Best Cheap Auto Insurance in Frederica, DE (2021)

The average Frederica, DE auto insurance rates are $453 per month. The minimum auto insurance in Frederica is at least 25/50/10 in coverage to comply with Delaware auto insurance laws. To find the best cheap auto insurance in Frederica, Delaware, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Frederica is USAA
  • The most expensive auto insurance company in Frederica for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Frederica, Delaware is 25/50/10

Frederica, Delaware auto insurance requirements are 25/50/10 according to Delaware auto insurance laws. Finding cheap auto insurance in Frederica can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Frederica, Delaware, including driving record, credit, commute time, and more.

Compare auto insurance in Frederica to other Delaware cities, including George auto insurance rates, Newark auto insurance rates, and Middle auto insurance rates to see how Frederica, Delaware auto insurance rates stack up.

Before you buy Frederica, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Frederica, Delaware auto insurance quotes.

Minimum Auto Insurance in Frederica, Delaware

Frederica, Delaware auto insurance laws require that you have at least the Delaware minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Frederica, Delaware.

Minimum Required Auto Insurance Coverage in Frederica, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Frederica, Delaware Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Frederica, Delaware are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Frederica, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,406 $3,345 $2,990 $3,144 $11,827 $13,757 $3,587 $3,810
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $11,459 $11,459 $11,321 $11,321 $25,427 $38,488 $11,459 $15,856
Nationwide $2,686 $2,664 $2,452 $2,442 $6,323 $8,008 $2,974 $3,176
Progressive $1,889 $1,750 $1,665 $1,696 $9,588 $10,610 $2,310 $2,255
State Farm $2,516 $2,516 $2,318 $2,318 $7,162 $9,253 $2,822 $2,943
Travelers $1,348 $1,352 $1,331 $1,295 $7,380 $11,219 $1,433 $1,544
USAA $1,198 $1,179 $1,110 $1,108 $4,357 $5,117 $1,500 $1,646

Cheap Frederica, Delaware Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Frederica, Delaware is a challenge. Take a look at the annual teen auto insurance rates in Frederica, Delaware.

Annual Auto Insurance Rates for Teen Drivers in Frederica, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,827 $13,757
GEICO $5,847 $6,106
Liberty Mutual $25,427 $38,488
Nationwide $6,323 $8,008
Progressive $9,588 $10,610
State Farm $7,162 $9,253
Travelers $7,380 $11,219
USAA $4,357 $5,117

Cheap Frederica, Delaware Auto Insurance for Seniors

What are senior auto insurance rates in Frederica, Delaware? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Frederica, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,990 $3,144
GEICO $2,291 $2,666
Liberty Mutual $11,321 $11,321
Nationwide $2,452 $2,442
Progressive $1,665 $1,696
State Farm $2,318 $2,318
Travelers $1,331 $1,295
USAA $1,110 $1,108

Cheap Frederica, Delaware Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Frederica, Delaware compared to the annual auto insurance rates with a clean record in Frederica, Delaware.

Annual Frederica, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,868 $5,804 $6,752 $5,509
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $13,628 $15,703 $25,102 $13,962
Nationwide $3,065 $3,065 $5,612 $3,621
Progressive $3,421 $4,532 $3,896 $4,032
State Farm $3,610 $4,351 $3,981 $3,981
Travelers $2,876 $2,884 $4,679 $3,012
USAA $1,776 $1,776 $3,029 $2,027

Cheap Frederica, Delaware Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Frederica, Delaware is not easy. Compare the annual rates for DUI auto insurance in Frederica, Delaware to find the best deal.

Annual Auto Insurance Rates After a DUI in Frederica, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,752
GEICO $4,373
Liberty Mutual $25,102
Nationwide $5,612
Progressive $3,896
State Farm $3,981
Travelers $4,679
USAA $3,029

Cheap Frederica, Delaware Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Frederica, Delaware annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Frederica, Delaware

Insurance Company Poor Fair Good
Allstate $7,357 $5,221 $4,622
GEICO $5,219 $2,898 $1,988
Liberty Mutual $23,141 $15,587 $12,568
Nationwide $4,452 $3,700 $3,371
Progressive $4,434 $3,885 $3,592
State Farm $6,095 $3,357 $2,491
Travelers $3,754 $3,098 $3,236
USAA $3,517 $1,706 $1,233

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Frederica, Delaware Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Frederica, Delaware can vary. Compare the annual cost of auto insurance by ZIP code in Frederica, Delaware to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Frederica, Delaware

ZIP Code Average Annual Rates
19946 $5,438

Cheap Frederica, Delaware Auto Insurance Rates By Commute

Commute length and annual mileage affect Frederica, Delaware auto insurance. Find the cheapest annual Frederica, Delaware auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Frederica, Delaware

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,733 $5,733
GEICO $3,314 $3,422
Liberty Mutual $16,627 $17,571
Nationwide $3,841 $3,841
Progressive $3,970 $3,970
State Farm $3,845 $4,117
Travelers $3,363 $3,363
USAA $2,129 $2,175

Cheap Frederica, Delaware Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Frederica, Delaware? Check out the comparison of annual Frederica, Delaware auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Frederica, Delaware

Insurance Company Low Medium High
Allstate $5,288 $5,793 $6,119
GEICO $3,044 $3,417 $3,644
Liberty Mutual $16,248 $16,898 $18,149
Nationwide $3,837 $3,774 $3,911
Progressive $3,470 $4,018 $4,424
State Farm $3,719 $3,990 $4,234
Travelers $3,155 $3,470 $3,464
USAA $2,012 $2,148 $2,297

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Frederica, Delaware

Compare the cheapest auto insurance companies in Frederica, Delaware in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Frederica, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Frederica, Delaware Auto Insurance Companies

What auto insurance companies in Frederica, Delaware are the cheapest? Compare the top Frederica, Delaware auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Frederica, Delaware

Insurance Company Average Annual Rates
Allstate $5,733
GEICO $3,368
Liberty Mutual $17,099
Nationwide $3,841
Progressive $3,970
State Farm $3,981
Travelers $3,363
USAA $2,152

What affects auto insurance rates in Frederica, Delaware?

There are a lot of reasons why auto insurance rates in Frederica, Delaware are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Frederica, Delaware. Many local factors may affect your Frederica auto insurance rates.

Frederica Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Frederica, Delaware commute length is 24.3 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Frederica, Delaware Auto Insurance Quotes

Before you buy Frederica, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Frederica, Delaware auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption