Best Cheap Auto Insurance in Fostoria, MI (2021)

The average Fostoria, MI auto insurance rates are $867 per month. The minimum auto insurance in Fostoria is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Fostoria, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Fostoria is 43.7 minutes
  • The minimum auto insurance required in Fostoria, Michigan is 20/40/10
  • The most expensive auto insurance company in Fostoria for teen drivers is Allstate

Fostoria, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Fostoria can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fostoria, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Fostoria to other Michigan cities, including Lansing auto insurance rates, Dearborn auto insurance rates, and Grand Rapids auto insurance rates to see how Fostoria, Michigan auto insurance rates stack up.

Before you buy Fostoria, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fostoria, Michigan auto insurance quotes.

Minimum Auto Insurance in Fostoria, Michigan

Fostoria, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fostoria, Michigan.

Minimum Required Auto Insurance Coverage in Fostoria, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Fostoria, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fostoria, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fostoria, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,409 $4,409 $4,109 $4,109 $9,803 $9,803 $4,948 $4,948
GEICO $4,556 $4,556 $4,619 $4,619 $12,494 $12,494 $4,353 $4,353
Liberty Mutual $16,936 $16,936 $16,769 $16,769 $39,803 $39,803 $16,936 $16,936
Nationwide $5,402 $5,402 $4,787 $4,787 $14,586 $14,586 $5,943 $5,943
Progressive $3,053 $2,844 $2,696 $3,006 $11,082 $11,813 $3,558 $3,296
State Farm $7,006 $7,006 $6,465 $6,465 $24,240 $24,240 $8,223 $8,223
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,800 $2,667 $2,628 $2,491 $6,954 $6,655 $3,441 $3,324

Cheap Fostoria, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fostoria, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Fostoria, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Fostoria, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $9,803 $9,803
GEICO $12,494 $12,494
Liberty Mutual $39,803 $39,803
Nationwide $14,586 $14,586
Progressive $11,082 $11,813
State Farm $24,240 $24,240
Travelers $16,180 $16,180
USAA $6,954 $6,655

Cheap Fostoria, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Fostoria, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fostoria, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $4,109 $4,109
GEICO $4,619 $4,619
Liberty Mutual $16,769 $16,769
Nationwide $4,787 $4,787
Progressive $2,696 $3,006
State Farm $6,465 $6,465
Travelers $4,626 $4,626
USAA $2,628 $2,491

Cheap Fostoria, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fostoria, Michigan compared to the annual auto insurance rates with a clean record in Fostoria, Michigan.

Annual Fostoria, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $4,897 $6,227 $6,150 $5,996
GEICO $2,305 $4,836 $14,640 $4,241
Liberty Mutual $15,674 $19,028 $35,578 $20,165
Nationwide $6,550 $8,796 $7,979 $7,394
Progressive $4,379 $5,752 $5,180 $5,363
State Farm $7,366 $8,798 $18,823 $10,946
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,108 $3,880 $5,101 $3,391

Cheap Fostoria, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fostoria, Michigan is not easy. Compare the annual rates for DUI auto insurance in Fostoria, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Fostoria, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,169
Farmers $6,150
GEICO $14,640
Liberty Mutual $35,578
Nationwide $7,979
Progressive $5,180
State Farm $18,823
Travelers $12,473
USAA $5,101

Cheap Fostoria, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fostoria, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fostoria, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $7,683 $5,079 $4,690
GEICO $8,372 $6,148 $4,997
Liberty Mutual $35,789 $20,653 $11,391
Nationwide $9,656 $7,245 $6,138
Progressive $5,967 $5,018 $4,521
State Farm $18,622 $9,425 $6,403
Travelers $8,206 $7,958 $7,858
USAA $5,808 $3,293 $2,510

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Fostoria, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fostoria, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Fostoria, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fostoria, Michigan

ZIP Code Average Annual Rates
48435 $7,288

Cheap Fostoria, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Fostoria, Michigan auto insurance. Find the cheapest annual Fostoria, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fostoria, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,491 $22,491
Farmers $5,818 $5,818
GEICO $6,355 $6,656
Liberty Mutual $21,834 $23,389
Nationwide $7,680 $7,680
Progressive $5,168 $5,168
State Farm $11,181 $11,785
Travelers $7,961 $8,053
USAA $3,826 $3,914

Cheap Fostoria, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fostoria, Michigan? Check out the comparison of annual Fostoria, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fostoria, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $5,654 $5,802 $5,996
GEICO $6,142 $6,457 $6,918
Liberty Mutual $22,080 $22,558 $23,196
Nationwide $8,032 $7,551 $7,456
Progressive $4,986 $5,177 $5,341
State Farm $10,956 $11,548 $11,946
Travelers $7,920 $8,016 $8,086
USAA $3,755 $3,880 $3,975

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Fostoria, Michigan

Compare the cheapest auto insurance companies in Fostoria, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fostoria, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Fostoria, Michigan Auto Insurance Companies

What auto insurance companies in Fostoria, Michigan are the cheapest? Compare the top Fostoria, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fostoria, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $5,818
GEICO $6,505
Liberty Mutual $22,611
Nationwide $7,680
Progressive $5,168
State Farm $11,483
Travelers $8,007
USAA $3,870

What affects auto insurance rates in Fostoria, Michigan?

There are a lot of reasons why auto insurance rates in Fostoria, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fostoria, Michigan. Many local factors may affect your Fostoria auto insurance rates.

Fostoria Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fostoria, Michigan commute length is 43.7 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Fostoria, Michigan Auto Insurance Quotes

Before you buy Fostoria, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fostoria, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption