Best Cheap Auto Insurance in Fredonia, KY (2021)

The average Fredonia, KY auto insurance rates are $354 per month. The minimum auto insurance in Fredonia is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Fredonia, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Fredonia for teen drivers is Travelers
  • The cheapest auto insurance company in Fredonia is USAA
  • The minimum auto insurance required in Fredonia, Kentucky is 25/50/25

Fredonia, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Fredonia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fredonia, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Fredonia to other Kentucky cities, including Independence auto insurance rates, Elizabeth auto insurance rates, and Richmond auto insurance rates to see how Fredonia, Kentucky auto insurance rates stack up.

Before you buy Fredonia, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fredonia, Kentucky auto insurance quotes.

Minimum Auto Insurance in Fredonia, Kentucky

Fredonia, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fredonia, Kentucky.

Minimum Required Auto Insurance Coverage in Fredonia, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fredonia, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fredonia, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fredonia, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,232 $3,223 $2,894 $3,089 $11,320 $12,714 $3,642 $3,876
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,562 $2,780 $2,195 $2,449 $9,763 $10,780 $2,682 $2,794
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,219 $2,140 $1,960 $1,986 $10,090 $11,421 $2,758 $2,849
State Farm $2,174 $2,174 $1,942 $1,942 $6,678 $8,422 $2,429 $2,746
Travelers $2,220 $2,261 $2,176 $2,182 $10,566 $16,949 $2,318 $2,685
USAA $1,837 $1,850 $1,650 $1,692 $4,780 $5,058 $2,330 $2,565

Cheap Fredonia, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fredonia, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Fredonia, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Fredonia, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,320 $12,714
GEICO $6,831 $8,150
Liberty Mutual $9,763 $10,780
Nationwide $6,037 $7,550
Progressive $10,090 $11,421
State Farm $6,678 $8,422
Travelers $10,566 $16,949
USAA $4,780 $5,058

Cheap Fredonia, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Fredonia, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fredonia, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,894 $3,089
GEICO $3,608 $3,267
Liberty Mutual $2,195 $2,449
Nationwide $2,519 $2,640
Progressive $1,960 $1,986
State Farm $1,942 $1,942
Travelers $2,176 $2,182
USAA $1,650 $1,692

Cheap Fredonia, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fredonia, Kentucky compared to the annual auto insurance rates with a clean record in Fredonia, Kentucky.

Annual Fredonia, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,617 $5,941 $6,276 $5,160
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,768 $5,752 $4,486 $3,996
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,670 $5,377 $4,192 $4,472
State Farm $3,246 $3,881 $3,563 $3,563
Travelers $4,510 $4,640 $6,693 $4,835
USAA $2,052 $2,905 $3,456 $2,468

Cheap Fredonia, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fredonia, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Fredonia, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Fredonia, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,276
GEICO $6,862
Liberty Mutual $4,486
Nationwide $4,997
Progressive $4,192
State Farm $3,563
Travelers $6,693
USAA $3,456

Cheap Fredonia, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fredonia, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fredonia, Kentucky

Insurance Company Poor Fair Good
Allstate $7,282 $5,015 $4,198
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,436 $3,942 $3,123
Nationwide $4,672 $3,666 $3,197
Progressive $4,990 $4,301 $3,992
State Farm $5,166 $3,106 $2,416
Travelers $5,768 $4,880 $4,861
USAA $4,057 $2,263 $1,841

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Cheap Fredonia, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fredonia, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Fredonia, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fredonia, Kentucky

ZIP Code Average Annual Rates
42411 $3,785

Cheap Fredonia, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Fredonia, Kentucky auto insurance. Find the cheapest annual Fredonia, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fredonia, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,499 $5,499
GEICO $4,191 $4,270
Liberty Mutual $4,501 $4,501
Nationwide $3,845 $3,845
Progressive $4,428 $4,428
State Farm $3,478 $3,648
Travelers $5,169 $5,169
USAA $2,618 $2,822

Cheap Fredonia, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fredonia, Kentucky? Check out the comparison of annual Fredonia, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fredonia, Kentucky

Insurance Company Low Medium High
Allstate $5,167 $5,480 $5,849
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,309 $4,474 $4,719
Nationwide $3,908 $3,801 $3,826
Progressive $4,160 $4,387 $4,736
State Farm $3,396 $3,562 $3,731
Travelers $4,912 $5,194 $5,403
USAA $2,605 $2,714 $2,841

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Best By Category: Cheapest Auto Insurance in Fredonia, Kentucky

Compare the cheapest auto insurance companies in Fredonia, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fredonia, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Fredonia, Kentucky Auto Insurance Companies

What auto insurance companies in Fredonia, Kentucky are the cheapest? Compare the top Fredonia, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fredonia, Kentucky

Insurance Company Average Annual Rates
Allstate $5,499
GEICO $4,231
Liberty Mutual $4,501
Nationwide $3,845
Progressive $4,428
State Farm $3,563
Travelers $5,169
USAA $2,720

What affects auto insurance rates in Fredonia, Kentucky?

There are a lot of reasons why auto insurance rates in Fredonia, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fredonia, Kentucky. Many local factors may affect your Fredonia auto insurance rates.

Fredonia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fredonia, Kentucky commute length is 20.8 minutes according to City-Data.

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Compare Fredonia, Kentucky Auto Insurance Quotes

Before you buy Fredonia, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fredonia, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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