Best Cheap Auto Insurance in Fort Montgomery, NY (2021)

The average Fort Montgomery, NY auto insurance rates are $390 per month. The minimum auto insurance in Fort Montgomery is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Fort Montgomery, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Fort Montgomery, NY for senior drivers are $2,883 per year
  • The cheapest auto insurance company in Fort Montgomery is GEICO
  • The minimum auto insurance required in Fort Montgomery, New York is 25/50/10

Fort Montgomery, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Fort Montgomery can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fort Montgomery, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Fort Montgomery to other New York cities, including Mount Vernon auto insurance rates, Rochester auto insurance rates, and Yonkers auto insurance rates to see how Fort Montgomery, New York auto insurance rates stack up.

Before you buy Fort Montgomery, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fort Montgomery, New York auto insurance quotes.

Minimum Auto Insurance in Fort Montgomery, New York

Fort Montgomery, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fort Montgomery, New York.

Minimum Required Auto Insurance Coverage in Fort Montgomery, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Fort Montgomery, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fort Montgomery, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Montgomery, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,821 $3,559 $3,606 $3,660 $11,684 $12,560 $3,704 $3,717
GEICO $2,079 $1,999 $2,020 $1,990 $4,497 $6,661 $1,868 $1,912
Liberty Mutual $5,156 $5,156 $4,799 $4,799 $10,086 $16,390 $5,156 $5,477
Nationwide $3,294 $3,294 $3,100 $3,100 $6,028 $9,066 $3,294 $4,252
Progressive $2,747 $2,548 $2,167 $2,210 $9,403 $10,438 $3,552 $3,451
State Farm $2,969 $2,969 $2,590 $2,590 $8,679 $11,124 $3,266 $3,423
Travelers $3,595 $3,549 $3,256 $3,444 $8,279 $9,748 $3,775 $3,868
USAA $1,538 $1,507 $1,401 $1,395 $6,311 $7,498 $1,956 $2,151

Cheap Fort Montgomery, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fort Montgomery, New York is a challenge. Take a look at the annual teen auto insurance rates in Fort Montgomery, New York.

Annual Auto Insurance Rates for Teen Drivers in Fort Montgomery, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,684 $12,560
GEICO $4,497 $6,661
Liberty Mutual $10,086 $16,390
Nationwide $6,028 $9,066
Progressive $9,403 $10,438
State Farm $8,679 $11,124
Travelers $8,279 $9,748
USAA $6,311 $7,498

Cheap Fort Montgomery, New York Auto Insurance for Seniors

What are senior auto insurance rates in Fort Montgomery, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fort Montgomery, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,606 $3,660
GEICO $2,020 $1,990
Liberty Mutual $4,799 $4,799
Nationwide $3,100 $3,100
Progressive $2,167 $2,210
State Farm $2,590 $2,590
Travelers $3,256 $3,444
USAA $1,401 $1,395

Cheap Fort Montgomery, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fort Montgomery, New York compared to the annual auto insurance rates with a clean record in Fort Montgomery, New York.

Annual Fort Montgomery, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,851 $4,851 $7,245 $6,209
GEICO $2,219 $2,421 $4,654 $2,219
Liberty Mutual $5,674 $5,674 $11,486 $5,674
Nationwide $3,344 $3,344 $7,603 $3,424
Progressive $4,435 $4,435 $4,926 $4,463
State Farm $4,477 $4,477 $4,925 $4,925
Travelers $4,197 $5,289 $5,361 $4,911
USAA $2,634 $2,678 $3,889 $2,678

Cheap Fort Montgomery, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fort Montgomery, New York is not easy. Compare the annual rates for DUI auto insurance in Fort Montgomery, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Fort Montgomery, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,245
GEICO $4,654
Liberty Mutual $11,486
Nationwide $7,603
Progressive $4,926
State Farm $4,925
Travelers $5,361
USAA $3,889

Cheap Fort Montgomery, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fort Montgomery, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fort Montgomery, New York

Insurance Company Poor Fair Good
Allstate $8,369 $4,844 $4,154
GEICO $3,608 $2,649 $2,378
Liberty Mutual $9,988 $6,520 $4,874
Nationwide $4,429 $4,429 $4,429
Progressive $7,309 $3,701 $2,684
State Farm $6,637 $4,162 $3,304
Travelers $6,900 $4,254 $3,664
USAA $4,555 $2,309 $2,045

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Cheap Fort Montgomery, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fort Montgomery, New York can vary. Compare the annual cost of auto insurance by ZIP code in Fort Montgomery, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fort Montgomery, New York

ZIP Code Average Annual Rates
10922 $4,720
10928 $4,746

Cheap Fort Montgomery, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Fort Montgomery, New York auto insurance. Find the cheapest annual Fort Montgomery, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fort Montgomery, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,707 $5,871
GEICO $2,793 $2,963
Liberty Mutual $6,927 $7,328
Nationwide $4,429 $4,429
Progressive $4,565 $4,565
State Farm $4,531 $4,871
Travelers $4,939 $4,939
USAA $2,940 $2,999

Cheap Fort Montgomery, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fort Montgomery, New York? Check out the comparison of annual Fort Montgomery, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Montgomery, New York

Insurance Company Low Medium High
Allstate $5,415 $5,765 $6,187
GEICO $2,715 $2,866 $3,054
Liberty Mutual $6,809 $7,106 $7,467
Nationwide $4,156 $4,391 $4,739
Progressive $4,340 $4,538 $4,815
State Farm $4,482 $4,724 $4,897
Travelers $4,673 $4,886 $5,258
USAA $2,875 $2,953 $3,080

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Best By Category: Cheapest Auto Insurance in Fort Montgomery, New York

Compare the cheapest auto insurance companies in Fort Montgomery, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fort Montgomery, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest Fort Montgomery, New York Auto Insurance Companies

What auto insurance companies in Fort Montgomery, New York are the cheapest? Compare the top Fort Montgomery, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fort Montgomery, New York

Insurance Company Average Annual Rates
Allstate $5,789
GEICO $2,878
Liberty Mutual $7,127
Nationwide $4,429
Progressive $4,565
State Farm $4,701
Travelers $4,939
USAA $2,970

What affects auto insurance rates in Fort Montgomery, New York?

There are a lot of reasons why auto insurance rates in Fort Montgomery, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fort Montgomery, New York. Many local factors may affect your Fort Montgomery auto insurance rates.

Fort Montgomery Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fort Montgomery, New York commute length is 26.4 minutes according to City-Data.

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Compare Fort Montgomery, New York Auto Insurance Quotes

Before you buy Fort Montgomery, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fort Montgomery, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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