonia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fredonia, Pennsylvania commute length is 26.5 minutes according to City-Data.

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Compare Fredonia, Pennsylvania Auto Insurance Quotes

Before you buy Fredonia, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fredonia, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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