Best Cheap Auto Insurance in Fowler, CO (2021)

The average Fowler, CO auto insurance rates are $329 per month. The minimum auto insurance in Fowler is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Fowler, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Fowler for teen drivers is Allstate
  • The cheapest auto insurance company in Fowler is Liberty Mutual
  • The minimum auto insurance required in Fowler, Colorado is 25/50/15

Fowler, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Fowler can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fowler, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Fowler to other Colorado cities, including Denver auto insurance rates, Fort Collins auto insurance rates, and Westminster auto insurance rates to see how Fowler, Colorado auto insurance rates stack up.

Before you buy Fowler, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fowler, Colorado auto insurance quotes.

Minimum Auto Insurance in Fowler, Colorado

Fowler, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fowler, Colorado.

Minimum Required Auto Insurance Coverage in Fowler, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Fowler, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fowler, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fowler, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,926 $3,735 $3,465 $3,509 $12,113 $12,725 $4,501 $4,584
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $3,166 $3,132 $2,887 $3,130 $11,452 $11,389 $3,444 $3,452
GEICO $2,204 $2,362 $2,249 $2,484 $6,572 $6,968 $2,031 $2,090
Liberty Mutual $1,802 $1,769 $1,535 $1,682 $4,964 $5,397 $1,814 $1,834
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,625 $2,471 $2,242 $2,250 $8,271 $9,255 $2,967 $2,898
State Farm $1,988 $1,988 $1,776 $1,776 $5,603 $7,115 $2,221 $2,630
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Cheap Fowler, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fowler, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Fowler, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Fowler, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,113 $12,725
American Family $5,559 $7,395
Farmers $11,452 $11,389
GEICO $6,572 $6,968
Liberty Mutual $4,964 $5,397
Nationwide $6,687 $8,617
Progressive $8,271 $9,255
State Farm $5,603 $7,115
USAA $5,826 $6,723

Cheap Fowler, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Fowler, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fowler, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,465 $3,509
American Family $2,070 $2,070
Farmers $2,887 $3,130
GEICO $2,249 $2,484
Liberty Mutual $1,535 $1,682
Nationwide $2,380 $2,529
Progressive $2,242 $2,250
State Farm $1,776 $1,776
USAA $2,298 $2,340

Cheap Fowler, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fowler, Colorado compared to the annual auto insurance rates with a clean record in Fowler, Colorado.

Annual Fowler, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,304 $6,001 $7,087 $5,887
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,441 $5,702 $5,632 $5,251
GEICO $2,420 $3,710 $4,145 $3,204
Liberty Mutual $2,268 $2,664 $2,778 $2,689
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,587 $4,915 $3,788 $4,200
State Farm $2,895 $3,378 $3,137 $3,137
USAA $2,644 $3,195 $5,527 $2,989

Cheap Fowler, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fowler, Colorado is not easy. Compare the annual rates for DUI auto insurance in Fowler, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Fowler, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,087
American Family $4,589
Farmers $5,632
GEICO $4,145
Liberty Mutual $2,778
Nationwide $5,371
Progressive $3,788
State Farm $3,137
USAA $5,527

Cheap Fowler, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fowler, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fowler, Colorado

Insurance Company Poor Fair Good
Allstate $7,756 $5,955 $4,499
American Family $4,381 $3,091 $2,589
Farmers $6,158 $4,930 $4,681
GEICO $4,055 $3,370 $2,685
Liberty Mutual $3,724 $2,266 $1,809
Nationwide $4,848 $3,820 $3,334
Progressive $4,724 $3,996 $3,646
State Farm $4,360 $2,798 $2,253
USAA $5,346 $3,014 $2,405

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Cheap Fowler, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fowler, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Fowler, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fowler, Colorado

ZIP Code Average Annual Rates
81039 $3,625

Cheap Fowler, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Fowler, Colorado auto insurance. Find the cheapest annual Fowler, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fowler, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,070 $6,070
American Family $3,283 $3,424
Farmers $5,256 $5,256
GEICO $3,290 $3,449
Liberty Mutual $2,600 $2,600
Nationwide $4,001 $4,001
Progressive $4,122 $4,122
State Farm $3,060 $3,214
USAA $3,485 $3,692

Cheap Fowler, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fowler, Colorado? Check out the comparison of annual Fowler, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fowler, Colorado

Insurance Company Low Medium High
Allstate $5,791 $6,052 $6,367
American Family $3,205 $3,423 $3,432
Farmers $4,560 $5,176 $6,033
GEICO $3,108 $3,322 $3,680
Liberty Mutual $2,454 $2,588 $2,756
Nationwide $4,052 $4,001 $3,949
Progressive $3,852 $4,132 $4,384
State Farm $2,947 $3,139 $3,325
USAA $3,452 $3,588 $3,726

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Best By Category: Cheapest Auto Insurance in Fowler, Colorado

Compare the cheapest auto insurance companies in Fowler, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fowler, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Fowler, Colorado Auto Insurance Companies

What auto insurance companies in Fowler, Colorado are the cheapest? Compare the top Fowler, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fowler, Colorado

Insurance Company Average Annual Rates
Allstate $6,070
American Family $3,353
Farmers $5,256
GEICO $3,370
Liberty Mutual $2,600
Nationwide $4,001
Progressive $4,122
State Farm $3,137
USAA $3,589

What affects auto insurance rates in Fowler, Colorado?

There are a lot of reasons why auto insurance rates in Fowler, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fowler, Colorado. Many local factors may affect your Fowler auto insurance rates.

Fowler Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fowler, Colorado commute length is 24.8 minutes according to City-Data.

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Compare Fowler, Colorado Auto Insurance Quotes

Before you buy Fowler, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fowler, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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