Best Cheap Auto Insurance in Fox Lake Hills, IL (2021)

The average Fox Lake Hills, IL auto insurance rates are $285 per month. The minimum auto insurance in Fox Lake Hills is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Fox Lake Hills, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The average commute length in Fox Lake Hills is 41.1 minutes
  • The cheapest auto insurance company in Fox Lake Hills is Liberty Mutual
  • Average auto insurance rates in Fox Lake Hills, IL for senior drivers are $1,907 per year

Fox Lake Hills, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Fox Lake Hills can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fox Lake Hills, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Fox Lake Hills to other Illinois cities, including Waukegan auto insurance rates, Champaign auto insurance rates, and Peoria auto insurance rates to see how Fox Lake Hills, Illinois auto insurance rates stack up.

Before you buy Fox Lake Hills, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fox Lake Hills, Illinois auto insurance quotes.

Minimum Auto Insurance in Fox Lake Hills, Illinois

Fox Lake Hills, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fox Lake Hills, Illinois.

Minimum Required Auto Insurance Coverage in Fox Lake Hills, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Fox Lake Hills, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fox Lake Hills, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fox Lake Hills, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,623 $3,639 $3,803 $3,803 $9,583 $12,410 $4,356 $4,706
American Family $2,290 $2,290 $2,105 $2,105 $6,649 $9,148 $2,290 $2,961
Farmers $2,561 $2,562 $2,261 $2,401 $11,577 $12,097 $2,925 $3,041
GEICO $1,799 $1,856 $1,755 $1,970 $6,746 $6,990 $2,109 $2,191
Liberty Mutual $1,418 $1,526 $1,172 $1,307 $5,037 $5,598 $1,485 $1,563
Nationwide $1,730 $1,753 $1,548 $1,631 $4,748 $6,056 $2,016 $2,174
Progressive $1,984 $1,851 $1,645 $1,726 $7,592 $8,496 $2,356 $2,538
State Farm $1,561 $1,561 $1,414 $1,414 $4,984 $6,290 $1,771 $2,044
Travelers $1,612 $1,698 $1,497 $1,594 $4,942 $6,281 $1,702 $1,791
USAA $1,625 $1,644 $1,514 $1,481 $5,356 $5,884 $2,136 $2,333

Cheap Fox Lake Hills, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fox Lake Hills, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Fox Lake Hills, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Fox Lake Hills, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,583 $12,410
American Family $6,649 $9,148
Farmers $11,577 $12,097
GEICO $6,746 $6,990
Liberty Mutual $5,037 $5,598
Nationwide $4,748 $6,056
Progressive $7,592 $8,496
State Farm $4,984 $6,290
Travelers $4,942 $6,281
USAA $5,356 $5,884

Cheap Fox Lake Hills, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Fox Lake Hills, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fox Lake Hills, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,803 $3,803
American Family $2,105 $2,105
Farmers $2,261 $2,401
GEICO $1,755 $1,970
Liberty Mutual $1,172 $1,307
Nationwide $1,548 $1,631
Progressive $1,645 $1,726
State Farm $1,414 $1,414
Travelers $1,497 $1,594
USAA $1,514 $1,481

Cheap Fox Lake Hills, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fox Lake Hills, Illinois compared to the annual auto insurance rates with a clean record in Fox Lake Hills, Illinois.

Annual Fox Lake Hills, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,030 $7,028 $6,530 $5,374
American Family $2,741 $3,894 $5,175 $3,108
Farmers $4,158 $5,378 $5,244 $4,932
GEICO $2,113 $3,426 $4,690 $2,478
Liberty Mutual $1,981 $2,836 $2,481 $2,255
Nationwide $2,195 $2,820 $3,302 $2,511
Progressive $2,893 $4,339 $3,212 $3,650
State Farm $2,386 $2,874 $2,630 $2,630
Travelers $2,091 $2,755 $3,086 $2,626
USAA $1,951 $2,820 $3,858 $2,357

Cheap Fox Lake Hills, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fox Lake Hills, Illinois is not easy. Compare the annual rates for DUI auto insurance in Fox Lake Hills, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Fox Lake Hills, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,530
American Family $5,175
Farmers $5,244
GEICO $4,690
Liberty Mutual $2,481
Nationwide $3,302
Progressive $3,212
State Farm $2,630
Travelers $3,086
USAA $3,858

Cheap Fox Lake Hills, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fox Lake Hills, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fox Lake Hills, Illinois

Insurance Company Poor Fair Good
Allstate $7,304 $5,286 $4,631
American Family $4,940 $3,382 $2,866
Farmers $5,575 $4,720 $4,489
GEICO $5,113 $2,485 $1,932
Liberty Mutual $3,370 $2,115 $1,679
Nationwide $3,223 $2,612 $2,286
Progressive $4,000 $3,410 $3,160
State Farm $3,823 $2,290 $1,777
Travelers $3,204 $2,607 $2,107
USAA $3,647 $2,516 $2,077

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Cheap Fox Lake Hills, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fox Lake Hills, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Fox Lake Hills, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fox Lake Hills, Illinois

ZIP Code Average Annual Rates
60046 $3,384

Cheap Fox Lake Hills, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Fox Lake Hills, Illinois auto insurance. Find the cheapest annual Fox Lake Hills, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fox Lake Hills, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,740 $5,740
American Family $3,683 $3,777
Farmers $4,928 $4,928
GEICO $3,125 $3,229
Liberty Mutual $2,388 $2,388
Nationwide $2,707 $2,707
Progressive $3,523 $3,523
State Farm $2,564 $2,696
Travelers $2,535 $2,744
USAA $2,670 $2,824

Cheap Fox Lake Hills, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fox Lake Hills, Illinois? Check out the comparison of annual Fox Lake Hills, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fox Lake Hills, Illinois

Insurance Company Low Medium High
Allstate $5,540 $5,735 $5,946
American Family $3,563 $3,867 $3,759
Farmers $4,660 $4,795 $5,328
GEICO $2,894 $3,180 $3,456
Liberty Mutual $2,262 $2,384 $2,518
Nationwide $2,648 $2,736 $2,737
Progressive $3,196 $3,508 $3,866
State Farm $2,464 $2,635 $2,791
Travelers $2,455 $2,636 $2,828
USAA $2,553 $2,745 $2,942

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Best By Category: Cheapest Auto Insurance in Fox Lake Hills, Illinois

Compare the cheapest auto insurance companies in Fox Lake Hills, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fox Lake Hills, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Fox Lake Hills, Illinois Auto Insurance Companies

What auto insurance companies in Fox Lake Hills, Illinois are the cheapest? Compare the top Fox Lake Hills, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fox Lake Hills, Illinois

Insurance Company Average Annual Rates
Allstate $5,740
American Family $3,730
Farmers $4,928
GEICO $3,177
Liberty Mutual $2,388
Nationwide $2,707
Progressive $3,523
State Farm $2,630
Travelers $2,640
USAA $2,747

What affects auto insurance rates in Fox Lake Hills, Illinois?

There are a lot of reasons why auto insurance rates in Fox Lake Hills, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fox Lake Hills, Illinois. Many local factors may affect your Fox Lake Hills auto insurance rates.

Fox Lake Hills Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fox Lake Hills, Illinois commute length is 41.1 minutes according to City-Data.

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Compare Fox Lake Hills, Illinois Auto Insurance Quotes

Before you buy Fox Lake Hills, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fox Lake Hills, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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