Best Cheap Auto Insurance in Fort Valley, GA (2021)

The average Fort Valley, GA auto insurance rates are $392 per month. The minimum auto insurance in Fort Valley is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Fort Valley, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Fort Valley is 21.9 minutes
  • The minimum auto insurance required in Fort Valley, Georgia is 25/50/25
  • The cheapest auto insurance company in Fort Valley is GEICO

Fort Valley, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Fort Valley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fort Valley, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Fort Valley to other Georgia cities, including South Fulton auto insurance rates, Alpharetta auto insurance rates, and Albany auto insurance rates to see how Fort Valley, Georgia auto insurance rates stack up.

Before you buy Fort Valley, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fort Valley, Georgia auto insurance quotes.

Minimum Auto Insurance in Fort Valley, Georgia

Fort Valley, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fort Valley, Georgia.

Minimum Required Auto Insurance Coverage in Fort Valley, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fort Valley, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fort Valley, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Valley, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,887 $2,887 $2,769 $2,769 $6,707 $8,613 $3,226 $3,519
GEICO $1,626 $1,607 $1,577 $1,577 $4,864 $5,832 $2,105 $2,329
Liberty Mutual $4,935 $5,371 $4,040 $4,588 $21,094 $23,560 $5,226 $5,555
Nationwide $3,174 $3,280 $3,163 $3,469 $9,797 $12,574 $3,865 $4,185
Progressive $3,045 $2,796 $2,611 $2,748 $9,451 $10,474 $3,504 $3,656
State Farm $2,170 $2,170 $1,952 $1,952 $5,812 $7,639 $2,383 $2,570
USAA $1,783 $1,780 $1,652 $1,659 $6,415 $7,609 $2,221 $2,454

Cheap Fort Valley, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fort Valley, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Fort Valley, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Fort Valley, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,707 $8,613
GEICO $4,864 $5,832
Liberty Mutual $21,094 $23,560
Nationwide $9,797 $12,574
Progressive $9,451 $10,474
State Farm $5,812 $7,639
USAA $6,415 $7,609

Cheap Fort Valley, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Fort Valley, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fort Valley, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,769 $2,769
GEICO $1,577 $1,577
Liberty Mutual $4,040 $4,588
Nationwide $3,163 $3,469
Progressive $2,611 $2,748
State Farm $1,952 $1,952
USAA $1,652 $1,659

Cheap Fort Valley, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fort Valley, Georgia compared to the annual auto insurance rates with a clean record in Fort Valley, Georgia.

Annual Fort Valley, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,431 $5,328 $4,318 $3,611
GEICO $1,813 $2,270 $4,644 $2,032
Liberty Mutual $7,064 $9,645 $11,081 $9,395
Nationwide $4,202 $4,926 $7,541 $5,084
Progressive $3,748 $6,604 $4,427 $4,364
State Farm $3,032 $3,630 $3,331 $3,331
USAA $2,445 $3,091 $4,526 $2,725

Cheap Fort Valley, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fort Valley, Georgia is not easy. Compare the annual rates for DUI auto insurance in Fort Valley, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Fort Valley, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,318
GEICO $4,644
Liberty Mutual $11,081
Nationwide $7,541
Progressive $4,427
State Farm $3,331
USAA $4,526

Cheap Fort Valley, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fort Valley, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fort Valley, Georgia

Insurance Company Poor Fair Good
Allstate $5,405 $3,759 $3,352
GEICO $3,383 $2,378 $2,308
Liberty Mutual $13,304 $8,175 $6,410
Nationwide $6,446 $5,256 $4,613
Progressive $5,410 $4,655 $4,292
State Farm $4,717 $2,942 $2,334
USAA $4,165 $2,927 $2,498

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Cheap Fort Valley, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fort Valley, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Fort Valley, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fort Valley, Georgia

ZIP Code Average Annual Rates
31030 $4,553

Cheap Fort Valley, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Fort Valley, Georgia auto insurance. Find the cheapest annual Fort Valley, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fort Valley, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,076 $4,268
GEICO $2,643 $2,736
Liberty Mutual $9,296 $9,296
Nationwide $5,438 $5,438
Progressive $4,786 $4,786
State Farm $3,331 $3,331
USAA $3,051 $3,342

Cheap Fort Valley, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fort Valley, Georgia? Check out the comparison of annual Fort Valley, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Valley, Georgia

Insurance Company Low Medium High
Allstate $3,818 $4,219 $4,478
GEICO $2,510 $2,702 $2,856
Liberty Mutual $8,905 $9,246 $9,738
Nationwide $5,189 $5,543 $5,583
Progressive $4,346 $4,702 $5,309
State Farm $3,099 $3,333 $3,560
USAA $3,060 $3,181 $3,349

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Best By Category: Cheapest Auto Insurance in Fort Valley, Georgia

Compare the cheapest auto insurance companies in Fort Valley, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fort Valley, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Fort Valley, Georgia Auto Insurance Companies

What auto insurance companies in Fort Valley, Georgia are the cheapest? Compare the top Fort Valley, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fort Valley, Georgia

Insurance Company Average Annual Rates
Allstate $4,172
GEICO $2,690
Liberty Mutual $9,296
Nationwide $5,438
Progressive $4,786
State Farm $3,331
USAA $3,197

What affects auto insurance rates in Fort Valley, Georgia?

There are a lot of reasons why auto insurance rates in Fort Valley, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fort Valley, Georgia. Many local factors may affect your Fort Valley auto insurance rates.

Fort Valley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fort Valley, Georgia commute length is 21.9 minutes according to City-Data.

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Compare Fort Valley, Georgia Auto Insurance Quotes

Before you buy Fort Valley, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fort Valley, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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