Best Cheap Auto Insurance in Fort Mitchell, VA (2021)

The average Fort Mitchell, VA auto insurance rates are $194 per month. The minimum auto insurance in Fort Mitchell is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Fort Mitchell, Virginia, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Fort Mitchell, Virginia is 25/50/20
  • Average auto insurance rates in Fort Mitchell, VA for senior drivers are $1,358 per year
  • The cheapest auto insurance company in Fort Mitchell is USAA

Fort Mitchell, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Fort Mitchell can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fort Mitchell, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Fort Mitchell to other Virginia cities, including Suffolk auto insurance rates, Portsmouth auto insurance rates, and Richmond auto insurance rates to see how Fort Mitchell, Virginia auto insurance rates stack up.

Before you buy Fort Mitchell, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fort Mitchell, Virginia auto insurance quotes.

Minimum Auto Insurance in Fort Mitchell, Virginia

Fort Mitchell, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fort Mitchell, Virginia.

Minimum Required Auto Insurance Coverage in Fort Mitchell, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Fort Mitchell, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fort Mitchell, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Mitchell, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,922 $1,818 $1,913 $1,913 $5,954 $6,871 $2,501 $2,513
GEICO $1,530 $1,540 $1,450 $1,450 $3,098 $4,175 $1,775 $1,774
Nationwide $1,455 $1,469 $1,288 $1,330 $3,390 $4,404 $1,602 $1,756
Progressive $1,321 $1,270 $1,177 $1,190 $5,688 $6,406 $1,605 $1,652
State Farm $1,411 $1,411 $1,254 $1,254 $4,009 $5,054 $1,589 $1,820
USAA $1,114 $1,101 $1,033 $1,047 $3,374 $4,025 $1,441 $1,590

Cheap Fort Mitchell, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fort Mitchell, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Fort Mitchell, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Fort Mitchell, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,954 $6,871
GEICO $3,098 $4,175
Nationwide $3,390 $4,404
Progressive $5,688 $6,406
State Farm $4,009 $5,054
USAA $3,374 $4,025

Cheap Fort Mitchell, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Fort Mitchell, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fort Mitchell, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,913 $1,913
GEICO $1,450 $1,450
Nationwide $1,288 $1,330
Progressive $1,177 $1,190
State Farm $1,254 $1,254
USAA $1,033 $1,047

Cheap Fort Mitchell, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fort Mitchell, Virginia compared to the annual auto insurance rates with a clean record in Fort Mitchell, Virginia.

Annual Fort Mitchell, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,393 $3,773 $3,468 $3,068
GEICO $1,582 $2,069 $3,163 $1,582
Nationwide $1,810 $1,810 $2,669 $2,059
Progressive $2,191 $2,844 $2,579 $2,540
State Farm $2,047 $2,404 $2,225 $2,225
USAA $1,426 $1,849 $2,450 $1,638

Cheap Fort Mitchell, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fort Mitchell, Virginia is not easy. Compare the annual rates for DUI auto insurance in Fort Mitchell, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Fort Mitchell, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,468
GEICO $3,163
Nationwide $2,669
Progressive $2,579
State Farm $2,225
USAA $2,450

Cheap Fort Mitchell, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fort Mitchell, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fort Mitchell, Virginia

Insurance Company Poor Fair Good
Allstate $3,875 $3,096 $2,555
GEICO $2,332 $1,983 $1,983
Nationwide $2,478 $1,984 $1,798
Progressive $2,858 $2,466 $2,292
State Farm $3,164 $1,962 $1,550
USAA $2,462 $1,676 $1,383

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Fort Mitchell, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fort Mitchell, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Fort Mitchell, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fort Mitchell, Virginia

ZIP Code Average Annual Rates
23941 $2,016

Cheap Fort Mitchell, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Fort Mitchell, Virginia auto insurance. Find the cheapest annual Fort Mitchell, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fort Mitchell, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,081 $3,270
GEICO $2,059 $2,139
Nationwide $2,087 $2,087
Progressive $2,538 $2,538
State Farm $2,172 $2,279
USAA $1,773 $1,909

Cheap Fort Mitchell, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fort Mitchell, Virginia? Check out the comparison of annual Fort Mitchell, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Mitchell, Virginia

Insurance Company Low Medium High
Allstate $3,090 $3,177 $3,260
GEICO $2,024 $2,097 $2,176
Nationwide $2,190 $2,065 $2,005
Progressive $2,435 $2,511 $2,670
State Farm $2,112 $2,221 $2,342
USAA $1,760 $1,844 $1,917

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Fort Mitchell, Virginia

Compare the cheapest auto insurance companies in Fort Mitchell, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fort Mitchell, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Fort Mitchell, Virginia Auto Insurance Companies

What auto insurance companies in Fort Mitchell, Virginia are the cheapest? Compare the top Fort Mitchell, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fort Mitchell, Virginia

Insurance Company Average Annual Rates
Allstate $3,175
GEICO $2,099
Nationwide $2,087
Progressive $2,538
State Farm $2,225
USAA $1,841

Compare Fort Mitchell, Virginia Auto Insurance Quotes

Before you buy Fort Mitchell, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fort Mitchell, Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption