Best Cheap Auto Insurance in Fowler, IL (2021)

The average Fowler, IL auto insurance rates are $256 per month. The minimum auto insurance in Fowler is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Fowler, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Fowler for teen drivers is Farmers
  • The cheapest auto insurance company in Fowler is State Farm
  • The minimum auto insurance required in Fowler, Illinois is 25/50/20

Fowler, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Fowler can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fowler, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Fowler to other Illinois cities, including Waukegan auto insurance rates, Aurora auto insurance rates, and Elgin auto insurance rates to see how Fowler, Illinois auto insurance rates stack up.

Before you buy Fowler, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fowler, Illinois auto insurance quotes.

Minimum Auto Insurance in Fowler, Illinois

Fowler, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fowler, Illinois.

Minimum Required Auto Insurance Coverage in Fowler, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Fowler, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fowler, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fowler, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,303 $3,318 $3,433 $3,433 $8,401 $10,972 $3,972 $4,295
American Family $2,439 $2,439 $2,228 $2,228 $6,812 $9,483 $2,439 $3,143
Farmers $2,430 $2,435 $2,165 $2,279 $9,863 $10,279 $2,763 $2,902
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,376 $1,487 $1,148 $1,281 $4,310 $4,792 $1,439 $1,522
Nationwide $1,805 $1,841 $1,604 $1,704 $4,886 $6,291 $2,094 $2,272
Progressive $2,053 $1,970 $1,695 $1,756 $6,865 $7,731 $2,461 $2,661
State Farm $1,253 $1,253 $1,112 $1,112 $3,479 $4,423 $1,414 $1,618
Travelers $1,382 $1,459 $1,257 $1,340 $3,870 $4,848 $1,464 $1,541
USAA $1,391 $1,421 $1,294 $1,281 $4,333 $4,785 $1,819 $2,009

Cheap Fowler, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fowler, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Fowler, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Fowler, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,401 $10,972
American Family $6,812 $9,483
Farmers $9,863 $10,279
GEICO $4,847 $5,129
Liberty Mutual $4,310 $4,792
Nationwide $4,886 $6,291
Progressive $6,865 $7,731
State Farm $3,479 $4,423
Travelers $3,870 $4,848
USAA $4,333 $4,785

Cheap Fowler, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Fowler, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fowler, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,433 $3,433
American Family $2,228 $2,228
Farmers $2,165 $2,279
GEICO $1,521 $1,797
Liberty Mutual $1,148 $1,281
Nationwide $1,604 $1,704
Progressive $1,695 $1,756
State Farm $1,112 $1,112
Travelers $1,257 $1,340
USAA $1,294 $1,281

Cheap Fowler, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fowler, Illinois compared to the annual auto insurance rates with a clean record in Fowler, Illinois.

Annual Fowler, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,746 $6,196 $5,777 $4,846
American Family $2,867 $4,068 $5,415 $3,254
Farmers $3,717 $4,766 $4,648 $4,426
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,814 $2,554 $2,255 $2,054
Nationwide $2,262 $2,933 $3,453 $2,601
Progressive $2,815 $4,114 $3,109 $3,558
State Farm $1,797 $2,119 $1,958 $1,958
Travelers $1,712 $2,233 $2,494 $2,141
USAA $1,646 $2,344 $3,198 $1,980

Cheap Fowler, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fowler, Illinois is not easy. Compare the annual rates for DUI auto insurance in Fowler, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Fowler, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,777
American Family $5,415
Farmers $4,648
GEICO $3,482
Liberty Mutual $2,255
Nationwide $3,453
Progressive $3,109
State Farm $1,958
Travelers $2,494
USAA $3,198

Cheap Fowler, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fowler, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fowler, Illinois

Insurance Company Poor Fair Good
Allstate $6,575 $4,725 $4,123
American Family $5,201 $3,526 $2,977
Farmers $5,006 $4,181 $3,981
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,071 $1,911 $1,526
Nationwide $3,360 $2,706 $2,371
Progressive $3,887 $3,284 $3,027
State Farm $2,846 $1,705 $1,322
Travelers $2,622 $2,101 $1,712
USAA $3,056 $2,094 $1,725

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Cheap Fowler, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fowler, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Fowler, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fowler, Illinois

ZIP Code Average Annual Rates
62338 $3,024

Cheap Fowler, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Fowler, Illinois auto insurance. Find the cheapest annual Fowler, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fowler, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,141 $5,141
American Family $3,851 $3,952
Farmers $4,389 $4,389
GEICO $2,519 $2,617
Liberty Mutual $2,169 $2,169
Nationwide $2,812 $2,812
Progressive $3,399 $3,399
State Farm $1,908 $2,007
Travelers $2,062 $2,228
USAA $2,227 $2,356

Cheap Fowler, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fowler, Illinois? Check out the comparison of annual Fowler, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fowler, Illinois

Insurance Company Low Medium High
Allstate $5,013 $5,137 $5,273
American Family $3,775 $4,043 $3,885
Farmers $4,196 $4,297 $4,675
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,055 $2,165 $2,288
Nationwide $2,817 $2,831 $2,789
Progressive $3,180 $3,392 $3,625
State Farm $1,858 $1,961 $2,055
Travelers $2,009 $2,143 $2,284
USAA $2,141 $2,289 $2,445

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Best By Category: Cheapest Auto Insurance in Fowler, Illinois

Compare the cheapest auto insurance companies in Fowler, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fowler, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Fowler, Illinois Auto Insurance Companies

What auto insurance companies in Fowler, Illinois are the cheapest? Compare the top Fowler, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fowler, Illinois

Insurance Company Average Annual Rates
Allstate $5,141
American Family $3,901
Farmers $4,389
GEICO $2,568
Liberty Mutual $2,169
Nationwide $2,812
Progressive $3,399
State Farm $1,958
Travelers $2,145
USAA $2,292

Compare Fowler, Illinois Auto Insurance Quotes

Before you buy Fowler, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fowler, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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