Best Cheap Auto Insurance in Franklin, MA (2021)

The average Franklin, MA auto insurance rates are $222 per month. The minimum auto insurance in Franklin is at least 20/40/5 in coverage to comply with Massachusetts auto insurance laws. To find the best cheap auto insurance in Franklin, Massachusetts, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • Average auto insurance rates in Franklin, MA for senior drivers are $1,666 per year
  • The most expensive auto insurance company in Franklin for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Franklin is State Farm

Franklin, Massachusetts auto insurance requirements are 20/40/5 according to Massachusetts auto insurance laws. Finding cheap auto insurance in Franklin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Franklin, Massachusetts, including driving record, credit, commute time, and more.

Compare auto insurance in Franklin to other Massachusetts cities, including Cambridge auto insurance rates, Fall River auto insurance rates, and Lowell auto insurance rates to see how Franklin, Massachusetts auto insurance rates stack up.

Before you buy Franklin, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Franklin, Massachusetts auto insurance quotes.

Minimum Auto Insurance in Franklin, Massachusetts

Franklin, Massachusetts auto insurance laws require that you have at least the Massachusetts minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Franklin, Massachusetts.

Minimum Required Auto Insurance Coverage in Franklin, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Franklin, Massachusetts Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Franklin, Massachusetts are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Franklin, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,051 $2,051 $2,051 $2,051 $7,339 $7,339 $2,302 $2,302
GEICO $1,671 $1,671 $1,535 $1,535 $4,896 $4,896 $1,731 $1,731
Liberty Mutual $2,439 $2,439 $2,127 $2,127 $8,005 $8,005 $2,552 $2,552
Progressive $1,818 $1,818 $1,745 $1,745 $6,736 $6,736 $1,966 $1,966
State Farm $794 $794 $794 $794 $2,165 $2,165 $794 $794
Travelers $2,511 $2,511 $2,228 $2,228 $5,111 $5,111 $2,790 $2,790
USAA $1,197 $1,197 $1,180 $1,180 $2,763 $2,763 $1,323 $1,323

Cheap Franklin, Massachusetts Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Franklin, Massachusetts is a challenge. Take a look at the annual teen auto insurance rates in Franklin, Massachusetts.

Annual Auto Insurance Rates for Teen Drivers in Franklin, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $7,339
GEICO $4,896 $4,896
Liberty Mutual $8,005 $8,005
Progressive $6,736 $6,736
State Farm $2,165 $2,165
Travelers $5,111 $5,111
USAA $2,763 $2,763

Cheap Franklin, Massachusetts Auto Insurance for Seniors

What are senior auto insurance rates in Franklin, Massachusetts? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Franklin, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,051 $2,051
GEICO $1,535 $1,535
Liberty Mutual $2,127 $2,127
Progressive $1,745 $1,745
State Farm $794 $794
Travelers $2,228 $2,228
USAA $1,180 $1,180

Cheap Franklin, Massachusetts Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Franklin, Massachusetts compared to the annual auto insurance rates with a clean record in Franklin, Massachusetts.

Annual Franklin, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,665 $3,953 $4,460 $2,665
GEICO $1,972 $2,698 $3,086 $2,078
Liberty Mutual $2,983 $4,061 $4,898 $3,181
Progressive $2,585 $3,621 $2,881 $3,178
State Farm $898 $1,224 $1,461 $962
Travelers $2,473 $3,410 $3,625 $3,132
USAA $1,155 $1,494 $2,524 $1,290

Cheap Franklin, Massachusetts Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Franklin, Massachusetts is not easy. Compare the annual rates for DUI auto insurance in Franklin, Massachusetts to find the best deal.

Annual Auto Insurance Rates After a DUI in Franklin, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,460
GEICO $3,086
Liberty Mutual $4,898
Progressive $2,881
State Farm $1,461
Travelers $3,625
USAA $2,524

Cheap Franklin, Massachusetts Auto Insurance Rates By Commute

Commute length and annual mileage affect Franklin, Massachusetts auto insurance. Find the cheapest annual Franklin, Massachusetts auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Franklin, Massachusetts

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,328 $3,544
GEICO $2,410 $2,507
Liberty Mutual $3,634 $3,927
Progressive $3,066 $3,066
State Farm $1,110 $1,163
Travelers $3,014 $3,306
USAA $1,572 $1,660

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Cheap Franklin, Massachusetts Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Franklin, Massachusetts? Check out the comparison of annual Franklin, Massachusetts auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Franklin, Massachusetts

Insurance Company Low Medium High
Allstate $3,196 $3,489 $3,623
GEICO $2,279 $2,500 $2,596
Liberty Mutual $3,549 $3,828 $3,964
Progressive $2,810 $3,130 $3,259
State Farm $1,037 $1,157 $1,215
Travelers $2,863 $3,227 $3,390
USAA $1,500 $1,642 $1,706

Best By Category: Cheapest Auto Insurance in Franklin, Massachusetts

Compare the cheapest auto insurance companies in Franklin, Massachusetts in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Franklin, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Franklin, Massachusetts Auto Insurance Companies

What auto insurance companies in Franklin, Massachusetts are the cheapest? Compare the top Franklin, Massachusetts auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Franklin, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,436
GEICO $2,458
Liberty Mutual $3,781
Progressive $3,066
State Farm $1,137
Travelers $3,160
USAA $1,616

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What affects auto insurance rates in Franklin, Massachusetts?

There are a lot of reasons why auto insurance rates in Franklin, Massachusetts are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Franklin, Massachusetts. Many local factors may affect your Franklin auto insurance rates.

Franklin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Franklin, Massachusetts commute length is 36.7 minutes according to City-Data.

Compare Franklin, Massachusetts Auto Insurance Quotes

Before you buy Franklin, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Franklin, Massachusetts auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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