Best Cheap Auto Insurance in Fort Oglethorpe, GA (2021)

The average Fort Oglethorpe, GA auto insurance rates are $391 per month. The minimum auto insurance in Fort Oglethorpe is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Fort Oglethorpe, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Fort Oglethorpe, Georgia is 25/50/25
  • The most expensive auto insurance company in Fort Oglethorpe for teen drivers is Liberty Mutual
  • The average commute length in Fort Oglethorpe is 20.9 minutes

Fort Oglethorpe, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Fort Oglethorpe can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fort Oglethorpe, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Fort Oglethorpe to other Georgia cities, including Columbus auto insurance rates, Sandy Springs auto insurance rates, and South Fulton auto insurance rates to see how Fort Oglethorpe, Georgia auto insurance rates stack up.

Before you buy Fort Oglethorpe, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fort Oglethorpe, Georgia auto insurance quotes.

Minimum Auto Insurance in Fort Oglethorpe, Georgia

Fort Oglethorpe, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fort Oglethorpe, Georgia.

Minimum Required Auto Insurance Coverage in Fort Oglethorpe, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fort Oglethorpe, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fort Oglethorpe, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Oglethorpe, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,650 $2,650 $2,538 $2,538 $6,329 $8,206 $2,979 $3,256
GEICO $1,541 $1,527 $1,498 $1,498 $4,681 $5,612 $2,008 $2,220
Liberty Mutual $5,070 $5,517 $4,146 $4,707 $21,867 $24,422 $5,377 $5,723
Nationwide $3,513 $3,632 $3,476 $3,819 $10,888 $14,014 $4,280 $4,643
Progressive $2,448 $2,251 $2,111 $2,226 $8,067 $8,933 $2,849 $2,999
State Farm $2,001 $2,001 $1,804 $1,804 $5,476 $7,162 $2,200 $2,391
USAA $2,001 $1,993 $1,865 $1,862 $7,408 $8,782 $2,495 $2,748

Cheap Fort Oglethorpe, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fort Oglethorpe, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Fort Oglethorpe, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Fort Oglethorpe, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,329 $8,206
GEICO $4,681 $5,612
Liberty Mutual $21,867 $24,422
Nationwide $10,888 $14,014
Progressive $8,067 $8,933
State Farm $5,476 $7,162
USAA $7,408 $8,782

Cheap Fort Oglethorpe, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Fort Oglethorpe, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fort Oglethorpe, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,538 $2,538
GEICO $1,498 $1,498
Liberty Mutual $4,146 $4,707
Nationwide $3,476 $3,819
Progressive $2,111 $2,226
State Farm $1,804 $1,804
USAA $1,865 $1,862

Cheap Fort Oglethorpe, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fort Oglethorpe, Georgia compared to the annual auto insurance rates with a clean record in Fort Oglethorpe, Georgia.

Annual Fort Oglethorpe, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $4,942 $4,052 $3,375
GEICO $1,742 $2,173 $4,426 $1,952
Liberty Mutual $7,287 $9,965 $11,456 $9,707
Nationwide $4,651 $5,454 $8,394 $5,634
Progressive $3,106 $5,552 $3,668 $3,616
State Farm $2,820 $3,389 $3,105 $3,105
USAA $2,777 $3,523 $5,178 $3,099

Cheap Fort Oglethorpe, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fort Oglethorpe, Georgia is not easy. Compare the annual rates for DUI auto insurance in Fort Oglethorpe, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Fort Oglethorpe, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,052
GEICO $4,426
Liberty Mutual $11,456
Nationwide $8,394
Progressive $3,668
State Farm $3,105
USAA $5,178

Cheap Fort Oglethorpe, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fort Oglethorpe, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fort Oglethorpe, Georgia

Insurance Company Poor Fair Good
Allstate $5,043 $3,508 $3,129
GEICO $3,236 $2,275 $2,208
Liberty Mutual $13,756 $8,442 $6,613
Nationwide $7,176 $5,824 $5,100
Progressive $4,452 $3,885 $3,619
State Farm $4,401 $2,741 $2,173
USAA $4,738 $3,341 $2,854

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Cheap Fort Oglethorpe, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fort Oglethorpe, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Fort Oglethorpe, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fort Oglethorpe, Georgia

ZIP Code Average Annual Rates
30736 $4,550
30742 $4,557

Cheap Fort Oglethorpe, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Fort Oglethorpe, Georgia auto insurance. Find the cheapest annual Fort Oglethorpe, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fort Oglethorpe, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,809 $3,978
GEICO $2,530 $2,616
Liberty Mutual $9,604 $9,604
Nationwide $6,033 $6,033
Progressive $3,985 $3,985
State Farm $3,105 $3,105
USAA $3,478 $3,811

Cheap Fort Oglethorpe, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fort Oglethorpe, Georgia? Check out the comparison of annual Fort Oglethorpe, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Oglethorpe, Georgia

Insurance Company Low Medium High
Allstate $3,641 $3,925 $4,114
GEICO $2,387 $2,585 $2,747
Liberty Mutual $9,198 $9,553 $10,060
Nationwide $5,895 $6,143 $6,062
Progressive $3,691 $3,929 $4,337
State Farm $2,910 $3,107 $3,298
USAA $3,497 $3,628 $3,808

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Best By Category: Cheapest Auto Insurance in Fort Oglethorpe, Georgia

Compare the cheapest auto insurance companies in Fort Oglethorpe, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fort Oglethorpe, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Fort Oglethorpe, Georgia Auto Insurance Companies

What auto insurance companies in Fort Oglethorpe, Georgia are the cheapest? Compare the top Fort Oglethorpe, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fort Oglethorpe, Georgia

Insurance Company Average Annual Rates
Allstate $3,893
GEICO $2,573
Liberty Mutual $9,604
Nationwide $6,033
Progressive $3,985
State Farm $3,105
USAA $3,644

What affects auto insurance rates in Fort Oglethorpe, Georgia?

There are a lot of reasons why auto insurance rates in Fort Oglethorpe, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fort Oglethorpe, Georgia. Many local factors may affect your Fort Oglethorpe auto insurance rates.

Fort Oglethorpe Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fort Oglethorpe, Georgia commute length is 20.9 minutes according to City-Data.

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Compare Fort Oglethorpe, Georgia Auto Insurance Quotes

Before you buy Fort Oglethorpe, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fort Oglethorpe, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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