Best Cheap Auto Insurance in Franklin, KS (2021)

The average Franklin, KS auto insurance rates are $276 per month. The minimum auto insurance in Franklin is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Franklin, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Franklin, Kansas is 25/50/25
  • The most expensive auto insurance company in Franklin for teen drivers is Liberty Mutual
  • Average auto insurance rates in Franklin, KS for senior drivers are $1,920 per year

Franklin, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Franklin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Franklin, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Franklin to other Kansas cities, including Wichita auto insurance rates, Olathe auto insurance rates, and Shawnee auto insurance rates to see how Franklin, Kansas auto insurance rates stack up.

Before you buy Franklin, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Franklin, Kansas auto insurance quotes.

Minimum Auto Insurance in Franklin, Kansas

Franklin, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Franklin, Kansas.

Minimum Required Auto Insurance Coverage in Franklin, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Franklin, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Franklin, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Franklin, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,751 $2,688 $2,443 $2,516 $7,339 $8,181 $2,850 $2,966
American Family $1,721 $1,721 $1,554 $1,554 $3,366 $4,051 $1,721 $1,937
Farmers $2,408 $2,389 $2,150 $2,247 $6,590 $6,821 $2,713 $2,852
GEICO $2,408 $2,353 $2,431 $2,262 $4,517 $6,101 $2,826 $2,031
Liberty Mutual $2,237 $2,414 $2,151 $2,401 $10,640 $11,880 $2,429 $2,623
Nationwide $1,551 $1,589 $1,389 $1,488 $3,328 $4,047 $1,823 $1,932
Progressive $2,370 $2,244 $1,908 $1,997 $8,909 $10,038 $2,789 $2,992
State Farm $1,830 $1,830 $1,600 $1,600 $4,825 $6,160 $2,056 $2,318
Travelers $2,057 $2,090 $2,016 $2,038 $8,388 $13,027 $2,108 $2,467
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Franklin, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Franklin, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Franklin, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Franklin, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $8,181
American Family $3,366 $4,051
Farmers $6,590 $6,821
GEICO $4,517 $6,101
Liberty Mutual $10,640 $11,880
Nationwide $3,328 $4,047
Progressive $8,909 $10,038
State Farm $4,825 $6,160
Travelers $8,388 $13,027
USAA $4,807 $5,062

Cheap Franklin, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Franklin, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Franklin, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,443 $2,516
American Family $1,554 $1,554
Farmers $2,150 $2,247
GEICO $2,431 $2,262
Liberty Mutual $2,151 $2,401
Nationwide $1,389 $1,488
Progressive $1,908 $1,997
State Farm $1,600 $1,600
Travelers $2,016 $2,038
USAA $1,313 $1,333

Cheap Franklin, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Franklin, Kansas compared to the annual auto insurance rates with a clean record in Franklin, Kansas.

Annual Franklin, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $3,999 $4,588 $3,843
American Family $2,166 $2,316 $2,166 $2,166
Farmers $2,967 $3,820 $3,723 $3,576
GEICO $1,969 $3,213 $4,938 $2,344
Liberty Mutual $3,450 $5,225 $5,129 $4,584
Nationwide $1,632 $1,867 $3,222 $1,854
Progressive $3,833 $4,501 $4,012 $4,278
State Farm $2,580 $2,975 $2,777 $2,777
Travelers $3,101 $4,059 $5,614 $4,320
USAA $1,765 $2,373 $3,494 $2,020

Cheap Franklin, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Franklin, Kansas is not easy. Compare the annual rates for DUI auto insurance in Franklin, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Franklin, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,588
American Family $2,166
Farmers $3,723
GEICO $4,938
Liberty Mutual $5,129
Nationwide $3,222
Progressive $4,012
State Farm $2,777
Travelers $5,614
USAA $3,494

Cheap Franklin, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Franklin, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Franklin, Kansas

Insurance Company Poor Fair Good
Allstate $4,921 $3,728 $3,252
American Family $2,877 $2,034 $1,698
Farmers $4,146 $3,303 $3,115
GEICO $4,843 $2,561 $1,944
Liberty Mutual $4,597 $4,597 $4,597
Nationwide $2,365 $2,105 $1,961
Progressive $4,754 $4,008 $3,706
State Farm $4,044 $2,417 $1,871
Travelers $4,937 $4,022 $3,862
USAA $3,299 $2,163 $1,778

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Cheap Franklin, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Franklin, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Franklin, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Franklin, Kansas

ZIP Code Average Annual Rates
66735 $3,501

Cheap Franklin, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Franklin, Kansas auto insurance. Find the cheapest annual Franklin, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Franklin, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,967 $3,967
American Family $2,175 $2,231
Farmers $3,521 $3,521
GEICO $3,050 $3,182
Liberty Mutual $4,597 $4,597
Nationwide $2,143 $2,143
Progressive $4,156 $4,156
State Farm $2,708 $2,847
Travelers $4,274 $4,274
USAA $2,341 $2,485

Cheap Franklin, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Franklin, Kansas? Check out the comparison of annual Franklin, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Franklin, Kansas

Insurance Company Low Medium High
Allstate $3,851 $3,958 $4,091
American Family $2,220 $2,314 $2,075
Farmers $3,375 $3,502 $3,688
GEICO $3,023 $3,112 $3,212
Liberty Mutual $4,482 $4,586 $4,723
Nationwide $2,243 $2,120 $2,067
Progressive $3,902 $4,122 $4,444
State Farm $2,678 $2,785 $2,869
Travelers $4,056 $4,280 $4,486
USAA $2,328 $2,406 $2,504

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Best By Category: Cheapest Auto Insurance in Franklin, Kansas

Compare the cheapest auto insurance companies in Franklin, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Franklin, Kansas

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

The Cheapest Franklin, Kansas Auto Insurance Companies

What auto insurance companies in Franklin, Kansas are the cheapest? Compare the top Franklin, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Franklin, Kansas

Insurance Company Average Annual Rates
Allstate $3,967
American Family $2,203
Farmers $3,521
GEICO $3,116
Liberty Mutual $4,597
Nationwide $2,143
Progressive $4,156
State Farm $2,777
Travelers $4,274
USAA $2,413

What affects auto insurance rates in Franklin, Kansas?

There are a lot of reasons why auto insurance rates in Franklin, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Franklin, Kansas. Many local factors may affect your Franklin auto insurance rates.

Franklin Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Franklin, Kansas auto theft statistics, there have been 18 auto thefts in the city.

Franklin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Franklin, Kansas commute length is 34.2 minutes according to City-Data.

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Compare Franklin, Kansas Auto Insurance Quotes

Before you buy Franklin, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Franklin, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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