Best Cheap Auto Insurance in Fountain Run, KY (2021)

The average Fountain Run, KY auto insurance rates are $352 per month. The minimum auto insurance in Fountain Run is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Fountain Run, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Fountain Run, Kentucky is 25/50/25
  • Average auto insurance rates in Fountain Run, KY for senior drivers are $2,362 per year
  • The average commute length in Fountain Run is 26.3 minutes

Fountain Run, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Fountain Run can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fountain Run, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Fountain Run to other Kentucky cities, including Nicholasville auto insurance rates, Independence auto insurance rates, and Bowling Green auto insurance rates to see how Fountain Run, Kentucky auto insurance rates stack up.

Before you buy Fountain Run, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fountain Run, Kentucky auto insurance quotes.

Minimum Auto Insurance in Fountain Run, Kentucky

Fountain Run, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fountain Run, Kentucky.

Minimum Required Auto Insurance Coverage in Fountain Run, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fountain Run, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fountain Run, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fountain Run, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,905 $2,872 $2,628 $2,798 $10,685 $12,000 $3,213 $3,395
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,627 $2,844 $2,287 $2,550 $10,301 $11,329 $2,703 $2,741
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $1,936 $1,839 $1,741 $1,747 $9,456 $10,698 $2,398 $2,449
State Farm $2,019 $2,019 $1,808 $1,808 $6,007 $7,600 $2,251 $2,514
Travelers $2,455 $2,502 $2,397 $2,405 $11,644 $18,676 $2,560 $2,986
USAA $1,749 $1,748 $1,587 $1,609 $4,694 $4,929 $2,201 $2,404

Cheap Fountain Run, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fountain Run, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Fountain Run, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Fountain Run, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,685 $12,000
GEICO $6,851 $8,131
Liberty Mutual $10,301 $11,329
Nationwide $6,819 $8,506
Progressive $9,456 $10,698
State Farm $6,007 $7,600
Travelers $11,644 $18,676
USAA $4,694 $4,929

Cheap Fountain Run, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Fountain Run, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fountain Run, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,628 $2,798
GEICO $3,510 $3,179
Liberty Mutual $2,287 $2,550
Nationwide $2,800 $2,930
Progressive $1,741 $1,747
State Farm $1,808 $1,808
Travelers $2,397 $2,405
USAA $1,587 $1,609

Cheap Fountain Run, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fountain Run, Kentucky compared to the annual auto insurance rates with a clean record in Fountain Run, Kentucky.

Annual Fountain Run, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,200 $5,473 $5,839 $4,736
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,898 $5,990 $4,656 $4,147
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $3,337 $4,940 $3,804 $4,051
State Farm $2,974 $3,533 $3,253 $3,253
Travelers $4,973 $5,119 $7,385 $5,335
USAA $1,973 $2,784 $3,329 $2,374

Cheap Fountain Run, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fountain Run, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Fountain Run, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Fountain Run, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,839
GEICO $6,731
Liberty Mutual $4,656
Nationwide $5,612
Progressive $3,804
State Farm $3,253
Travelers $7,385
USAA $3,329

Cheap Fountain Run, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fountain Run, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fountain Run, Kentucky

Insurance Company Poor Fair Good
Allstate $6,692 $4,631 $3,863
GEICO $6,836 $3,413 $2,224
Liberty Mutual $6,661 $4,110 $3,247
Nationwide $5,239 $4,104 $3,569
Progressive $4,499 $3,932 $3,668
State Farm $4,695 $2,843 $2,222
Travelers $6,371 $5,381 $5,358
USAA $3,874 $2,185 $1,786

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Cheap Fountain Run, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fountain Run, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Fountain Run, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fountain Run, Kentucky

ZIP Code Average Annual Rates
42133 $3,800

Cheap Fountain Run, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Fountain Run, Kentucky auto insurance. Find the cheapest annual Fountain Run, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fountain Run, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,062 $5,062
GEICO $4,119 $4,197
Liberty Mutual $4,673 $4,673
Nationwide $4,304 $4,304
Progressive $4,033 $4,033
State Farm $3,174 $3,333
Travelers $5,703 $5,703
USAA $2,517 $2,713

Cheap Fountain Run, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fountain Run, Kentucky? Check out the comparison of annual Fountain Run, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fountain Run, Kentucky

Insurance Company Low Medium High
Allstate $4,731 $5,043 $5,412
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,389 $4,633 $4,996
Nationwide $4,380 $4,252 $4,281
Progressive $3,717 $3,983 $4,399
State Farm $3,055 $3,249 $3,456
Travelers $5,434 $5,730 $5,945
USAA $2,479 $2,608 $2,759

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Best By Category: Cheapest Auto Insurance in Fountain Run, Kentucky

Compare the cheapest auto insurance companies in Fountain Run, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fountain Run, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Fountain Run, Kentucky Auto Insurance Companies

What auto insurance companies in Fountain Run, Kentucky are the cheapest? Compare the top Fountain Run, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fountain Run, Kentucky

Insurance Company Average Annual Rates
Allstate $5,062
GEICO $4,158
Liberty Mutual $4,673
Nationwide $4,304
Progressive $4,033
State Farm $3,253
Travelers $5,703
USAA $2,615

What affects auto insurance rates in Fountain Run, Kentucky?

There are a lot of reasons why auto insurance rates in Fountain Run, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fountain Run, Kentucky. Many local factors may affect your Fountain Run auto insurance rates.

Fountain Run Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fountain Run, Kentucky commute length is 26.3 minutes according to City-Data.

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Compare Fountain Run, Kentucky Auto Insurance Quotes

Before you buy Fountain Run, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fountain Run, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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