Best Cheap Auto Insurance in Fountain Hills, AZ (2021)

The average Fountain Hills, AZ auto insurance rates are $337 per month. The minimum auto insurance in Fountain Hills is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Fountain Hills, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Fountain Hills is 25.9 minutes
  • Average auto insurance rates in Fountain Hills, AZ for senior drivers are $2,312 per year
  • The most expensive auto insurance company in Fountain Hills for teen drivers is Farmers

Fountain Hills, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Fountain Hills can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fountain Hills, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Fountain Hills to other Arizona cities, including Gilbert auto insurance rates, Tucson auto insurance rates, and Tempe auto insurance rates to see how Fountain Hills, Arizona auto insurance rates stack up.

Before you buy Fountain Hills, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fountain Hills, Arizona auto insurance quotes.

Minimum Auto Insurance in Fountain Hills, Arizona

Fountain Hills, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fountain Hills, Arizona.

Minimum Required Auto Insurance Coverage in Fountain Hills, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Fountain Hills, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fountain Hills, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fountain Hills, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,919 $3,919 $3,811 $3,811 $8,538 $11,068 $4,388 $4,774
American Family $2,764 $2,764 $2,538 $2,538 $7,365 $9,643 $2,764 $3,235
Farmers $2,811 $2,794 $2,498 $2,665 $12,182 $12,593 $3,180 $3,277
GEICO $1,443 $1,605 $1,227 $1,565 $4,112 $4,315 $1,317 $1,289
Nationwide $2,500 $2,540 $2,236 $2,364 $6,274 $8,018 $2,896 $3,127
Progressive $1,970 $1,719 $1,773 $1,685 $8,151 $9,065 $2,112 $2,088
State Farm $3,021 $3,021 $2,667 $2,667 $9,527 $11,953 $3,253 $4,121
Travelers $1,997 $2,099 $1,859 $1,974 $5,905 $7,432 $2,113 $2,220
USAA $1,990 $1,991 $1,857 $1,873 $7,710 $8,810 $2,638 $2,819

Cheap Fountain Hills, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fountain Hills, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Fountain Hills, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Fountain Hills, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,538 $11,068
American Family $7,365 $9,643
Farmers $12,182 $12,593
GEICO $4,112 $4,315
Nationwide $6,274 $8,018
Progressive $8,151 $9,065
State Farm $9,527 $11,953
Travelers $5,905 $7,432
USAA $7,710 $8,810

Cheap Fountain Hills, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Fountain Hills, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fountain Hills, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,811 $3,811
American Family $2,538 $2,538
Farmers $2,498 $2,665
GEICO $1,227 $1,565
Nationwide $2,236 $2,364
Progressive $1,773 $1,685
State Farm $2,667 $2,667
Travelers $1,859 $1,974
USAA $1,857 $1,873

Cheap Fountain Hills, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fountain Hills, Arizona compared to the annual auto insurance rates with a clean record in Fountain Hills, Arizona.

Annual Fountain Hills, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,423 $5,606 $6,356 $5,730
American Family $2,973 $4,626 $5,751 $3,455
Farmers $4,428 $5,728 $5,589 $5,254
GEICO $1,634 $2,215 $2,954 $1,634
Nationwide $3,170 $3,333 $4,931 $3,545
Progressive $3,151 $4,151 $3,324 $3,657
State Farm $4,564 $5,493 $5,029 $5,029
Travelers $2,559 $3,341 $3,712 $3,189
USAA $2,692 $3,875 $5,106 $3,172

Cheap Fountain Hills, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fountain Hills, Arizona is not easy. Compare the annual rates for DUI auto insurance in Fountain Hills, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Fountain Hills, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,356
American Family $5,751
Farmers $5,589
GEICO $2,954
Nationwide $4,931
Progressive $3,324
State Farm $5,029
Travelers $3,712
USAA $5,106

Cheap Fountain Hills, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fountain Hills, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fountain Hills, Arizona

Insurance Company Poor Fair Good
Allstate $7,080 $5,031 $4,476
American Family $5,280 $3,934 $3,390
Farmers $5,974 $5,012 $4,764
GEICO $2,895 $1,902 $1,531
Nationwide $4,503 $3,591 $3,140
Progressive $3,977 $3,480 $3,255
State Farm $9,252 $3,586 $2,249
Travelers $3,887 $3,179 $2,534
USAA $4,873 $3,415 $2,846

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Cheap Fountain Hills, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fountain Hills, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Fountain Hills, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fountain Hills, Arizona

ZIP Code Average Annual Rates
85268 $4,021

Cheap Fountain Hills, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Fountain Hills, Arizona auto insurance. Find the cheapest annual Fountain Hills, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fountain Hills, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,529 $5,529
American Family $4,161 $4,241
Farmers $5,250 $5,250
GEICO $2,074 $2,145
Nationwide $3,745 $3,745
Progressive $3,571 $3,571
State Farm $4,901 $5,156
Travelers $3,200 $3,200
USAA $3,671 $3,751

Cheap Fountain Hills, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fountain Hills, Arizona? Check out the comparison of annual Fountain Hills, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fountain Hills, Arizona

Insurance Company Low Medium High
Allstate $5,189 $5,560 $5,837
American Family $4,029 $4,336 $4,239
Farmers $4,511 $5,307 $5,932
GEICO $1,758 $2,142 $2,427
Nationwide $3,570 $3,789 $3,874
Progressive $3,129 $3,640 $3,943
State Farm $4,507 $5,125 $5,454
Travelers $2,862 $3,251 $3,487
USAA $3,400 $3,767 $3,966

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Best By Category: Cheapest Auto Insurance in Fountain Hills, Arizona

Compare the cheapest auto insurance companies in Fountain Hills, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fountain Hills, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Fountain Hills, Arizona Auto Insurance Companies

What auto insurance companies in Fountain Hills, Arizona are the cheapest? Compare the top Fountain Hills, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fountain Hills, Arizona

Insurance Company Average Annual Rates
Allstate $5,529
American Family $4,201
Farmers $5,250
GEICO $2,109
Nationwide $3,745
Progressive $3,571
State Farm $5,029
Travelers $3,200
USAA $3,711

What affects auto insurance rates in Fountain Hills, Arizona?

There are a lot of reasons why auto insurance rates in Fountain Hills, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fountain Hills, Arizona. Many local factors may affect your Fountain Hills auto insurance rates.

Fountain Hills Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fountain Hills, Arizona commute length is 25.9 minutes according to City-Data.

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Compare Fountain Hills, Arizona Auto Insurance Quotes

Before you buy Fountain Hills, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fountain Hills, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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