Best Cheap Auto Insurance in Fort Worth, TX (2021)

The average Fort Worth, TX auto insurance rates are $328 per month. The minimum auto insurance in Fort Worth is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Fort Worth, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Fort Worth for teen drivers is Progressive
  • The minimum auto insurance required in Fort Worth, Texas is 30/60/25
  • The cheapest auto insurance company in Fort Worth is USAA

Fort Worth, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Fort Worth can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fort Worth, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Fort Worth to other Texas cities, including Arlington auto insurance rates, Houston auto insurance rates, and Austin auto insurance rates to see how Fort Worth, Texas auto insurance rates stack up.

Before you buy Fort Worth, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fort Worth, Texas auto insurance quotes.

Minimum Auto Insurance in Fort Worth, Texas

Fort Worth, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fort Worth, Texas.

Minimum Required Auto Insurance Coverage in Fort Worth, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fort Worth, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fort Worth, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Worth, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,465 $3,488 $3,420 $3,420 $9,239 $11,126 $4,277 $4,442
American Family $2,871 $3,201 $2,698 $3,096 $7,794 $10,251 $4,160 $4,760
GEICO $2,612 $2,824 $2,526 $2,874 $5,768 $5,970 $2,827 $2,813
Nationwide $2,344 $2,381 $2,074 $2,193 $6,626 $8,494 $2,753 $2,975
Progressive $2,384 $2,274 $2,122 $2,161 $9,963 $11,131 $2,835 $2,888
State Farm $2,136 $2,136 $1,912 $1,912 $5,217 $6,664 $2,330 $2,397
USAA $1,586 $1,586 $1,523 $1,501 $4,510 $4,881 $2,102 $2,231

Cheap Fort Worth, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fort Worth, Texas is a challenge. Take a look at the annual teen auto insurance rates in Fort Worth, Texas.

Annual Auto Insurance Rates for Teen Drivers in Fort Worth, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,239 $11,126
American Family $7,794 $10,251
GEICO $5,768 $5,970
Nationwide $6,626 $8,494
Progressive $9,963 $11,131
State Farm $5,217 $6,664
USAA $4,510 $4,881

Cheap Fort Worth, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Fort Worth, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fort Worth, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,420 $3,420
American Family $2,698 $3,096
GEICO $2,526 $2,874
Nationwide $2,074 $2,193
Progressive $2,122 $2,161
State Farm $1,912 $1,912
USAA $1,523 $1,501

Cheap Fort Worth, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fort Worth, Texas compared to the annual auto insurance rates with a clean record in Fort Worth, Texas.

Annual Fort Worth, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,135 $6,443 $6,725 $4,135
American Family $4,415 $5,646 $4,940 $4,415
GEICO $2,990 $3,964 $3,299 $3,854
Nationwide $3,239 $3,239 $4,786 $3,655
Progressive $3,898 $5,036 $4,553 $4,391
State Farm $2,732 $3,149 $3,738 $2,732
USAA $1,851 $2,748 $3,237 $2,125

Cheap Fort Worth, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fort Worth, Texas is not easy. Compare the annual rates for DUI auto insurance in Fort Worth, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Fort Worth, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,725
American Family $4,940
GEICO $3,299
Nationwide $4,786
Progressive $4,553
State Farm $3,738
USAA $3,237

Cheap Fort Worth, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fort Worth, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fort Worth, Texas

Insurance Company Poor Fair Good
Allstate $6,808 $4,993 $4,278
American Family $6,668 $4,209 $3,684
GEICO $5,453 $3,080 $2,048
Nationwide $4,475 $3,594 $3,122
Progressive $5,033 $4,348 $4,028
State Farm $4,362 $2,725 $2,177
USAA $3,639 $2,120 $1,711

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Cheap Fort Worth, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fort Worth, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Fort Worth, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fort Worth, Texas

ZIP Code Average Annual Rates
76008 $5,267
76102 $5,890
76103 $5,893
76104 $5,887
76105 $6,029
76106 $6,078
76107 $5,699
76108 $5,583
76109 $5,693
76110 $5,529
76111 $5,937
76112 $5,724
76114 $5,777
76115 $5,873
76116 $5,523
76120 $5,917
76123 $5,836
76126 $5,547
76127 $6,030
76129 $5,954
76130 $6,876
76131 $5,774
76132 $5,626
76133 $5,753
76134 $5,835
76135 $5,652
76137 $5,653
76140 $5,623
76148 $5,582
76155 $5,929
76164 $6,109
76177 $5,727
76179 $5,701
76244 $5,503
76247 $5,505
76262 $5,342

Cheap Fort Worth, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Fort Worth, Texas auto insurance. Find the cheapest annual Fort Worth, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fort Worth, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,227 $5,492
American Family $4,854 $4,854
GEICO $3,462 $3,592
Nationwide $3,730 $3,730
Progressive $4,470 $4,470
State Farm $3,088 $3,088
USAA $2,459 $2,521

Cheap Fort Worth, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fort Worth, Texas? Check out the comparison of annual Fort Worth, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Worth, Texas

Insurance Company Low Medium High
Allstate $5,228 $5,310 $5,541
American Family $4,535 $4,688 $5,339
GEICO $3,335 $3,483 $3,762
Nationwide $4,008 $3,573 $3,610
Progressive $4,270 $4,452 $4,688
State Farm $2,913 $3,077 $3,274
USAA $2,395 $2,479 $2,596

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Best By Category: Cheapest Auto Insurance in Fort Worth, Texas

Compare the cheapest auto insurance companies in Fort Worth, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fort Worth, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Fort Worth, Texas Auto Insurance Companies

What auto insurance companies in Fort Worth, Texas are the cheapest? Compare the top Fort Worth, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fort Worth, Texas

Insurance Company Average Annual Rates
Allstate $5,359
American Family $4,854
GEICO $3,527
Nationwide $3,730
Progressive $4,470
State Farm $3,088
USAA $2,490

What affects auto insurance rates in Fort Worth, Texas?

There are a lot of reasons why auto insurance rates in Fort Worth, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fort Worth, Texas. Many local factors may affect your Fort Worth auto insurance rates.

Fort Worth Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Fort Worth, Texas auto theft statistics, there have been 2,972 auto thefts in the city.

Fort Worth Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fort Worth, Texas commute length is 27.2 minutes according to City-Data.

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Compare Fort Worth, Texas Auto Insurance Quotes

Before you buy Fort Worth, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fort Worth, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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