Best Cheap Auto Insurance in Frederick, OK (2021)

The average Frederick, OK auto insurance rates are $304 per month. The minimum auto insurance in Frederick is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Frederick, Oklahoma, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Frederick for teen drivers is Liberty Mutual
  • The average commute length in Frederick is 20.8 minutes
  • Average auto insurance rates in Frederick, OK for senior drivers are $2,158 per year

Frederick, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Frederick can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Frederick, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Frederick to other Oklahoma cities, including Oklahoma City auto insurance rates, Broken Arrow auto insurance rates, and Moore auto insurance rates to see how Frederick, Oklahoma auto insurance rates stack up.

Before you buy Frederick, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Frederick, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Frederick, Oklahoma

Frederick, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Frederick, Oklahoma.

Minimum Required Auto Insurance Coverage in Frederick, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Frederick, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Frederick, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Frederick, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,209 $2,219 $2,032 $2,133 $6,784 $7,965 $2,387 $2,524
Farmers $2,172 $2,158 $1,954 $2,059 $8,068 $8,272 $2,463 $2,584
GEICO $1,835 $1,989 $1,949 $2,165 $5,215 $5,559 $1,608 $1,628
Liberty Mutual $4,181 $4,411 $3,689 $4,010 $11,432 $12,540 $4,338 $4,478
Progressive $2,254 $2,159 $1,854 $1,951 $8,768 $9,854 $2,650 $2,798
State Farm $1,678 $1,678 $1,468 $1,468 $3,951 $5,010 $1,753 $1,952
USAA $1,808 $1,823 $1,722 $1,756 $5,709 $6,407 $2,340 $2,588

Cheap Frederick, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Frederick, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Frederick, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Frederick, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,784 $7,965
Farmers $8,068 $8,272
GEICO $5,215 $5,559
Liberty Mutual $11,432 $12,540
Progressive $8,768 $9,854
State Farm $3,951 $5,010
USAA $5,709 $6,407

Cheap Frederick, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Frederick, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Frederick, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,032 $2,133
Farmers $1,954 $2,059
GEICO $1,949 $2,165
Liberty Mutual $3,689 $4,010
Progressive $1,854 $1,951
State Farm $1,468 $1,468
USAA $1,722 $1,756

Cheap Frederick, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Frederick, Oklahoma compared to the annual auto insurance rates with a clean record in Frederick, Oklahoma.

Annual Frederick, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,036 $3,557 $4,116 $3,417
Farmers $3,140 $4,024 $3,926 $3,775
GEICO $2,014 $3,063 $3,357 $2,541
Liberty Mutual $4,135 $6,904 $7,810 $5,689
Progressive $3,149 $5,824 $3,472 $3,700
State Farm $2,220 $2,520 $2,370 $2,370
USAA $2,232 $3,186 $3,916 $2,742

Cheap Frederick, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Frederick, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Frederick, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Frederick, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,116
Farmers $3,926
GEICO $3,357
Liberty Mutual $7,810
Progressive $3,472
State Farm $2,370
USAA $3,916

Cheap Frederick, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Frederick, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Frederick, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,361 $3,311 $2,922
Farmers $4,280 $3,520 $3,349
GEICO $3,301 $2,743 $2,186
Liberty Mutual $8,808 $5,376 $4,220
Progressive $4,599 $3,895 $3,615
State Farm $3,287 $2,115 $1,708
USAA $4,497 $2,541 $2,020

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Cheap Frederick, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Frederick, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Frederick, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Frederick, Oklahoma

ZIP Code Average Annual Rates
73542 $3,607

Cheap Frederick, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Frederick, Oklahoma auto insurance. Find the cheapest annual Frederick, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Frederick, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,532 $3,532
Farmers $3,716 $3,716
GEICO $2,691 $2,796
Liberty Mutual $6,135 $6,135
Progressive $4,036 $4,036
State Farm $2,329 $2,411
USAA $2,983 $3,056

Cheap Frederick, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Frederick, Oklahoma? Check out the comparison of annual Frederick, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Frederick, Oklahoma

Insurance Company Low Medium High
Allstate $3,330 $3,518 $3,747
Farmers $3,567 $3,678 $3,904
GEICO $2,568 $2,744 $2,918
Liberty Mutual $5,807 $6,111 $6,486
Progressive $3,784 $4,014 $4,311
State Farm $2,227 $2,350 $2,533
USAA $2,918 $3,012 $3,128

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Best By Category: Cheapest Auto Insurance in Frederick, Oklahoma

Compare the cheapest auto insurance companies in Frederick, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Frederick, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Frederick, Oklahoma Auto Insurance Companies

What auto insurance companies in Frederick, Oklahoma are the cheapest? Compare the top Frederick, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Frederick, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,532
Farmers $3,716
GEICO $2,743
Liberty Mutual $6,135
Progressive $4,036
State Farm $2,370
USAA $3,019

What affects auto insurance rates in Frederick, Oklahoma?

There are a lot of reasons why auto insurance rates in Frederick, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Frederick, Oklahoma. Many local factors may affect your Frederick auto insurance rates.

Frederick Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Frederick, Oklahoma commute length is 20.8 minutes according to City-Data.

Frederick Traffic

How does Frederick, Oklahoma rank for traffic? According to Inrix Frederick, Oklahoma is the 723rd most congested worldwide.

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Compare Frederick, Oklahoma Auto Insurance Quotes

Before you buy Frederick, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Frederick, Oklahoma auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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