Best Cheap Auto Insurance in Franklin, WV (2021)

The average Franklin, WV auto insurance rates are $318 per month. The minimum auto insurance in Franklin is at least 25/50/25 in coverage to comply with West Virginia auto insurance laws. To find the best cheap auto insurance in Franklin, West Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The minimum auto insurance required in Franklin, West Virginia is 25/50/25
  • The most expensive auto insurance company in Franklin for teen drivers is Liberty Mutual
  • The average commute length in Franklin is 24.2 minutes

Franklin, West Virginia auto insurance requirements are 25/50/25 according to West Virginia auto insurance laws. Finding cheap auto insurance in Franklin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Franklin, West Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Franklin to other West Virginia cities, including Clarksburg auto insurance rates, Huntington auto insurance rates, and Wheeling auto insurance rates to see how Franklin, West Virginia auto insurance rates stack up.

Before you buy Franklin, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Franklin, West Virginia auto insurance quotes.

Minimum Auto Insurance in Franklin, West Virginia

Franklin, West Virginia auto insurance laws require that you have at least the West Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Franklin, West Virginia.

Minimum Required Auto Insurance Coverage in Franklin, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Franklin, West Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Franklin, West Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Franklin, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,692 $2,519 $2,387 $2,396 $9,141 $9,522 $3,023 $3,047
GEICO $2,562 $2,529 $2,446 $2,371 $6,181 $7,456 $2,465 $2,569
Liberty Mutual $3,756 $4,084 $3,016 $3,667 $13,850 $15,628 $3,899 $4,306
Nationwide $1,971 $2,014 $1,788 $1,888 $4,905 $6,256 $2,200 $2,366
Progressive $2,318 $2,247 $2,113 $2,122 $9,688 $10,921 $2,795 $2,906
State Farm $1,672 $1,672 $1,479 $1,479 $3,509 $4,535 $1,964 $1,569
USAA $1,642 $1,621 $1,518 $1,535 $5,362 $5,959 $2,123 $2,285

Cheap Franklin, West Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Franklin, West Virginia is a challenge. Take a look at the annual teen auto insurance rates in Franklin, West Virginia.

Annual Auto Insurance Rates for Teen Drivers in Franklin, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,141 $9,522
GEICO $6,181 $7,456
Liberty Mutual $13,850 $15,628
Nationwide $4,905 $6,256
Progressive $9,688 $10,921
State Farm $3,509 $4,535
USAA $5,362 $5,959

Cheap Franklin, West Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Franklin, West Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Franklin, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,387 $2,396
GEICO $2,446 $2,371
Liberty Mutual $3,016 $3,667
Nationwide $1,788 $1,888
Progressive $2,113 $2,122
State Farm $1,479 $1,479
USAA $1,518 $1,535

Cheap Franklin, West Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Franklin, West Virginia compared to the annual auto insurance rates with a clean record in Franklin, West Virginia.

Annual Franklin, West Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,708 $4,362 $5,124 $4,171
GEICO $2,200 $3,551 $6,179 $2,360
Liberty Mutual $5,357 $6,736 $7,480 $6,531
Nationwide $2,327 $3,095 $3,653 $2,618
Progressive $3,732 $4,965 $4,468 $4,391
State Farm $2,074 $2,397 $2,235 $2,235
USAA $2,171 $2,557 $3,655 $2,640

Cheap Franklin, West Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Franklin, West Virginia is not easy. Compare the annual rates for DUI auto insurance in Franklin, West Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Franklin, West Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,124
GEICO $6,179
Liberty Mutual $7,480
Nationwide $3,653
Progressive $4,468
State Farm $2,235
USAA $3,655

Cheap Franklin, West Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Franklin, West Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Franklin, West Virginia

Insurance Company Poor Fair Good
Allstate $5,264 $4,177 $3,581
GEICO $4,309 $3,502 $2,907
Liberty Mutual $9,363 $5,718 $4,497
Nationwide $3,333 $2,818 $2,619
Progressive $4,946 $4,267 $3,953
State Farm $3,212 $1,957 $1,537
USAA $4,079 $2,329 $1,858

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Cheap Franklin, West Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Franklin, West Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Franklin, West Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Franklin, West Virginia

ZIP Code Average Annual Rates
26807 $3,777

Cheap Franklin, West Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Franklin, West Virginia auto insurance. Find the cheapest annual Franklin, West Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Franklin, West Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,341 $4,341
GEICO $3,535 $3,610
Liberty Mutual $6,526 $6,526
Nationwide $2,923 $2,923
Progressive $4,389 $4,389
State Farm $2,177 $2,293
USAA $2,724 $2,788

Cheap Franklin, West Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Franklin, West Virginia? Check out the comparison of annual Franklin, West Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Franklin, West Virginia

Insurance Company Low Medium High
Allstate $4,210 $4,335 $4,478
GEICO $3,401 $3,578 $3,738
Liberty Mutual $6,216 $6,510 $6,851
Nationwide $2,915 $2,899 $2,956
Progressive $4,251 $4,352 $4,564
State Farm $2,125 $2,228 $2,353
USAA $2,670 $2,751 $2,846

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Best By Category: Cheapest Auto Insurance in Franklin, West Virginia

Compare the cheapest auto insurance companies in Franklin, West Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Franklin, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Franklin, West Virginia Auto Insurance Companies

What auto insurance companies in Franklin, West Virginia are the cheapest? Compare the top Franklin, West Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Franklin, West Virginia

Insurance Company Average Annual Rates
Allstate $4,341
GEICO $3,572
Liberty Mutual $6,526
Nationwide $2,923
Progressive $4,389
State Farm $2,235
USAA $2,756

What affects auto insurance rates in Franklin, West Virginia?

There are a lot of reasons why auto insurance rates in Franklin, West Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Franklin, West Virginia. Many local factors may affect your Franklin auto insurance rates.

Franklin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Franklin, West Virginia commute length is 24.2 minutes according to City-Data.

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Compare Franklin, West Virginia Auto Insurance Quotes

Before you buy Franklin, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Franklin, West Virginia auto insurance quotes.

Free Auto Insurance Comparison

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