Best Cheap Auto Insurance in Frakes, KY (2021)

The average Frakes, KY auto insurance rates are $440 per month. The minimum auto insurance in Frakes is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Frakes, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Frakes, Kentucky is 25/50/25
  • Average auto insurance rates in Frakes, KY for senior drivers are $2,904 per year
  • The cheapest auto insurance company in Frakes is USAA

Frakes, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Frakes can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Frakes, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Frakes to other Kentucky cities, including Richmond auto insurance rates, George auto insurance rates, and Hopkinsville auto insurance rates to see how Frakes, Kentucky auto insurance rates stack up.

Before you buy Frakes, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Frakes, Kentucky auto insurance quotes.

Minimum Auto Insurance in Frakes, Kentucky

Frakes, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Frakes, Kentucky.

Minimum Required Auto Insurance Coverage in Frakes, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Frakes, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Frakes, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Frakes, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,886 $3,846 $3,478 $3,715 $14,492 $16,225 $4,351 $4,632
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $3,191 $3,476 $2,725 $3,070 $12,414 $13,778 $3,313 $3,422
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,635 $2,495 $2,386 $2,385 $13,296 $15,089 $3,273 $3,318
State Farm $2,373 $2,373 $2,132 $2,132 $6,432 $7,952 $2,638 $2,884
Travelers $2,872 $2,920 $2,848 $2,846 $14,595 $23,536 $3,014 $3,450
USAA $1,980 $1,981 $1,788 $1,815 $5,320 $5,600 $2,499 $2,733

Cheap Frakes, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Frakes, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Frakes, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Frakes, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,492 $16,225
GEICO $7,942 $9,404
Liberty Mutual $12,414 $13,778
Nationwide $9,302 $11,583
Progressive $13,296 $15,089
State Farm $6,432 $7,952
Travelers $14,595 $23,536
USAA $5,320 $5,600

Cheap Frakes, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Frakes, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Frakes, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,478 $3,715
GEICO $4,003 $3,626
Liberty Mutual $2,725 $3,070
Nationwide $3,677 $3,839
Progressive $2,386 $2,385
State Farm $2,132 $2,132
Travelers $2,848 $2,846
USAA $1,788 $1,815

Cheap Frakes, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Frakes, Kentucky compared to the annual auto insurance rates with a clean record in Frakes, Kentucky.

Annual Frakes, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,644 $7,400 $7,891 $6,378
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,740 $7,276 $5,648 $5,030
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,628 $6,911 $5,273 $5,626
State Farm $3,317 $3,912 $3,614 $3,614
Travelers $6,092 $6,266 $9,139 $6,543
USAA $2,232 $3,158 $3,778 $2,690

Cheap Frakes, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Frakes, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Frakes, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Frakes, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,891
GEICO $7,717
Liberty Mutual $5,648
Nationwide $7,562
Progressive $5,273
State Farm $3,614
Travelers $9,139
USAA $3,778

Cheap Frakes, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Frakes, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Frakes, Kentucky

Insurance Company Poor Fair Good
Allstate $9,058 $6,236 $5,190
GEICO $7,842 $3,915 $2,550
Liberty Mutual $8,130 $4,969 $3,923
Nationwide $7,021 $5,495 $4,763
Progressive $6,253 $5,471 $5,105
State Farm $5,177 $3,169 $2,497
Travelers $7,816 $6,618 $6,596
USAA $4,407 $2,472 $2,014

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Cheap Frakes, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Frakes, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Frakes, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Frakes, Kentucky

ZIP Code Average Annual Rates
40940 $4,790

Cheap Frakes, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Frakes, Kentucky auto insurance. Find the cheapest annual Frakes, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Frakes, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,828 $6,828
GEICO $4,724 $4,814
Liberty Mutual $5,674 $5,674
Nationwide $5,760 $5,760
Progressive $5,610 $5,610
State Farm $3,523 $3,706
Travelers $7,010 $7,010
USAA $2,855 $3,074

Cheap Frakes, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Frakes, Kentucky? Check out the comparison of annual Frakes, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Frakes, Kentucky

Insurance Company Low Medium High
Allstate $6,435 $6,806 $7,243
GEICO $4,439 $4,761 $5,108
Liberty Mutual $5,297 $5,625 $6,099
Nationwide $5,806 $5,676 $5,797
Progressive $5,051 $5,493 $6,285
State Farm $3,381 $3,601 $3,861
Travelers $6,628 $7,038 $7,365
USAA $2,828 $2,958 $3,108

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Best By Category: Cheapest Auto Insurance in Frakes, Kentucky

Compare the cheapest auto insurance companies in Frakes, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Frakes, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Frakes, Kentucky Auto Insurance Companies

What auto insurance companies in Frakes, Kentucky are the cheapest? Compare the top Frakes, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Frakes, Kentucky

Insurance Company Average Annual Rates
Allstate $6,828
GEICO $4,769
Liberty Mutual $5,674
Nationwide $5,760
Progressive $5,610
State Farm $3,614
Travelers $7,010
USAA $2,964

Compare Frakes, Kentucky Auto Insurance Quotes

Before you buy Frakes, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Frakes, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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