Best Cheap Auto Insurance in Fox Valley, IL (2021)

The average Fox Valley, IL auto insurance rates are $276 per month. The minimum auto insurance in Fox Valley is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Fox Valley, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Fox Valley, IL for senior drivers are $1,849 per year
  • The minimum auto insurance required in Fox Valley, Illinois is 25/50/20
  • The most expensive auto insurance company in Fox Valley for teen drivers is Farmers

Fox Valley, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Fox Valley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fox Valley, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Fox Valley to other Illinois cities, including Chicago auto insurance rates, Rockford auto insurance rates, and Peoria auto insurance rates to see how Fox Valley, Illinois auto insurance rates stack up.

Before you buy Fox Valley, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fox Valley, Illinois auto insurance quotes.

Minimum Auto Insurance in Fox Valley, Illinois

Fox Valley, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fox Valley, Illinois.

Minimum Required Auto Insurance Coverage in Fox Valley, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Fox Valley, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fox Valley, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fox Valley, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,153 $3,167 $3,309 $3,309 $8,323 $10,814 $3,793 $4,101
American Family $2,203 $2,203 $2,025 $2,025 $6,376 $8,777 $2,203 $2,849
Farmers $2,298 $2,296 $2,030 $2,156 $10,372 $10,824 $2,632 $2,742
GEICO $1,707 $1,756 $1,668 $1,875 $5,994 $6,188 $1,927 $2,001
Liberty Mutual $1,785 $1,928 $1,490 $1,668 $6,132 $6,811 $1,852 $1,940
Nationwide $1,640 $1,661 $1,469 $1,546 $4,511 $5,746 $1,912 $2,061
Progressive $2,262 $2,129 $1,870 $1,955 $8,390 $9,417 $2,700 $2,926
State Farm $1,576 $1,576 $1,431 $1,431 $5,080 $6,405 $1,789 $2,069
Travelers $1,632 $1,719 $1,512 $1,609 $4,991 $6,321 $1,726 $1,816
USAA $1,410 $1,423 $1,317 $1,286 $4,631 $5,075 $1,845 $2,007

Cheap Fox Valley, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fox Valley, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Fox Valley, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Fox Valley, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,323 $10,814
American Family $6,376 $8,777
Farmers $10,372 $10,824
GEICO $5,994 $6,188
Liberty Mutual $6,132 $6,811
Nationwide $4,511 $5,746
Progressive $8,390 $9,417
State Farm $5,080 $6,405
Travelers $4,991 $6,321
USAA $4,631 $5,075

Cheap Fox Valley, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Fox Valley, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fox Valley, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,309 $3,309
American Family $2,025 $2,025
Farmers $2,030 $2,156
GEICO $1,668 $1,875
Liberty Mutual $1,490 $1,668
Nationwide $1,469 $1,546
Progressive $1,870 $1,955
State Farm $1,431 $1,431
Travelers $1,512 $1,609
USAA $1,317 $1,286

Cheap Fox Valley, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fox Valley, Illinois compared to the annual auto insurance rates with a clean record in Fox Valley, Illinois.

Annual Fox Valley, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,518 $6,102 $5,684 $4,681
American Family $2,632 $3,746 $4,969 $2,984
Farmers $3,724 $4,821 $4,700 $4,430
GEICO $1,954 $3,155 $4,153 $2,297
Liberty Mutual $2,443 $3,506 $3,066 $2,788
Nationwide $2,085 $2,675 $3,129 $2,383
Progressive $3,252 $4,856 $3,605 $4,111
State Farm $2,419 $2,921 $2,670 $2,670
Travelers $2,114 $2,786 $3,108 $2,654
USAA $1,690 $2,441 $3,327 $2,039

Cheap Fox Valley, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fox Valley, Illinois is not easy. Compare the annual rates for DUI auto insurance in Fox Valley, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Fox Valley, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,684
American Family $4,969
Farmers $4,700
GEICO $4,153
Liberty Mutual $3,066
Nationwide $3,129
Progressive $3,605
State Farm $2,670
Travelers $3,108
USAA $3,327

Cheap Fox Valley, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fox Valley, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fox Valley, Illinois

Insurance Company Poor Fair Good
Allstate $6,354 $4,604 $4,031
American Family $4,747 $3,248 $2,753
Farmers $5,005 $4,230 $4,022
GEICO $4,643 $2,263 $1,762
Liberty Mutual $4,188 $2,604 $2,060
Nationwide $3,054 $2,480 $2,171
Progressive $4,494 $3,829 $3,546
State Farm $3,881 $2,325 $1,804
Travelers $3,236 $2,634 $2,128
USAA $3,145 $2,177 $1,801

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Cheap Fox Valley, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fox Valley, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Fox Valley, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fox Valley, Illinois

ZIP Code Average Annual Rates
60599 $3,266

Cheap Fox Valley, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Fox Valley, Illinois auto insurance. Find the cheapest annual Fox Valley, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fox Valley, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,996 $4,996
American Family $3,538 $3,628
Farmers $4,419 $4,419
GEICO $2,841 $2,939
Liberty Mutual $2,951 $2,951
Nationwide $2,568 $2,568
Progressive $3,956 $3,956
State Farm $2,603 $2,737
Travelers $2,561 $2,771
USAA $2,308 $2,440

Cheap Fox Valley, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fox Valley, Illinois? Check out the comparison of annual Fox Valley, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fox Valley, Illinois

Insurance Company Low Medium High
Allstate $4,838 $4,991 $5,159
American Family $3,428 $3,715 $3,606
Farmers $4,183 $4,302 $4,772
GEICO $2,607 $2,884 $3,178
Liberty Mutual $2,766 $2,943 $3,144
Nationwide $2,528 $2,595 $2,582
Progressive $3,632 $3,946 $4,291
State Farm $2,503 $2,675 $2,831
Travelers $2,490 $2,662 $2,845
USAA $2,197 $2,372 $2,554

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Best By Category: Cheapest Auto Insurance in Fox Valley, Illinois

Compare the cheapest auto insurance companies in Fox Valley, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fox Valley, Illinois

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Fox Valley, Illinois Auto Insurance Companies

What auto insurance companies in Fox Valley, Illinois are the cheapest? Compare the top Fox Valley, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fox Valley, Illinois

Insurance Company Average Annual Rates
Allstate $4,996
American Family $3,583
Farmers $4,419
GEICO $2,890
Liberty Mutual $2,951
Nationwide $2,568
Progressive $3,956
State Farm $2,670
Travelers $2,666
USAA $2,374

Compare Fox Valley, Illinois Auto Insurance Quotes

Before you buy Fox Valley, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fox Valley, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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