Best Cheap Auto Insurance in Fredonia, KS (2021)

The average Fredonia, KS auto insurance rates are $281 per month. The minimum auto insurance in Fredonia is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Fredonia, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Fredonia for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Fredonia, Kansas is 25/50/25
  • The cheapest auto insurance company in Fredonia is American Family

Fredonia, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Fredonia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fredonia, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Fredonia to other Kansas cities, including Olathe auto insurance rates, Manhattan auto insurance rates, and Kansas City auto insurance rates to see how Fredonia, Kansas auto insurance rates stack up.

Before you buy Fredonia, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fredonia, Kansas auto insurance quotes.

Minimum Auto Insurance in Fredonia, Kansas

Fredonia, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fredonia, Kansas.

Minimum Required Auto Insurance Coverage in Fredonia, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fredonia, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fredonia, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fredonia, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,724 $1,724 $1,556 $1,556 $3,322 $3,982 $1,724 $1,936
Farmers $2,489 $2,474 $2,226 $2,321 $6,597 $6,831 $2,798 $2,948
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,400 $2,594 $2,276 $2,539 $10,892 $12,164 $2,635 $2,855
Nationwide $1,723 $1,777 $1,535 $1,654 $3,569 $4,377 $2,008 $2,138
Progressive $2,405 $2,296 $1,937 $2,021 $8,792 $9,930 $2,842 $3,050
State Farm $1,760 $1,760 $1,533 $1,533 $4,560 $5,830 $1,975 $2,224
Travelers $2,056 $2,094 $1,998 $2,024 $8,235 $12,853 $2,103 $2,492
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Fredonia, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fredonia, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Fredonia, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Fredonia, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,322 $3,982
Farmers $6,597 $6,831
GEICO $4,439 $5,960
Liberty Mutual $10,892 $12,164
Nationwide $3,569 $4,377
Progressive $8,792 $9,930
State Farm $4,560 $5,830
Travelers $8,235 $12,853
USAA $4,807 $5,062

Cheap Fredonia, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Fredonia, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fredonia, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,556 $1,556
Farmers $2,226 $2,321
GEICO $2,443 $2,273
Liberty Mutual $2,276 $2,539
Nationwide $1,535 $1,654
Progressive $1,937 $2,021
State Farm $1,533 $1,533
Travelers $1,998 $2,024
USAA $1,313 $1,333

Cheap Fredonia, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fredonia, Kansas compared to the annual auto insurance rates with a clean record in Fredonia, Kansas.

Annual Fredonia, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,153 $2,303 $2,153 $2,153
Farmers $3,027 $3,884 $3,786 $3,645
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,624 $5,432 $5,337 $4,785
Nationwide $1,769 $2,032 $3,568 $2,021
Progressive $3,846 $4,488 $4,014 $4,289
State Farm $2,464 $2,830 $2,647 $2,647
Travelers $3,092 $4,024 $5,539 $4,272
USAA $1,765 $2,373 $3,494 $2,020

Cheap Fredonia, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fredonia, Kansas is not easy. Compare the annual rates for DUI auto insurance in Fredonia, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Fredonia, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,882
American Family $2,153
Farmers $3,786
GEICO $4,922
Liberty Mutual $5,337
Nationwide $3,568
Progressive $4,014
State Farm $2,647
Travelers $5,539
USAA $3,494

Cheap Fredonia, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fredonia, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fredonia, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,860 $2,025 $1,687
Farmers $4,230 $3,358 $3,169
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,794 $4,794 $4,794
Nationwide $2,602 $2,298 $2,142
Progressive $4,776 $4,005 $3,697
State Farm $3,854 $2,303 $1,784
Travelers $4,895 $3,979 $3,821
USAA $3,299 $2,163 $1,778

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Cheap Fredonia, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fredonia, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Fredonia, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fredonia, Kansas

ZIP Code Average Annual Rates
66736 $3,547

Cheap Fredonia, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Fredonia, Kansas auto insurance. Find the cheapest annual Fredonia, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fredonia, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,162 $2,219
Farmers $3,586 $3,586
GEICO $3,027 $3,159
Liberty Mutual $4,794 $4,794
Nationwide $2,348 $2,348
Progressive $4,159 $4,159
State Farm $2,581 $2,712
Travelers $4,232 $4,232
USAA $2,341 $2,485

Cheap Fredonia, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fredonia, Kansas? Check out the comparison of annual Fredonia, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fredonia, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,214 $2,301 $2,056
Farmers $3,446 $3,567 $3,744
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,689 $4,784 $4,910
Nationwide $2,468 $2,321 $2,254
Progressive $3,936 $4,128 $4,413
State Farm $2,556 $2,654 $2,731
Travelers $4,019 $4,237 $4,439
USAA $2,328 $2,406 $2,504

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Best By Category: Cheapest Auto Insurance in Fredonia, Kansas

Compare the cheapest auto insurance companies in Fredonia, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fredonia, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Fredonia, Kansas Auto Insurance Companies

What auto insurance companies in Fredonia, Kansas are the cheapest? Compare the top Fredonia, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fredonia, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,191
Farmers $3,586
GEICO $3,093
Liberty Mutual $4,794
Nationwide $2,348
Progressive $4,159
State Farm $2,647
Travelers $4,232
USAA $2,413

What affects auto insurance rates in Fredonia, Kansas?

There are a lot of reasons why auto insurance rates in Fredonia, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fredonia, Kansas. Many local factors may affect your Fredonia auto insurance rates.

Fredonia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fredonia, Kansas commute length is 14.1 minutes according to City-Data.

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Compare Fredonia, Kansas Auto Insurance Quotes

Before you buy Fredonia, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fredonia, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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