Best Cheap Auto Insurance in Fraser, MI (2021)

The average Fraser, MI auto insurance rates are $1,107 per month. The minimum auto insurance in Fraser is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Fraser, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Fraser, MI for senior drivers are $8,742 per year
  • The minimum auto insurance required in Fraser, Michigan is 20/40/10
  • The average commute length in Fraser is 26.9 minutes

Fraser, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Fraser can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fraser, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Fraser to other Michigan cities, including Troy auto insurance rates, Warren auto insurance rates, and Livonia auto insurance rates to see how Fraser, Michigan auto insurance rates stack up.

Before you buy Fraser, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fraser, Michigan auto insurance quotes.

Minimum Auto Insurance in Fraser, Michigan

Fraser, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fraser, Michigan.

Minimum Required Auto Insurance Coverage in Fraser, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Fraser, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fraser, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fraser, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $19,513 $19,513 $18,093 $18,093 $49,506 $49,506 $20,573 $20,573
Farmers $11,987 $11,987 $11,060 $11,060 $27,524 $27,524 $13,607 $13,607
GEICO $6,378 $6,378 $6,532 $6,532 $17,157 $17,157 $6,063 $6,063
Liberty Mutual $17,000 $17,000 $16,835 $16,835 $39,533 $39,533 $17,000 $17,000
Nationwide $5,136 $5,136 $4,564 $4,564 $13,729 $13,729 $5,644 $5,644
Progressive $3,863 $3,538 $3,405 $3,858 $14,317 $15,110 $4,495 $4,050
State Farm $9,329 $9,329 $8,709 $8,709 $33,584 $33,584 $10,981 $10,981
Travelers $7,464 $7,464 $6,400 $6,400 $22,645 $22,645 $8,116 $8,116
USAA $3,132 $2,938 $2,948 $2,759 $7,873 $7,427 $3,819 $3,627

Cheap Fraser, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fraser, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Fraser, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Fraser, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $49,506 $49,506
Farmers $27,524 $27,524
GEICO $17,157 $17,157
Liberty Mutual $39,533 $39,533
Nationwide $13,729 $13,729
Progressive $14,317 $15,110
State Farm $33,584 $33,584
Travelers $22,645 $22,645
USAA $7,873 $7,427

Cheap Fraser, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Fraser, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fraser, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $18,093 $18,093
Farmers $11,060 $11,060
GEICO $6,532 $6,532
Liberty Mutual $16,835 $16,835
Nationwide $4,564 $4,564
Progressive $3,405 $3,858
State Farm $8,709 $8,709
Travelers $6,400 $6,400
USAA $2,948 $2,759

Cheap Fraser, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fraser, Michigan compared to the annual auto insurance rates with a clean record in Fraser, Michigan.

Annual Fraser, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $12,906 $17,276 $59,255 $18,248
Farmers $13,341 $17,298 $16,986 $16,552
GEICO $3,117 $6,698 $20,491 $5,824
Liberty Mutual $15,417 $18,912 $36,042 $19,996
Nationwide $6,197 $8,337 $7,546 $6,993
Progressive $5,528 $7,363 $6,600 $6,827
State Farm $9,775 $11,819 $26,124 $14,884
Travelers $7,561 $10,789 $17,326 $8,948
USAA $3,456 $4,345 $5,689 $3,772

Cheap Fraser, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fraser, Michigan is not easy. Compare the annual rates for DUI auto insurance in Fraser, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Fraser, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $59,255
Farmers $16,986
GEICO $20,491
Liberty Mutual $36,042
Nationwide $7,546
Progressive $6,600
State Farm $26,124
Travelers $17,326
USAA $5,689

Cheap Fraser, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fraser, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fraser, Michigan

Insurance Company Poor Fair Good
Allstate $40,773 $22,617 $17,373
Farmers $23,709 $12,667 $11,756
GEICO $11,647 $8,531 $6,920
Liberty Mutual $35,761 $20,638 $11,377
Nationwide $9,141 $6,857 $5,806
Progressive $7,626 $6,393 $5,719
State Farm $25,434 $12,830 $8,688
Travelers $11,437 $11,087 $10,945
USAA $6,485 $3,681 $2,779

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Cheap Fraser, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fraser, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Fraser, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fraser, Michigan

ZIP Code Average Annual Rates
48026 $9,429

Cheap Fraser, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Fraser, Michigan auto insurance. Find the cheapest annual Fraser, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fraser, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $26,921 $26,921
Farmers $16,044 $16,044
GEICO $8,826 $9,239
Liberty Mutual $21,826 $23,358
Nationwide $7,268 $7,268
Progressive $6,579 $6,579
State Farm $15,220 $16,082
Travelers $11,092 $11,221
USAA $4,266 $4,365

Cheap Fraser, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fraser, Michigan? Check out the comparison of annual Fraser, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fraser, Michigan

Insurance Company Low Medium High
Allstate $26,217 $26,983 $27,563
Farmers $15,495 $15,987 $16,651
GEICO $8,430 $8,944 $9,723
Liberty Mutual $22,138 $22,548 $23,090
Nationwide $7,598 $7,148 $7,058
Progressive $6,352 $6,588 $6,798
State Farm $14,808 $15,755 $16,390
Travelers $11,055 $11,166 $11,247
USAA $4,186 $4,327 $4,434

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Best By Category: Cheapest Auto Insurance in Fraser, Michigan

Compare the cheapest auto insurance companies in Fraser, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fraser, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Fraser, Michigan Auto Insurance Companies

What auto insurance companies in Fraser, Michigan are the cheapest? Compare the top Fraser, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fraser, Michigan

Insurance Company Average Annual Rates
Allstate $26,921
Farmers $16,044
GEICO $9,032
Liberty Mutual $22,592
Nationwide $7,268
Progressive $6,579
State Farm $15,651
Travelers $11,156
USAA $4,315

What affects auto insurance rates in Fraser, Michigan?

There are a lot of reasons why auto insurance rates in Fraser, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fraser, Michigan. Many local factors may affect your Fraser auto insurance rates.

Fraser Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Fraser, Michigan auto theft statistics, there have been 22 auto thefts in the city.

Fraser Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fraser, Michigan commute length is 26.9 minutes according to City-Data.

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Compare Fraser, Michigan Auto Insurance Quotes

Before you buy Fraser, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fraser, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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