Best Cheap Auto Insurance in Fort Sam Houston, TX (2021)

The average Fort Sam Houston, TX auto insurance rates are $335 per month. The minimum auto insurance in Fort Sam Houston is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Fort Sam Houston, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Fort Sam Houston for teen drivers is Progressive
  • The cheapest auto insurance company in Fort Sam Houston is USAA
  • The minimum auto insurance required in Fort Sam Houston, Texas is 30/60/25

Fort Sam Houston, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Fort Sam Houston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fort Sam Houston, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Fort Sam Houston to other Texas cities, including Laredo auto insurance rates, El Paso auto insurance rates, and Plano auto insurance rates to see how Fort Sam Houston, Texas auto insurance rates stack up.

Before you buy Fort Sam Houston, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fort Sam Houston, Texas auto insurance quotes.

Minimum Auto Insurance in Fort Sam Houston, Texas

Fort Sam Houston, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fort Sam Houston, Texas.

Minimum Required Auto Insurance Coverage in Fort Sam Houston, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fort Sam Houston, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fort Sam Houston, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Sam Houston, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,583 $3,608 $3,535 $3,535 $9,544 $11,505 $4,427 $4,603
American Family $3,056 $3,412 $2,884 $3,312 $8,438 $11,133 $4,457 $5,114
GEICO $2,635 $2,855 $2,552 $2,925 $5,783 $5,966 $2,851 $2,821
Nationwide $2,321 $2,358 $2,056 $2,173 $6,523 $8,359 $2,722 $2,941
Progressive $2,415 $2,290 $2,148 $2,191 $10,019 $11,164 $2,851 $2,882
State Farm $2,208 $2,208 $1,973 $1,973 $5,354 $6,831 $2,406 $2,474
USAA $1,586 $1,585 $1,527 $1,505 $4,555 $4,923 $2,108 $2,234

Cheap Fort Sam Houston, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fort Sam Houston, Texas is a challenge. Take a look at the annual teen auto insurance rates in Fort Sam Houston, Texas.

Annual Auto Insurance Rates for Teen Drivers in Fort Sam Houston, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,544 $11,505
American Family $8,438 $11,133
GEICO $5,783 $5,966
Nationwide $6,523 $8,359
Progressive $10,019 $11,164
State Farm $5,354 $6,831
USAA $4,555 $4,923

Cheap Fort Sam Houston, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Fort Sam Houston, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fort Sam Houston, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,535 $3,535
American Family $2,884 $3,312
GEICO $2,552 $2,925
Nationwide $2,056 $2,173
Progressive $2,148 $2,191
State Farm $1,973 $1,973
USAA $1,527 $1,505

Cheap Fort Sam Houston, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fort Sam Houston, Texas compared to the annual auto insurance rates with a clean record in Fort Sam Houston, Texas.

Annual Fort Sam Houston, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,279 $6,662 $6,950 $4,279
American Family $4,761 $6,064 $5,316 $4,761
GEICO $3,008 $3,977 $3,320 $3,889
Nationwide $3,199 $3,199 $4,720 $3,608
Progressive $3,920 $5,067 $4,580 $4,413
State Farm $2,816 $3,240 $3,842 $2,816
USAA $1,857 $2,764 $3,260 $2,132

Cheap Fort Sam Houston, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fort Sam Houston, Texas is not easy. Compare the annual rates for DUI auto insurance in Fort Sam Houston, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Fort Sam Houston, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,950
American Family $5,316
GEICO $3,320
Nationwide $4,720
Progressive $4,580
State Farm $3,842
USAA $3,260

Cheap Fort Sam Houston, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fort Sam Houston, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fort Sam Houston, Texas

Insurance Company Poor Fair Good
Allstate $7,040 $5,164 $4,425
American Family $7,172 $4,525 $3,981
GEICO $5,487 $3,098 $2,060
Nationwide $4,417 $3,546 $3,081
Progressive $5,066 $4,371 $4,048
State Farm $4,491 $2,804 $2,239
USAA $3,644 $2,136 $1,728

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Cheap Fort Sam Houston, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Fort Sam Houston, Texas auto insurance. Find the cheapest annual Fort Sam Houston, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fort Sam Houston, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,405 $5,681
American Family $5,226 $5,226
GEICO $3,479 $3,618
Nationwide $3,682 $3,682
Progressive $4,495 $4,495
State Farm $3,178 $3,178
USAA $2,471 $2,535

Cheap Fort Sam Houston, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fort Sam Houston, Texas? Check out the comparison of annual Fort Sam Houston, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Sam Houston, Texas

Insurance Company Low Medium High
Allstate $5,416 $5,495 $5,717
American Family $4,845 $5,028 $5,804
GEICO $3,328 $3,490 $3,828
Nationwide $3,935 $3,524 $3,585
Progressive $4,253 $4,472 $4,760
State Farm $2,995 $3,167 $3,373
USAA $2,401 $2,490 $2,618

Best By Category: Cheapest Auto Insurance in Fort Sam Houston, Texas

Compare the cheapest auto insurance companies in Fort Sam Houston, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fort Sam Houston, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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The Cheapest Fort Sam Houston, Texas Auto Insurance Companies

What auto insurance companies in Fort Sam Houston, Texas are the cheapest? Compare the top Fort Sam Houston, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fort Sam Houston, Texas

Insurance Company Average Annual Rates
Allstate $5,543
American Family $5,226
GEICO $3,548
Nationwide $3,682
Progressive $4,495
State Farm $3,178
USAA $2,503

Compare Fort Sam Houston, Texas Auto Insurance Quotes

Before you buy Fort Sam Houston, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fort Sam Houston, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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