Best Cheap Auto Insurance in Francisville, KY (2021)

The average Francisville, KY auto insurance rates are $314 per month. The minimum auto insurance in Francisville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Francisville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Francisville is 26.9 minutes
  • The minimum auto insurance required in Francisville, Kentucky is 25/50/25
  • The most expensive auto insurance company in Francisville for teen drivers is Allstate

Francisville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Francisville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Francisville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Francisville to other Kentucky cities, including George auto insurance rates, Covington auto insurance rates, and Richmond auto insurance rates to see how Francisville, Kentucky auto insurance rates stack up.

Before you buy Francisville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Francisville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Francisville, Kentucky

Francisville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Francisville, Kentucky.

Minimum Required Auto Insurance Coverage in Francisville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Francisville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Francisville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Francisville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,051 $3,018 $2,760 $2,945 $11,425 $12,862 $3,374 $3,561
GEICO $3,156 $2,920 $3,304 $2,992 $6,546 $7,739 $2,573 $2,217
Liberty Mutual $2,290 $2,473 $1,922 $2,146 $10,198 $11,313 $2,405 $2,519
Nationwide $2,365 $2,367 $2,153 $2,240 $5,248 $6,510 $2,673 $2,806
Progressive $1,853 $1,760 $1,669 $1,674 $9,114 $10,298 $2,295 $2,344
State Farm $1,555 $1,555 $1,395 $1,395 $4,688 $5,952 $1,737 $1,933
Travelers $1,864 $1,895 $1,840 $1,841 $8,879 $14,164 $1,954 $2,234
USAA $1,622 $1,615 $1,474 $1,486 $4,418 $4,636 $2,035 $2,213

Cheap Francisville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Francisville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Francisville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Francisville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,425 $12,862
GEICO $6,546 $7,739
Liberty Mutual $10,198 $11,313
Nationwide $5,248 $6,510
Progressive $9,114 $10,298
State Farm $4,688 $5,952
Travelers $8,879 $14,164
USAA $4,418 $4,636

Cheap Francisville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Francisville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Francisville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,760 $2,945
GEICO $3,304 $2,992
Liberty Mutual $1,922 $2,146
Nationwide $2,153 $2,240
Progressive $1,669 $1,674
State Farm $1,395 $1,395
Travelers $1,840 $1,841
USAA $1,474 $1,486

Cheap Francisville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Francisville, Kentucky compared to the annual auto insurance rates with a clean record in Francisville, Kentucky.

Annual Francisville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,453 $5,814 $6,205 $5,026
GEICO $2,346 $4,168 $6,335 $2,874
Liberty Mutual $3,677 $5,655 $4,399 $3,903
Nationwide $2,661 $3,384 $4,227 $2,910
Progressive $3,208 $4,747 $3,656 $3,891
State Farm $2,306 $2,747 $2,526 $2,526
Travelers $3,781 $3,887 $5,615 $4,052
USAA $1,838 $2,592 $3,105 $2,215

Cheap Francisville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Francisville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Francisville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Francisville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,205
GEICO $6,335
Liberty Mutual $4,399
Nationwide $4,227
Progressive $3,656
State Farm $2,526
Travelers $5,615
USAA $3,105

Cheap Francisville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Francisville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Francisville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,098 $4,921 $4,104
GEICO $6,463 $3,227 $2,102
Liberty Mutual $6,269 $3,886 $3,069
Nationwide $3,971 $3,159 $2,757
Progressive $4,313 $3,781 $3,533
State Farm $3,654 $2,205 $1,720
Travelers $4,825 $4,096 $4,080
USAA $3,602 $2,041 $1,670

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Cheap Francisville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Francisville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Francisville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Francisville, Kentucky

ZIP Code Average Annual Rates
41048 $3,384

Cheap Francisville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Francisville, Kentucky auto insurance. Find the cheapest annual Francisville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Francisville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,374 $5,374
GEICO $3,894 $3,968
Liberty Mutual $4,408 $4,408
Nationwide $3,295 $3,295
Progressive $3,876 $3,876
State Farm $2,462 $2,590
Travelers $4,334 $4,334
USAA $2,349 $2,526

Cheap Francisville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Francisville, Kentucky? Check out the comparison of annual Francisville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Francisville, Kentucky

Insurance Company Low Medium High
Allstate $5,009 $5,354 $5,760
GEICO $3,674 $3,916 $4,203
Liberty Mutual $4,219 $4,386 $4,620
Nationwide $3,289 $3,267 $3,330
Progressive $3,576 $3,837 $4,215
State Farm $2,359 $2,526 $2,695
Travelers $4,116 $4,358 $4,527
USAA $2,317 $2,432 $2,563

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Best By Category: Cheapest Auto Insurance in Francisville, Kentucky

Compare the cheapest auto insurance companies in Francisville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Francisville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Francisville, Kentucky Auto Insurance Companies

What auto insurance companies in Francisville, Kentucky are the cheapest? Compare the top Francisville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Francisville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,374
GEICO $3,931
Liberty Mutual $4,408
Nationwide $3,295
Progressive $3,876
State Farm $2,526
Travelers $4,334
USAA $2,437

What affects auto insurance rates in Francisville, Kentucky?

There are a lot of reasons why auto insurance rates in Francisville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Francisville, Kentucky. Many local factors may affect your Francisville auto insurance rates.

Francisville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Francisville, Kentucky commute length is 26.9 minutes according to City-Data.

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Compare Francisville, Kentucky Auto Insurance Quotes

Before you buy Francisville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Francisville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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