Best Cheap Auto Insurance in Fort Pierce, FL (2021)

The average Fort Pierce, FL auto insurance rates are $370 per month. The minimum auto insurance in Fort Pierce is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Fort Pierce, Florida, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Fort Pierce is USAA
  • The minimum auto insurance required in Fort Pierce, Florida is 10/20/10
  • Average auto insurance rates in Fort Pierce, FL for senior drivers are $2,702 per year

Fort Pierce, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Fort Pierce can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fort Pierce, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Fort Pierce to other Florida cities, including Fort Lauderdale auto insurance rates, St. Petersburg auto insurance rates, and Miami auto insurance rates to see how Fort Pierce, Florida auto insurance rates stack up.

Before you buy Fort Pierce, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fort Pierce, Florida auto insurance quotes.

Minimum Auto Insurance in Fort Pierce, Florida

Fort Pierce, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fort Pierce, Florida.

Minimum Required Auto Insurance Coverage in Fort Pierce, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Fort Pierce, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fort Pierce, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Pierce, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,364 $4,150 $3,807 $3,849 $14,725 $15,919 $4,281 $4,314
GEICO $2,782 $2,802 $2,600 $2,600 $4,909 $6,186 $3,067 $3,131
Liberty Mutual $3,614 $3,614 $3,308 $3,308 $7,662 $11,817 $3,614 $4,911
Nationwide $2,855 $2,819 $2,553 $2,640 $6,784 $8,345 $3,139 $3,265
Progressive $3,745 $3,505 $3,205 $3,436 $10,507 $11,408 $4,478 $4,227
State Farm $1,975 $1,975 $1,801 $1,801 $5,710 $7,262 $2,192 $2,337
USAA $1,562 $1,534 $1,468 $1,453 $5,358 $6,189 $1,944 $2,094

Cheap Fort Pierce, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fort Pierce, Florida is a challenge. Take a look at the annual teen auto insurance rates in Fort Pierce, Florida.

Annual Auto Insurance Rates for Teen Drivers in Fort Pierce, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,725 $15,919
GEICO $4,909 $6,186
Liberty Mutual $7,662 $11,817
Nationwide $6,784 $8,345
Progressive $10,507 $11,408
State Farm $5,710 $7,262
USAA $5,358 $6,189

Cheap Fort Pierce, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Fort Pierce, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fort Pierce, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,807 $3,849
GEICO $2,600 $2,600
Liberty Mutual $3,308 $3,308
Nationwide $2,553 $2,640
Progressive $3,205 $3,436
State Farm $1,801 $1,801
USAA $1,468 $1,453

Cheap Fort Pierce, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fort Pierce, Florida compared to the annual auto insurance rates with a clean record in Fort Pierce, Florida.

Annual Fort Pierce, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,984 $7,172 $7,920 $6,629
GEICO $2,481 $3,137 $4,612 $3,808
Liberty Mutual $3,734 $4,887 $7,155 $5,148
Nationwide $3,464 $3,797 $5,097 $3,842
Progressive $4,407 $6,485 $5,476 $5,888
State Farm $2,864 $3,400 $3,132 $3,132
USAA $2,115 $2,611 $3,857 $2,217

Cheap Fort Pierce, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fort Pierce, Florida is not easy. Compare the annual rates for DUI auto insurance in Fort Pierce, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Fort Pierce, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,920
GEICO $4,612
Liberty Mutual $7,155
Nationwide $5,097
Progressive $5,476
State Farm $3,132
USAA $3,857

Cheap Fort Pierce, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fort Pierce, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fort Pierce, Florida

Insurance Company Poor Fair Good
Allstate $9,738 $6,112 $4,928
GEICO $5,059 $3,107 $2,362
Liberty Mutual $6,747 $4,944 $4,002
Nationwide $5,066 $3,720 $3,364
Progressive $7,251 $5,154 $4,287
State Farm $4,281 $2,809 $2,305
USAA $4,371 $2,158 $1,572

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Fort Pierce, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fort Pierce, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Fort Pierce, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fort Pierce, Florida

ZIP Code Average Annual Rates
34945 $3,338
34946 $3,346
34947 $3,475
34949 $3,510
34950 $3,475
34951 $3,346
34981 $3,475
34982 $3,475

Cheap Fort Pierce, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Fort Pierce, Florida auto insurance. Find the cheapest annual Fort Pierce, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fort Pierce, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,729 $7,123
GEICO $3,492 $3,527
Liberty Mutual $5,061 $5,401
Nationwide $4,050 $4,050
Progressive $5,564 $5,564
State Farm $3,025 $3,238
USAA $2,670 $2,731

Cheap Fort Pierce, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fort Pierce, Florida? Check out the comparison of annual Fort Pierce, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Pierce, Florida

Insurance Company Low Medium High
Allstate $5,247 $7,304 $8,227
GEICO $2,835 $3,638 $4,055
Liberty Mutual $4,785 $5,317 $5,591
Nationwide $3,135 $4,222 $4,793
Progressive $4,514 $5,711 $6,467
State Farm $2,634 $3,211 $3,550
USAA $2,268 $2,813 $3,020

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Fort Pierce, Florida

Compare the cheapest auto insurance companies in Fort Pierce, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fort Pierce, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Fort Pierce, Florida Auto Insurance Companies

What auto insurance companies in Fort Pierce, Florida are the cheapest? Compare the top Fort Pierce, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fort Pierce, Florida

Insurance Company Average Annual Rates
Allstate $6,926
GEICO $3,509
Liberty Mutual $5,231
Nationwide $4,050
Progressive $5,564
State Farm $3,132
USAA $2,700

What affects auto insurance rates in Fort Pierce, Florida?

There are a lot of reasons why auto insurance rates in Fort Pierce, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fort Pierce, Florida. Many local factors may affect your Fort Pierce auto insurance rates.

Fort Pierce Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Fort Pierce, Florida auto theft statistics, there have been 115 auto thefts in the city.

Fort Pierce Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fort Pierce, Florida commute length is 31.7 minutes according to City-Data.

Fort Pierce Traffic

How does Fort Pierce, Florida rank for traffic? According to Inrix Fort Pierce, Florida is the 772nd most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Fort Pierce, Florida Auto Insurance Quotes

Before you buy Fort Pierce, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fort Pierce, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption