Best Cheap Auto Insurance in Frederic, WI (2021)

The average Frederic, WI auto insurance rates are $265 per month. The minimum auto insurance in Frederic is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Frederic, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The average commute length in Frederic is 21.1 minutes
  • Average auto insurance rates in Frederic, WI for senior drivers are $1,800 per year
  • The most expensive auto insurance company in Frederic for teen drivers is Nationwide

Frederic, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Frederic can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Frederic, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Frederic to other Wisconsin cities, including Janesville auto insurance rates, Madison auto insurance rates, and Eau Claire auto insurance rates to see how Frederic, Wisconsin auto insurance rates stack up.

Before you buy Frederic, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Frederic, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Frederic, Wisconsin

Frederic, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Frederic, Wisconsin.

Minimum Required Auto Insurance Coverage in Frederic, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Frederic, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Frederic, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Frederic, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,444 $2,590 $2,239 $2,485 $7,513 $9,656 $2,502 $2,725
American Family $1,051 $1,103 $978 $990 $2,910 $3,227 $1,237 $1,322
Farmers $2,081 $2,088 $1,853 $1,951 $9,357 $9,710 $2,354 $2,477
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,810 $1,980 $1,466 $1,668 $5,864 $6,583 $1,926 $2,091
Nationwide $4,081 $4,310 $3,367 $3,557 $8,164 $12,475 $4,955 $5,930
Progressive $2,005 $1,941 $1,640 $1,693 $6,989 $7,933 $2,411 $2,604
State Farm $1,554 $1,554 $1,360 $1,360 $4,146 $5,271 $1,746 $1,982
USAA $1,453 $1,455 $1,311 $1,342 $3,646 $4,241 $1,895 $2,089

Cheap Frederic, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Frederic, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Frederic, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Frederic, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,513 $9,656
American Family $2,910 $3,227
Farmers $9,357 $9,710
GEICO $4,697 $5,064
Liberty Mutual $5,864 $6,583
Nationwide $8,164 $12,475
Progressive $6,989 $7,933
State Farm $4,146 $5,271
USAA $3,646 $4,241

Cheap Frederic, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Frederic, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Frederic, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,239 $2,485
American Family $978 $990
Farmers $1,853 $1,951
GEICO $1,472 $1,670
Liberty Mutual $1,466 $1,668
Nationwide $3,367 $3,557
Progressive $1,640 $1,693
State Farm $1,360 $1,360
USAA $1,311 $1,342

Cheap Frederic, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Frederic, Wisconsin compared to the annual auto insurance rates with a clean record in Frederic, Wisconsin.

Annual Frederic, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,313 $4,518 $4,192 $4,054
American Family $1,532 $1,626 $1,626 $1,626
Farmers $3,474 $4,366 $4,152 $3,943
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,243 $3,167 $3,298 $2,987
Nationwide $4,949 $5,726 $7,019 $5,726
Progressive $3,127 $3,743 $3,234 $3,503
State Farm $2,199 $2,543 $2,371 $2,371
USAA $1,710 $2,148 $2,909 $1,950

Cheap Frederic, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Frederic, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Frederic, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Frederic, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,192
American Family $1,626
Farmers $4,152
GEICO $2,949
Liberty Mutual $3,298
Nationwide $7,019
Progressive $3,234
State Farm $2,371
USAA $2,909

Cheap Frederic, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Frederic, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Frederic, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,288 $3,629 $3,140
American Family $2,143 $1,414 $1,250
Farmers $4,516 $3,799 $3,637
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,222 $2,542 $2,007
Nationwide $6,583 $5,491 $5,491
Progressive $3,915 $3,270 $3,020
State Farm $3,539 $2,030 $1,545
USAA $3,366 $1,765 $1,406

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Cheap Frederic, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Frederic, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Frederic, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Frederic, Wisconsin

ZIP Code Average Annual Rates
54837 $3,082

Cheap Frederic, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Frederic, Wisconsin auto insurance. Find the cheapest annual Frederic, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Frederic, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,922 $4,116
American Family $1,575 $1,630
Farmers $3,984 $3,984
GEICO $2,281 $2,384
Liberty Mutual $2,924 $2,924
Nationwide $5,855 $5,855
Progressive $3,402 $3,402
State Farm $2,314 $2,429
USAA $2,150 $2,208

Cheap Frederic, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Frederic, Wisconsin? Check out the comparison of annual Frederic, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Frederic, Wisconsin

Insurance Company Low Medium High
Allstate $3,850 $4,010 $4,198
American Family $1,587 $1,616 $1,604
Farmers $3,706 $3,956 $4,289
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,702 $2,952 $3,116
Nationwide $5,686 $5,853 $6,026
Progressive $3,236 $3,423 $3,547
State Farm $2,263 $2,377 $2,474
USAA $2,101 $2,181 $2,255

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Best By Category: Cheapest Auto Insurance in Frederic, Wisconsin

Compare the cheapest auto insurance companies in Frederic, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Frederic, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Frederic, Wisconsin Auto Insurance Companies

What auto insurance companies in Frederic, Wisconsin are the cheapest? Compare the top Frederic, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Frederic, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,019
American Family $1,602
Farmers $3,984
GEICO $2,333
Liberty Mutual $2,924
Nationwide $5,855
Progressive $3,402
State Farm $2,371
USAA $2,179

What affects auto insurance rates in Frederic, Wisconsin?

There are a lot of reasons why auto insurance rates in Frederic, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Frederic, Wisconsin. Many local factors may affect your Frederic auto insurance rates.

Frederic Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Frederic, Wisconsin auto theft statistics, there have been 0 auto thefts in the city.

Frederic Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Frederic, Wisconsin commute length is 21.1 minutes according to City-Data.

Frederic Traffic

How does Frederic, Wisconsin rank for traffic? According to Inrix Frederic, Wisconsin is the 723rd most congested worldwide.

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Compare Frederic, Wisconsin Auto Insurance Quotes

Before you buy Frederic, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Frederic, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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