Best Cheap Auto Insurance in Foster, KY (2021)

The average Foster, KY auto insurance rates are $384 per month. The minimum auto insurance in Foster is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Foster, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Foster for teen drivers is Allstate
  • The minimum auto insurance required in Foster, Kentucky is 25/50/25
  • Average auto insurance rates in Foster, KY for senior drivers are $2,563 per year

Foster, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Foster can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Foster, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Foster to other Kentucky cities, including Richmond auto insurance rates, George auto insurance rates, and Bowling Green auto insurance rates to see how Foster, Kentucky auto insurance rates stack up.

Before you buy Foster, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Foster, Kentucky auto insurance quotes.

Minimum Auto Insurance in Foster, Kentucky

Foster, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Foster, Kentucky.

Minimum Required Auto Insurance Coverage in Foster, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Foster, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Foster, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Foster, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,345 $3,310 $3,015 $3,218 $12,473 $14,013 $3,715 $3,932
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,864 $3,105 $2,443 $2,727 $11,554 $12,761 $2,997 $3,120
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,395 $2,293 $2,129 $2,146 $11,339 $12,857 $2,979 $3,075
State Farm $2,436 $2,436 $2,177 $2,177 $7,455 $9,409 $2,722 $3,071
Travelers $2,122 $2,160 $2,081 $2,084 $9,980 $15,954 $2,214 $2,566
USAA $1,982 $1,993 $1,779 $1,819 $5,206 $5,502 $2,512 $2,760

Cheap Foster, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Foster, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Foster, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Foster, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,473 $14,013
GEICO $7,170 $8,568
Liberty Mutual $11,554 $12,761
Nationwide $7,450 $9,339
Progressive $11,339 $12,857
State Farm $7,455 $9,409
Travelers $9,980 $15,954
USAA $5,206 $5,502

Cheap Foster, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Foster, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Foster, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,015 $3,218
GEICO $3,742 $3,389
Liberty Mutual $2,443 $2,727
Nationwide $2,972 $3,117
Progressive $2,129 $2,146
State Farm $2,177 $2,177
Travelers $2,081 $2,084
USAA $1,779 $1,819

Cheap Foster, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Foster, Kentucky compared to the annual auto insurance rates with a clean record in Foster, Kentucky.

Annual Foster, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,869 $6,361 $6,785 $5,495
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,335 $6,660 $5,182 $4,607
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $4,057 $5,974 $4,635 $4,941
State Farm $3,632 $4,339 $3,986 $3,986
Travelers $4,270 $4,394 $6,334 $4,582
USAA $2,219 $3,142 $3,746 $2,670

Cheap Foster, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Foster, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Foster, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Foster, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,785
GEICO $7,199
Liberty Mutual $5,182
Nationwide $6,064
Progressive $4,635
State Farm $3,986
Travelers $6,334
USAA $3,746

Cheap Foster, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Foster, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Foster, Kentucky

Insurance Company Poor Fair Good
Allstate $7,779 $5,375 $4,479
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,439 $4,555 $3,595
Nationwide $5,647 $4,437 $3,858
Progressive $5,499 $4,770 $4,437
State Farm $5,777 $3,475 $2,704
Travelers $5,465 $4,620 $4,601
USAA $4,399 $2,446 $1,988

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Cheap Foster, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Foster, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Foster, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Foster, Kentucky

ZIP Code Average Annual Rates
41043 $4,107

Cheap Foster, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Foster, Kentucky auto insurance. Find the cheapest annual Foster, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Foster, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,878 $5,878
GEICO $4,371 $4,456
Liberty Mutual $5,196 $5,196
Nationwide $4,647 $4,647
Progressive $4,902 $4,902
State Farm $3,890 $4,081
Travelers $4,895 $4,895
USAA $2,835 $3,054

Cheap Foster, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Foster, Kentucky? Check out the comparison of annual Foster, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Foster, Kentucky

Insurance Company Low Medium High
Allstate $5,493 $5,856 $6,284
GEICO $4,176 $4,404 $4,660
Liberty Mutual $4,967 $5,165 $5,457
Nationwide $4,735 $4,596 $4,611
Progressive $4,603 $4,856 $5,246
State Farm $3,793 $3,986 $4,178
Travelers $4,657 $4,917 $5,111
USAA $2,827 $2,938 $3,068

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Best By Category: Cheapest Auto Insurance in Foster, Kentucky

Compare the cheapest auto insurance companies in Foster, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Foster, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Foster, Kentucky Auto Insurance Companies

What auto insurance companies in Foster, Kentucky are the cheapest? Compare the top Foster, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Foster, Kentucky

Insurance Company Average Annual Rates
Allstate $5,878
GEICO $4,413
Liberty Mutual $5,196
Nationwide $4,647
Progressive $4,902
State Farm $3,986
Travelers $4,895
USAA $2,944

Compare Foster, Kentucky Auto Insurance Quotes

Before you buy Foster, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Foster, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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